Gavop tells you how to get the best homeowners insurance in Amherst, OH by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $72,000 | $60,000 | $50,000-$75,000 |
| 2 Bedroom | $186,000 | $160,000 | $150,000-$175,000 |
| 3 Bedroom | $162,000 | $140,000 | $125,000-$150,000 |
| 4 Bedroom | $207,000 | $170,000 | $175,000-$200,000 |
| 5 Bedroom | $418,000 | $380,000 | $400,000-$500,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$124 | $566 |
| Superior Protection Discount | -$62 | $628 |
| Fire & Security Discount | -$62 | $628 |
| Hail Resistant Roof Discount | -$21 | $669 |
| Newly Constructed Home Discount | -$193 | $497 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Lorain County | $700 | $693 | $1,393 | $504 | $1,204 | $189 |
| Amherst, OH | $1,500 | $682 | $2,182 | $495 | $1,995 | $186 |
| Middleburg Heights, OH | $400 | $631 | $1,031 | $458 | $858 | $172 |
| Sullivan, OH | $2,000 | $682 | $2,682 | $495 | $2,495 | $186 |
| Medina County, OH | $200 | $775 | $975 | $563 | $763 | $212 |
| Cinnamon Lake, OH | $700 | $616 | $1,316 | $447 | $1,147 | $168 |
| Burbank, OH | $200 | $584 | $784 | $424 | $624 | $160 |
| Bloominggrove, OH | $1,000 | $708 | $1,708 | $515 | $1,515 | $194 |
| University Heights, OH | $300 | $697 | $997 | $507 | $807 | $191 |
| Put-in-Bay, OH | $700 | $1,122 | $1,822 | $816 | $1,516 | $307 |
| Doylestown, OH | $100 | $740 | $840 | $538 | $638 | $202 |
| East Union, OH | $700 | $674 | $1,374 | $490 | $1,190 | $184 |
| Home Insurance Company Amherst, OH | Homeowners Insurance Agency Amherst, OH | Address | Popularity Score | Distance from Amherst (miles) |
|---|---|---|---|---|
| State Farm | Keith Wright | 585 W Bagley Rd, Berea, OH, 44017-1328 | 18.7 | |
| Travelers | Hubbard Insurance Agency | 22255 Center Ridge Road Suite 202, Rocky River, OH, 44116 | 19.4 | |
| Erie | Savoy Insurance Group | 42815 N Ridge Road, Elyria, OH, 44035 | 4.3 | |
| Farmers | Earl Soroka | 1621 Euclid Ave Ste 408, Cleveland, OH, 44115 | 29.4 | |
| State Farm | Chip Wentz | 445 Avon Belden Rd Ste A1a, Avon Lake, OH, 44012-2258 | 12.6 | |
| Travelers | Somers Agency Llc | 42815 N Ridge Rd , Elyria, OH, 44035 | 4.3 | |
| Allstate | Tonia Maxwell | 4693 Liberty Ave, Vermilion, OH, 44089 | 6.3 | |
| Nationwide | Sandi Criswell | 42857 North Ridge Rd, Elyria, OH, 44035-1053 | 4.3 | |
| Allstate | Ryan Cole | 1324 Cooper Foster Park Rd W, Lorain, OH, 44053 | 2.4 | |
| State Farm | Trudy Ansel | 6155 Park Square Dr Ste 5, Lorain, OH, 44053-4145 | 0.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Ohio | $135,100 | $712 | $510 | $1,000 | $490 |
| Lorain County, OH | $140,300 | $701 | $480 | $960 | $480 |
| Amherst, OH | $149,400 | $690 | $480 | $990 | $510 |
| Middleburg Heights, OH | $158,300 | $638 | $470 | $910 | $440 |
| Sullivan, OH | $125,500 | $690 | $490 | $990 | $500 |
| Medina County, OH | $185,800 | $785 | $570 | $1,120 | $550 |
| Cinnamon Lake, OH | $99,600 | $623 | $450 | $870 | $420 |
| Burbank, OH | $88,500 | $591 | $430 | $820 | $390 |
| Bloominggrove, OH | $137,500 | $717 | $490 | $980 | $490 |
| University Heights, OH | $158,000 | $706 | $510 | $1,010 | $500 |
| Put-in-Bay, OH | $364,600 | $1,136 | $780 | $1,600 | $820 |
| Doylestown, OH | $152,900 | $749 | $540 | $1,060 | $520 |
| East Union, OH | $145,300 | $683 | $460 | $940 | $480 |