How Can I Make My Munster, IN Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Munster, IN covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
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Estimate Appropriate Munster, IN Home Insurance Coverage Levels | Back to Top
| Munster, IN - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| S River Dr, Washington Cir, Fran Lin Pkwy, Manor Ave, Southwood Dr, Park Dr, 30th St, Fairway Ave, Margo Ln, St James Pl | $151,500 | $130,000 | $150,000-$175,000 | $118,500 | $110,000 | $100,000-$125,000 |
| Carnaby Pl, Rosewood Ln, Cambridge Ct, Somerset Dr, Clark Ct, 30th Pl, Azalea Dr, Zephyr Ln, White Oak Cir, Sycamore Ln | $191,000 | $160,000 | $175,000-$200,000 | $171,500 | $140,000 | $175,000-$200,000 |
| Tamarack Pl, Old Stone Rd, Fisher Pl, Brookside Dr, Maple Ln, Spruce Cir, Coventry Ln, Hemlock Ct, Inner Cir, Schreiber Dr | $401,500 | $370,000 | $400,000-$500,000 | $318,500 | $280,000 | $350,000-$400,000 |
| Broadmoor Ave, Tuckahoe Pl, Magnolia Ln, Heather Dr, 35th St, Ivy Ln, Lands End, Rosewood Ct, Exeter Rd, Fran Lin Pkwy | $265,000 | $240,000 | $250,000-$300,000 | $177,000 | $150,000 | $150,000-$175,000 |
| Applewood Ct, Castle Dr, Oriole Dr, Frederick Ave, Bluebird Ln, Foliage Ln, Jenna Dr, Mirmar Rd, Sea Breeze Ct, Leicester Dr | $133,500 | $120,000 | $125,000-$150,000 | $123,500 | $110,000 | $100,000-$125,000 |
Estimate your Savings with Home Insurance Discounts in Munster, IN | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$157 | $717 |
| Superior Protection Discount | -$87 | $787 |
| Fire & Security Discount | -$96 | $778 |
| Hail Resistant Roof Discount | -$26 | $848 |
| Newly Constructed Home Discount | -$254 | $621 |
Choose the Right Deductible for your Munster, IN Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Lake County | $2,500 | $839 | $3,339 | $609 | $3,109 | $229 |
| Munster, IN | $1,500 | $864 | $2,364 | $628 | $2,128 | $236 |
| Gary, IN | $300 | $924 | $1,224 | $671 | $971 | $252 |
| Hazel Crest, IL | $1,000 | $618 | $1,618 | $449 | $1,449 | $169 |
| Bremen, IL | $200 | $664 | $864 | $482 | $682 | $181 |
| Richton Park, IL | $1,500 | $641 | $2,141 | $466 | $1,966 | $175 |
| Maywood, IL | $200 | $632 | $832 | $460 | $660 | $173 |
| DuPage County, IL | $700 | $974 | $1,674 | $708 | $1,408 | $266 |
| Golf, IL | $500 | $2,498 | $2,998 | $1,815 | $2,315 | $683 |
| Salina, IL | $1,500 | $841 | $2,341 | $611 | $2,111 | $230 |
| Galena, IN | $300 | $987 | $1,287 | $717 | $1,017 | $270 |
| Lincolnshire, IL | $2,500 | $953 | $3,453 | $693 | $3,193 | $260 |
Identify Top Home Insurance Agents near Munster, IN | Back to Top
| Home Insurance Company Munster, IN | Homeowners Insurance Agency Munster, IN | Address | Popularity Score | Distance from Munster (miles) |
|---|---|---|---|---|
| State Farm | Marlene Moore | 9222 Indianapolis Blvd Ste E, Highland, IN, 46322-2559 | 1.7 | |
| State Farm | Jason Rakos | 270 W 80th Pl, Merrillville, IN, 46410-5430 | 10.0 | |
| State Farm | Kevin Bednarek | 8000 Calumet Ave Ste 2, Munster, IN, 46321-1238 | 1.4 | |
| Erie | The Mitchell Corporation | 1160 Joliet Street Suite 101, Dyer, IN, 46311 | 3.9 | |
| State Farm | Ryan Spangler | 10210 Wicker Ave Ste 2, Saint John, IN, 46373-8408 | 8.1 | |
| Liberty Mutual Independent | Brown Insurance Group | 9105 A Indianapolis Blvd Suite 300, Highland, IN, 46322 | 1.7 | |
| Liberty Mutual Independent | Hammond National Company Inc | 5248 Hohman Ave, Hammond, IN, 46325 | 5.0 | |
| Allstate | American Trust Ins | 1315 119th St, Whiting, IN, 46394 | 9.1 | |
| Allstate | Mary A Moynihan | 612 Ridge Rd, Munster, IN, 46321 | 1.1 | |
| State Farm | Scott Marciniec | 124 N Griffith Blvd, Griffith, IN, 46319-2154 | 4.2 |
Compare Rates for Munster, IN Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Indiana | $130,200 | $847 | $570 | $1,170 | $600 |
| Lake County, IN | $140,100 | $849 | $580 | $1,200 | $620 |
| Munster, IN | $217,700 | $874 | $630 | $1,240 | $610 |
| Gary, IN | $66,300 | $935 | $650 | $1,280 | $630 |
| Hazel Crest, IL | $107,100 | $626 | $440 | $870 | $430 |
| Bremen, IL | $154,900 | $672 | $490 | $920 | $430 |
| Richton Park, IL | $142,900 | $648 | $440 | $900 | $460 |
| Maywood, IL | $138,700 | $640 | $440 | $880 | $440 |
| DuPage County, IL | $289,900 | $986 | $710 | $1,370 | $660 |
| Golf, IL | $824,500 | $2,528 | $1,720 | $3,510 | $1,790 |
| Salina, IL | $180,600 | $851 | $570 | $1,210 | $640 |
| Galena, IN | $194,900 | $999 | $720 | $1,410 | $690 |
| Lincolnshire, IL | $503,000 | $965 | $690 | $1,370 | $680 |
Research Home Insurance Companies Reviews in Munster, IN Before Buying | Back to Top
Share a review on your home insurance company
Allstate Home Insurance Reviews
Date: October 28, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Communication
I did not care for the interaction with customer service with my old company. The person I talked to wasn't very pleasant. My new company is great.
State Farm Home Insurance Reviews
Date: March 07, 2019 Age: 20 to 29 Gender: Male Marital Status: Married
Premium
I really enjoy the low premiums that are offered by them, and it's one of the main reasons that I choose them over other insurance companies that might have slightly better service.