Gavop tells you how to get the best homeowners insurance in Rochester, IN by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Rochester, IN - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Bachelor Rd, S 1025 W, S 450 W, Co Rd 225 E, W 550 S, Sunset Blvd, Co Rd 200 S, Co Rd 850 W, N 25 W, Co Rd 200 E | $156,000 | $150,000 | $125,000-$150,000 | $120,500 | $110,000 | $100,000-$125,000 |
| W 700 N, N State Rd 17, N Maple St, Country Breeze East Dr, E 1600 N, North St, E Sycamore Dr, N Lake Shore Dr, Co Rd 350 S, S West St | $171,000 | $160,000 | $150,000-$175,000 | $72,500 | $70,000 | $50,000-$75,000 |
| Co Rd 325 W, Co Rd 1050 W, State Rd 25, S 1450 E, E 900 S, Co Rd 800 W, Co Rd 700 E, Talma Rd, Ewing Rd, N 650 E | $87,500 | $70,000 | $75,000-$100,000 | $91,500 | $80,000 | $75,000-$100,000 |
| Wabash Ave, Railroad St, Co Rd 500 N, S 575 E, S 325 W, W 500 S, Co Rd 700 E, River St, S Prairiewood Dr, Primrose Ln | $111,500 | $90,000 | $100,000-$125,000 | $143,000 | $130,000 | $150,000-$175,000 |
| Lakeshore Dr, State Rd 110, N 775 W, S Slaybaugh St, E 150 S, E Happy Valley Ln, E 225 S, S 75 E, N Valporaiso St, US Hwy 31 | $162,000 | $140,000 | $125,000-$150,000 | $79,000 | $70,000 | $50,000-$75,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$117 | $569 |
| Superior Protection Discount | -$69 | $617 |
| Fire & Security Discount | -$69 | $617 |
| Hail Resistant Roof Discount | -$14 | $672 |
| Newly Constructed Home Discount | -$151 | $535 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Fulton County | $1,500 | $667 | $2,167 | $485 | $1,985 | $182 |
| Rochester, IN | $2,000 | $677 | $2,677 | $492 | $2,492 | $185 |
| Walnut, IN | $300 | $727 | $1,027 | $528 | $828 | $199 |
| Royal Center, IN | $2,500 | $627 | $3,127 | $456 | $2,956 | $171 |
| Knox, IN | $300 | $650 | $950 | $472 | $772 | $178 |
| Burnettsville, IN | $2,000 | $679 | $2,679 | $493 | $2,493 | $185 |
| Nappanee, IN | $100 | $681 | $781 | $495 | $595 | $186 |
| Walkerton, IN | $1,500 | $714 | $2,214 | $519 | $2,019 | $195 |
| Dallas, IN | $200 | $718 | $918 | $522 | $722 | $196 |
| Howard, IN | $1,500 | $846 | $2,346 | $615 | $2,115 | $231 |
| Converse, IN | $200 | $672 | $872 | $488 | $688 | $184 |
| Huntington, IN | $1,500 | $642 | $2,142 | $467 | $1,967 | $176 |
| Home Insurance Company Rochester, IN | Homeowners Insurance Agency Rochester, IN | Address | Popularity Score | Distance from Rochester (miles) |
|---|---|---|---|---|
| Erie | Deiwert Insurance | 111 W Franklin, Delphi, IN, 46923 | 39.4 | |
| Erie | Acosta Insurance Agency Inc. | 3803 S Main Street, Elkhart, IN, 46517 | 43.7 | |
| Liberty Mutual Independent | Smith Sawyer & Smith Inc | 124 E 8th Street, Rochester, IN, 46975 | 1.6 | |
| Liberty Mutual Independent | Inguard | 231 W Canal St, Wabash, IN, 46992 | 28.1 | |
| Liberty Mutual Independent | Dan Berry Insurance Agency | 54101 Ironwood Road , South Bend, IN, 46635 | 45.1 | |
| Liberty Mutual Independent | Dan Berry Insurance Agency | 54101 Ironwood Road, South Bend, IN, 46635 | 45.1 | |
| Liberty Mutual Independent | Smith Sawyer & Smith Inc | 124 E 8th St, Rochester, IN, 46975 | 1.6 | |
| State Farm | Kory Arvin | 100 S Main St, Monticello, IN, 47960-2328 | 34.6 | |
| Allstate | Timothy Doud | 1501 Lincolnway E, Goshen, IN, 46526 | 42.2 | |
| State Farm | Rick Reid | 1801 S Ironwood Dr, South Bend, IN, 46613-3415 | 44.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Indiana | $130,200 | $847 | $580 | $1,160 | $580 |
| Fulton County, IN | $93,600 | $675 | $470 | $920 | $450 |
| Rochester, IN | $96,400 | $685 | $490 | $950 | $460 |
| Walnut, IN | $96,100 | $736 | $530 | $1,050 | $520 |
| Royal Center, IN | $71,300 | $635 | $430 | $900 | $470 |
| Knox, IN | $76,600 | $658 | $440 | $940 | $500 |
| Burnettsville, IN | $83,500 | $687 | $490 | $950 | $460 |
| Nappanee, IN | $121,300 | $689 | $460 | $960 | $500 |
| Walkerton, IN | $92,700 | $723 | $520 | $1,030 | $510 |
| Dallas, IN | $93,800 | $727 | $500 | $1,000 | $500 |
| Howard, IN | $133,200 | $856 | $620 | $1,180 | $560 |
| Converse, IN | $81,800 | $680 | $460 | $960 | $500 |
| Huntington, IN | $86,500 | $650 | $450 | $900 | $450 |