Gavop tells you how to get the best homeowners insurance in Callaway County, MO by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $52,000 | $50,000 | $25,000-$50,000 |
| 2 Bedroom | $117,500 | $110,000 | $100,000-$125,000 |
| 3 Bedroom | $222,500 | $190,000 | $200,000-$250,000 |
| 4 Bedroom | $257,000 | $230,000 | $200,000-$250,000 |
| 5 Bedroom | $447,000 | $390,000 | $350,000-$400,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$146 | $828 |
| Superior Protection Discount | -$88 | $887 |
| Fire & Security Discount | -$78 | $897 |
| Hail Resistant Roof Discount | -$29 | $945 |
| Newly Constructed Home Discount | -$253 | $721 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Callaway County | $1,500 | $963 | $2,463 | $700 | $2,200 | $263 |
| Callaway County, MO | $1,000 | $963 | $1,963 | $700 | $1,700 | $263 |
| Hallsville, MO | $100 | $1,036 | $1,136 | $753 | $853 | $283 |
| New Florence, MO | $2,500 | $839 | $3,339 | $610 | $3,110 | $229 |
| Rush Hill, MO | $100 | $707 | $807 | $514 | $614 | $193 |
| Russellville, MO | $1,000 | $957 | $1,957 | $696 | $1,696 | $262 |
| Boeuf, MO | $500 | $1,203 | $1,703 | $875 | $1,375 | $329 |
| Belle, MO | $2,000 | $882 | $2,882 | $641 | $2,641 | $241 |
| North Moniteau, MO | $200 | $1,053 | $1,253 | $765 | $965 | $288 |
| Hartford, MO | $1,500 | $997 | $2,497 | $724 | $2,224 | $272 |
| Olean, MO | $300 | $856 | $1,156 | $622 | $922 | $234 |
| Marthasville, MO | $1,000 | $1,043 | $2,043 | $758 | $1,758 | $285 |
| Home Insurance Company Callaway County, MO | Homeowners Insurance Agency Callaway County, MO | Address | Popularity Score | Distance from Callaway County (miles) |
|---|---|---|---|---|
| State Farm | Lori Branch | 170 W Simon Blvd, Holts Summit, MO, 65043-1050 | 16.3 | |
| State Farm | Dj Hinds | 3600 Interstate 70 Dr Se Ste C, Columbia, MO, 65201-6583 | 21.2 | |
| Travelers | Scott Agency Inc | 408 N Sturgeon St , Montgomery City, MO, 63361 | 42.2 | |
| Travelers | Langworthy Insurance Agency | 103 W 4th St, Fulton, MO, 65251 | 1.6 | |
| State Farm | Suzanne Baker | 909 W Monroe St, Mexico, MO, 65265-1973 | 23.4 | |
| State Farm | Ramsey Dickerman | 501 W Us Highway 54, Vandalia, MO, 63382-1320 | 40.1 | |
| Travelers | Scott Agency Inc | 408 N Sturgeon St, Montgomery City, MO, 63361 | 24.6 | |
| State Farm | Justin Hahn | 1305 Grindstone Pkwy Ste 109, Columbia, MO, 65201-3752 | 22.0 | |
| Farmers | David Westhoff | 603 S Henry Clay Blvd, Ashland, MO, 65010 | 18.8 | |
| Farmers | Christopher Kamper | 723 E Booneslick Rd, Warrenton, MO, 63380 | 42.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Missouri | $145,400 | $1,084 | $790 | $1,500 | $710 |
| Callaway County, MO | $132,500 | $975 | $660 | $1,340 | $680 |
| Callaway County, MO | $132,500 | $975 | $670 | $1,340 | $670 |
| Hallsville, MO | $132,800 | $1,049 | $700 | $1,500 | $800 |
| New Florence, MO | $74,300 | $849 | $590 | $1,200 | $610 |
| Rush Hill, MO | $45,000 | $716 | $520 | $980 | $460 |
| Russellville, MO | $106,900 | $969 | $650 | $1,380 | $730 |
| Boeuf, MO | $201,600 | $1,218 | $890 | $1,740 | $850 |
| Belle, MO | $85,600 | $893 | $650 | $1,260 | $610 |
| North Moniteau, MO | $138,800 | $1,066 | $720 | $1,460 | $740 |
| Hartford, MO | $119,200 | $1,009 | $720 | $1,440 | $720 |
| Olean, MO | $78,600 | $866 | $610 | $1,200 | $590 |
| Marthasville, MO | $135,300 | $1,056 | $710 | $1,470 | $760 |