Gavop shows you how to buy homeowners insurance in Randolph County, MO by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $42,000 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $105,500 | $100,000 | $100,000-$125,000 |
| 3 Bedroom | $104,000 | $90,000 | $75,000-$100,000 |
| 4 Bedroom | $216,500 | $200,000 | $200,000-$250,000 |
| 5 Bedroom | $215,500 | $190,000 | $200,000-$250,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$70 | $706 |
| Home and Two Car | -$132 | $644 |
| Home and Three Car | -$194 | $582 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Randolph County | $1,000 | $767 | $1,767 | $557 | $1,557 | $210 |
| Randolph County, MO | $2,000 | $767 | $2,767 | $557 | $2,557 | $210 |
| Huntsville, MO | $100 | $824 | $924 | $599 | $699 | $225 |
| Salt Springs, MO | $1,500 | $924 | $2,424 | $671 | $2,171 | $252 |
| Holliday, MO | $100 | $736 | $836 | $535 | $635 | $201 |
| Boone County, MO | $1,000 | $1,070 | $2,070 | $778 | $1,778 | $293 |
| Brookfield, MO | $400 | $702 | $1,102 | $510 | $910 | $192 |
| Linn County, MO | $500 | $725 | $1,225 | $527 | $1,027 | $198 |
| Gibbs, MO | $2,000 | $601 | $2,601 | $437 | $2,437 | $164 |
| Laddonia, MO | $100 | $763 | $863 | $554 | $654 | $208 |
| Brashear, MO | $1,500 | $689 | $2,189 | $500 | $2,000 | $188 |
| Home Insurance Company Randolph County, MO | Homeowners Insurance Agency Randolph County, MO | Address | Popularity Score | Distance from Randolph County (miles) |
|---|---|---|---|---|
| Travelers | Gallaher Insurance Group | 110 N Coal, Mexico, MO, 65265 | 37.7 | |
| State Farm | Dj Hinds | 3600 Interstate 70 Dr Se Ste C, Columbia, MO, 65201-6583 | 35.0 | |
| Allstate | Jerry Swartz | 208 W Rollins St, Moberly, MO, 65270 | 3.3 | |
| State Farm | Stephanie Wilmsmeyer | 2609 E Broadway Ste 214, Columbia, MO, 65201-6398 | 35.6 | |
| State Farm | Suzanne Baker | 909 W Monroe St, Mexico, MO, 65265-1973 | 37.4 | |
| Travelers | Macon Insurance Llc | 506-B N Missouri St, Macon, MO, 63552 | 20.8 | |
| Travelers | Dysart Agency | 117 N Lafayette, Marshall, MO, 65340 | 43.8 | |
| State Farm | Justin Hahn | 1305 Grindstone Pkwy Ste 109, Columbia, MO, 65201-3752 | 37.6 | |
| Farmers | Micheal Clark | 368 W Arrow St Ste 101, Marshall, MO, 65340 | 43.9 | |
| State Farm | Dan Woessner | 1315 E Highway 24 Ste D, Moberly, MO, 65270-3642 | 4.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Missouri | $145,400 | $1,084 | $770 | $1,540 | $770 |
| Randolph County, MO | $93,800 | $776 | $540 | $1,080 | $540 |
| Randolph County, MO | $93,800 | $776 | $570 | $1,070 | $500 |
| Huntsville, MO | $70,800 | $834 | $600 | $1,180 | $580 |
| Salt Springs, MO | $96,800 | $935 | $680 | $1,290 | $610 |
| Holliday, MO | $51,000 | $745 | $500 | $1,030 | $530 |
| Boone County, MO | $177,800 | $1,083 | $780 | $1,480 | $700 |
| Brookfield, MO | $73,600 | $711 | $480 | $1,000 | $520 |
| Linn County, MO | $80,400 | $733 | $510 | $1,040 | $530 |
| Gibbs, MO | $24,700 | $608 | $420 | $830 | $410 |
| Laddonia, MO | $56,700 | $772 | $530 | $1,060 | $530 |
| Brashear, MO | $41,300 | $697 | $490 | $990 | $500 |