Gavop tells you how to get the best homeowners insurance in Hubbard County, MN by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Newly Constructed Home | -$178 | $631 |
| 30 year old | +$12 | $821 |
| 40 year old | +$21 | $829 |
| 50 year old | +$31 | $839 |
| Above 50 year old | +$39 | $847 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$121 | $687 |
| Superior Protection Discount | -$73 | $736 |
| Fire & Security Discount | -$81 | $728 |
| Hail Resistant Roof Discount | -$24 | $784 |
| Newly Constructed Home Discount | -$178 | $631 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Hubbard County | $1,000 | $799 | $1,799 | $580 | $1,580 | $218 |
| Hubbard County, MN | $1,500 | $799 | $2,299 | $580 | $2,080 | $218 |
| Mantrap, MN | $300 | $1,441 | $1,741 | $1,047 | $1,347 | $394 |
| Otter Tail Peninsula, MN | $2,000 | $1,437 | $3,437 | $1,044 | $3,044 | $393 |
| Spruce Grove, MN | $500 | $875 | $1,375 | $636 | $1,136 | $239 |
| Clearwater County, MN | $1,000 | $745 | $1,745 | $542 | $1,542 | $204 |
| Homestead, MN | $500 | $1,118 | $1,618 | $813 | $1,313 | $306 |
| Timothy, MN | $1,500 | $1,159 | $2,659 | $842 | $2,342 | $317 |
| Trelipe, MN | $200 | $1,172 | $1,372 | $852 | $1,052 | $320 |
| Nebish, MN | $700 | $1,052 | $1,752 | $765 | $1,465 | $288 |
| Hines, MN | $300 | $910 | $1,210 | $661 | $961 | $249 |
| Richwood, MN | $1,500 | $1,081 | $2,581 | $785 | $2,285 | $295 |
| Home Insurance Company Hubbard County, MN | Homeowners Insurance Agency Hubbard County, MN | Address | Popularity Score | Distance from Hubbard County (miles) |
|---|---|---|---|---|
| State Farm | Jolene Johannes | 763 Jefferson Street North, Wadena, MN, 56482-2335 | 45.9 | |
| Travelers | Insurance Brokers Of Mn | 31061 Front St, Pequot Lakes, MN, 56472 | 44.3 | |
| Farmers | David Hiney | 1119 Jackson Ave, Detroit Lakes, MN, 56501 | 47.8 | |
| Allstate | Itasca Region Insurance Agency | 1012 1st St E # 34, Park Rapids, MN, 56470 | 13.4 | |
| Travelers | Ebner Insurance | 20 Jefferson St S, Wadena, MN, 56482 | 46.4 | |
| State Farm | Bill Stearns | 320 Jefferson St N Ste 1, Wadena, MN, 56482-1373 | 46.2 | |
| State Farm | Ed Winjum | 411 3rd Ave Se, Perham, MN, 56573-1740 | 46.9 | |
| Travelers | Ebner Insurance | 20 Jefferson St S, Wadena, MN, 56482 | 46.4 | |
| State Farm | Greg Hildenbrand | 624 Lake Ave, Detroit Lakes, MN, 56501-3029 | 48.1 | |
| Travelers | Island Financial Agency Inc | 7165 Dew Drop Trl Nw, Walker, MN, 56484 | 16.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Minnesota | $199,700 | $1,192 | $850 | $1,640 | $790 |
| Hubbard County, MN | $182,700 | $808 | $550 | $1,150 | $600 |
| Hubbard County, MN | $182,700 | $808 | $540 | $1,150 | $610 |
| Mantrap, MN | $293,000 | $1,458 | $980 | $2,000 | $1,020 |
| Otter Tail Peninsula, MN | $291,700 | $1,454 | $990 | $1,990 | $1,000 |
| Spruce Grove, MN | $120,400 | $886 | $630 | $1,250 | $620 |
| Clearwater County, MN | $122,800 | $754 | $540 | $1,070 | $530 |
| Homestead, MN | $181,300 | $1,132 | $770 | $1,560 | $790 |
| Timothy, MN | $193,800 | $1,173 | $790 | $1,610 | $820 |
| Trelipe, MN | $197,900 | $1,186 | $810 | $1,680 | $870 |
| Nebish, MN | $162,500 | $1,065 | $770 | $1,510 | $740 |
| Hines, MN | $127,800 | $921 | $640 | $1,310 | $670 |
| Richwood, MN | $170,400 | $1,094 | $800 | $1,540 | $740 |