Gavop tells you how to get the best homeowners insurance in Caldwell County, KY by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Caldwell County, KY - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Herron Rd, State Hwy 1119, Garden Acres, McGregor Cemetery Rd, Ed Hill Rd, Hidden Meadows Rd, Winchester Ave, S Darby St, Saint Andrews Cir, Ridge Rd | $144,500 | $130,000 | $125,000-$150,000 | $79,500 | $70,000 | $50,000-$75,000 |
| Jo Jones Rd, Petes Path, White St, Cr-1330-20, State Hwy 139, Pleasant Valley Rd, Mitchell Rd, Williams Rd, Bayshore Dr, Caldwell Chapel Rd | $131,500 | $110,000 | $125,000-$150,000 | $81,500 | $70,000 | $75,000-$100,000 |
| Rock Springs Rd, Country Club Ln, H Haile Rd, W Shephardson St, Coleman Crider Rd, Dawson Rd, Hardy Mill Rd, Goodacre Rd, S Jefferson St, Lakewood Dr | $88,000 | $70,000 | $100,000-$125,000 | $69,000 | $60,000 | $50,000-$75,000 |
| Moore Rd, Guill Rd, Stephens Rd, State Hwy 293 N, Clinton Perry Spr, Buck Rd, E Market St, Longbreak Rd, Cr-1040, Towery Cem Rd | $96,500 | $80,000 | $100,000-$125,000 | $93,500 | $90,000 | $75,000-$100,000 |
| Holeman Hill Rd, Manus Rd, Childress Rd, Lance Nichols Cemetery Rd, Hospital Dr, E Locust St, Melanie Ln, Christopher Dr, Blue Springs Rd, E Wilson St | $128,000 | $110,000 | $100,000-$125,000 | $89,000 | $80,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$97 | $547 |
| Superior Protection Discount | -$64 | $579 |
| Fire & Security Discount | -$45 | $598 |
| Hail Resistant Roof Discount | -$19 | $624 |
| Newly Constructed Home Discount | -$148 | $495 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Caldwell County | $2,500 | $636 | $3,136 | $462 | $2,962 | $174 |
| Caldwell County, KY | $2,500 | $636 | $3,136 | $462 | $2,962 | $174 |
| Benton, KY | $400 | $699 | $1,099 | $508 | $908 | $191 |
| Rosewood, KY | $1,000 | $841 | $1,841 | $611 | $1,611 | $230 |
| Powderly, KY | $400 | $675 | $1,075 | $490 | $890 | $184 |
| Pope County, IL | $400 | $804 | $1,204 | $584 | $984 | $220 |
| Jefferson, IL | $2,000 | $613 | $2,613 | $445 | $2,445 | $167 |
| Metropolis No. 4, IL | $400 | $384 | $784 | $279 | $679 | $105 |
| Farmington, KY | $2,000 | $928 | $2,928 | $674 | $2,674 | $254 |
| Livermore, KY | $500 | $754 | $1,254 | $548 | $1,048 | $206 |
| Home Insurance Company Caldwell County, KY | Homeowners Insurance Agency Caldwell County, KY | Address | Popularity Score | Distance from Caldwell County (miles) |
|---|---|---|---|---|
| Allstate | Woodall Agency | 110 W Washington St, Princeton, KY, 42445 | 2.9 | |
| Liberty Mutual Independent | Goodwin Insurance Agency Inc | 312 W Market St, Princeton, KY, 42445 | 2.8 | |
| State Farm | Carrie Divine | 701 Us Highway 60 E, Morganfield, KY, 42437-1169 | 37.3 | |
| Liberty Mutual Independent | Goodwin Insurance Agency Inc | 312 W Market St, Princeton, KY, 42445 | 2.7 | |
| Travelers | Hometown Insurance Agency | 108 S Main St Suite 103, Madisonville, KY, 42431 | 23.9 | |
| Allstate | B. R. Knuckles Insurance Agency | 55 Public Sq, Elkton, KY, 42220 | 46.0 | |
| Travelers | Marklin Insurance Agency Llc | 203 W Washington St, Elkton, KY, 42220 | 46.0 | |
| Allstate | Kevin Rice | 707 W Everly Bros Blvd, Central City, KY, 42330 | 40.4 | |
| State Farm | Denny Slinker | 316 N Main St, Greenville, KY, 42345-1637 | 38.3 | |
| Travelers | Lyon County Insurance | Po Box 560, Eddyville, KY, 42038 | 12.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Kentucky | $130,000 | $896 | $600 | $1,250 | $650 |
| Caldwell County, KY | $95,300 | $643 | $430 | $890 | $460 |
| Caldwell County, KY | $95,300 | $643 | $460 | $880 | $420 |
| Benton, KY | $114,600 | $707 | $470 | $970 | $500 |
| Rosewood, KY | $116,800 | $851 | $600 | $1,170 | $570 |
| Powderly, KY | $76,900 | $683 | $470 | $950 | $480 |
| Pope County, IL | $84,100 | $814 | $590 | $1,160 | $570 |
| Jefferson, IL | $91,300 | $620 | $420 | $860 | $440 |
| Metropolis No. 4, IL | $38,700 | $389 | $280 | $540 | $260 |
| Farmington, KY | $143,300 | $939 | $680 | $1,300 | $620 |
| Livermore, KY | $94,500 | $763 | $530 | $1,090 | $560 |