Gavop's guide to buying homeowners insurance in Pennfield charter, MI covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Pennfield charter, MI - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Charlotte Ave, Brian Dr, Natala Ln, Charlemagne Blvd, E Sunset Blvd, Oak Lawn Dr, A St, Birdsall Dr, Rodney Ln, Brigden Dr | $134,000 | $130,000 | $100,000-$125,000 | $140,500 | $120,000 | $125,000-$150,000 |
| Stayman St, Lee Ave, Briars Farm Ln, Pineview Ct, Parkview Ave, 11 1/2 Mile Rd, Bradley St, N Birdsall Dr, Pheasantwood Trl, Harvard St | $160,000 | $150,000 | $150,000-$175,000 | $82,500 | $70,000 | $75,000-$100,000 |
| Magnolia Ave, W Pitman Ave, Walkinshaw Rd N, Maplehurst Blvd, Old 66, S Carleton Dr, Derby Rd, Eaton St, Milton Ave, Harding Rd | $112,000 | $100,000 | $125,000-$150,000 | $78,500 | $60,000 | $50,000-$75,000 |
| Palmiter Rd, S Birdsall Dr, Sharon Ave, Eric Rd, Halbert Rd, Wanondoger Cir, Elizabeth St, Wagon Wheel Ln, Whitetail Trl, Alvena Ave | $91,000 | $80,000 | $75,000-$100,000 | $123,500 | $110,000 | $125,000-$150,000 |
| Eden Rd, Bryant St, Garrison Ave, E Kirby Rd, Clarence Blvd, Eiffel Dr, Morgan Rd, Clinton Dr E, Carter's Ln, Oxford St | $132,000 | $110,000 | $125,000-$150,000 | $74,000 | $60,000 | $50,000-$75,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$111 | $582 |
| Superior Protection Discount | -$62 | $630 |
| Fire & Security Discount | -$69 | $624 |
| Hail Resistant Roof Discount | -$14 | $679 |
| Newly Constructed Home Discount | -$187 | $506 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Calhoun County | $700 | $695 | $1,395 | $505 | $1,205 | $190 |
| Pennfield charter, MI | $2,500 | $685 | $3,185 | $497 | $2,997 | $187 |
| Bellevue, MI | $100 | $712 | $812 | $518 | $618 | $195 |
| Charleston, MI | $1,000 | $781 | $1,781 | $567 | $1,567 | $213 |
| Sunfield, MI | $100 | $742 | $842 | $539 | $639 | $203 |
| Potterville, MI | $2,500 | $658 | $3,158 | $478 | $2,978 | $180 |
| Thornapple, MI | $100 | $664 | $764 | $482 | $582 | $181 |
| Schoolcraft, MI | $2,500 | $661 | $3,161 | $481 | $2,981 | $181 |
| Kinderhook, MI | $500 | $799 | $1,299 | $581 | $1,081 | $218 |
| Byron Center, MI | $1,500 | $740 | $2,240 | $538 | $2,038 | $202 |
| White Pigeon, MI | $500 | $777 | $1,277 | $564 | $1,064 | $212 |
| Brooklyn, MI | $2,500 | $713 | $3,213 | $518 | $3,018 | $195 |
| Home Insurance Company Pennfield charter, MI | Homeowners Insurance Agency Pennfield charter, MI | Address | Popularity Score | Distance from Pennfield charter (miles) |
|---|---|---|---|---|
| Farmers | Justin Lamb | 3450 Alaiedon Pkwy Ste 105, Okemos, MI, 48864 | 40.7 | |
| State Farm | Greg Lemanski | 3323 W Saginaw St, Lansing, MI, 48917-2312 | 36.3 | |
| Allstate | Melissa Kleinert | 531 N Grand St # B, Schoolcraft, MI, 49087 | 32.3 | |
| State Farm | Darrean Dunn | 1824 S Pennsylvania Ave Ste B, Lansing, MI, 48910-1891 | 37.2 | |
| State Farm | Jeff Kiessling | 676 Capital Ave Sw, Battle Creek, MI, 49015-5030 | 7.0 | |
| Allstate | Jeffery Cope | 812 Capital Ave Sw, Battle Creek, MI, 49015 | 7.2 | |
| State Farm | Dave Tuls | 181 North Avenue, Battle Creek, MI, 49017-3467 | 5.1 | |
| State Farm | John Chmiel | 409 Columbia Ave W, Battle Creek, MI, 49015-3356 | 7.4 | |
| State Farm | Randy Gorham | 7055 Tower Rd Ste H, Battle Creek, MI, 49014-8604 | 7.0 | |
| State Farm | Eric Wheeler | 57239 N Main St Ste 2, Three Rivers, MI, 49093-9419 | 39.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Michigan | $136,400 | $775 | $560 | $1,110 | $550 |
| Calhoun County, MI | $102,600 | $703 | $500 | $1,010 | $510 |
| Pennfield charter, MI | $115,200 | $693 | $500 | $950 | $450 |
| Bellevue, MI | $99,900 | $721 | $530 | $1,020 | $490 |
| Charleston, MI | $146,900 | $790 | $530 | $1,100 | $570 |
| Sunfield, MI | $119,700 | $751 | $510 | $1,040 | $530 |
| Potterville, MI | $69,700 | $666 | $450 | $950 | $500 |
| Thornapple, MI | $154,700 | $672 | $480 | $920 | $440 |
| Schoolcraft, MI | $152,500 | $669 | $460 | $920 | $460 |
| Kinderhook, MI | $161,900 | $809 | $570 | $1,120 | $550 |
| Byron Center, MI | $222,800 | $749 | $520 | $1,060 | $540 |
| White Pigeon, MI | $144,500 | $786 | $560 | $1,080 | $520 |
| Brooklyn, MI | $101,000 | $722 | $510 | $1,000 | $490 |