Gavop tells you how to get the best homeowners insurance in Buffalo-Union, WV by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Buffalo-Union, WV - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Bowles Ridge Rd, Limestone Dr, Lock St, Drew St, Frazier Ln, Thorn Hill Ests, Fernwood Dr, Ida St, Dud Bennett, Hurricane Creek Rd | $138,500 | $120,000 | $125,000-$150,000 | $81,000 | $70,000 | $75,000-$100,000 |
| Tuckers Creek Rd, Tucker Ridge Rd, Heizer Ck Rd, Fairview Ridge, Cross Creek, Delta Rd 7, Co Rte 24, East Dr, Marble Dr, River Vista Dr | $133,500 | $120,000 | $125,000-$150,000 | $93,000 | $80,000 | $75,000-$100,000 |
| Turkey Branch, Central Ave, Wrights Ln, Fraziers Bottom-Waldo, Co Rte 30, Marie Dr, Burgess Ln, Co Rte 7, Timms St, Gibsons Branch Rd | $148,000 | $140,000 | $150,000-$175,000 | $99,000 | $90,000 | $75,000-$100,000 |
| Camelot Dr, Rollen St, Crow Cr Rd, Hickory Knob Rd, Crown Hill Ridge Rd, Harvey St, Cliffside Rd, Franklin St, Mt Edna, River St | $103,000 | $100,000 | $100,000-$125,000 | $91,000 | $80,000 | $50,000-$75,000 |
| Fisher Ridge Rd, Co Rte 34/27, Spring Dr, Walker Ridge Rd, Co Rte 13/11, Co Rte 40, Manila Ridge Rd, Riverview Rd, Little Buffalo Creek, Round Knob Rd | $156,500 | $140,000 | $125,000-$150,000 | $192,000 | $160,000 | $175,000-$200,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$106 | $555 |
| Superior Protection Discount | -$60 | $602 |
| Fire & Security Discount | -$73 | $588 |
| Hail Resistant Roof Discount | -$13 | $648 |
| Newly Constructed Home Discount | -$132 | $529 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Putnam County | $700 | $813 | $1,513 | $591 | $1,291 | $222 |
| Buffalo-Union, WV | $700 | $653 | $1,353 | $475 | $1,175 | $179 |
| South Charleston, WV | $100 | $684 | $784 | $497 | $597 | $187 |
| Lewis, WV | $2,000 | $573 | $2,573 | $417 | $2,417 | $157 |
| Jackson County, WV | $200 | $668 | $868 | $485 | $685 | $183 |
| Syracuse, OH | $2,000 | $580 | $2,580 | $421 | $2,421 | $158 |
| Aid, OH | $100 | $640 | $740 | $465 | $565 | $175 |
| Chelyan, WV | $1,000 | $484 | $1,484 | $352 | $1,352 | $132 |
| Cedar Grove, WV | $500 | $584 | $1,084 | $424 | $924 | $160 |
| Boone County, WV | $1,000 | $688 | $1,688 | $500 | $1,500 | $188 |
| Clay County, WV | $200 | $682 | $882 | $496 | $696 | $186 |
| Home Insurance Company Buffalo-Union, WV | Homeowners Insurance Agency Buffalo-Union, WV | Address | Popularity Score | Distance from Buffalo-Union (miles) |
|---|---|---|---|---|
| Liberty Mutual | Melissa Oxley | 112 Brent Way, Hurricane, WV, 25526 | 9.5 | |
| Liberty Mutual | Jon Duggan | 112 Brent Way, Hurricane, WV, 25526 | 9.5 | |
| Liberty Mutual | Luke Sanson | 112 Brent Way, Hurricane, WV, 25526 | 9.5 | |
| Liberty Mutual | Flo Jones | 112 Brent Way, Hurricane, WV, 25526 | 9.5 | |
| Liberty Mutual | Mark A. Truelove | 112 Brent Way, Hurricane, WV, 25526 | 9.5 | |
| State Farm | Brandon Huffman | 5506 Big Tyler Road, Cross Lanes, WV, 25313 | 13.0 | |
| State Farm | Bill Mangus | 801 Dunbar Ave, Dunbar, WV, 25064-3218 | 18.2 | |
| State Farm | Eddie Harris | 939 Roosevelt Boulevard, Eleanor, WV, 25070 | 3.6 | |
| State Farm | Jason Moore | 302 Main St Ste A, Ceredo, WV, 25507 | 37.7 | |
| State Farm | Jim Moreland | 512 Adams Ave, Huntington, WV, 25701-1030 | 32.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| West Virginia | $111,600 | $721 | $480 | $990 | $510 |
| Putnam County, WV | $157,500 | $823 | $560 | $1,170 | $610 |
| Buffalo-Union, WV | $108,400 | $661 | $480 | $940 | $460 |
| South Charleston, WV | $119,000 | $692 | $500 | $980 | $480 |
| Lewis, WV | $83,400 | $580 | $400 | $800 | $400 |
| Jackson County, WV | $113,300 | $676 | $450 | $930 | $480 |
| Syracuse, OH | $87,400 | $587 | $410 | $830 | $420 |
| Aid, OH | $108,900 | $648 | $460 | $900 | $440 |
| Chelyan, WV | $51,200 | $490 | $340 | $700 | $360 |
| Cedar Grove, WV | $74,700 | $591 | $410 | $820 | $410 |
| Boone County, WV | $71,800 | $696 | $480 | $990 | $510 |
| Clay County, WV | $79,100 | $690 | $460 | $970 | $510 |