Gavop shows you how to buy homeowners insurance in Cloverdale, CA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Cloverdale, CA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Garrett Way, Lavender Ct, S East St, King Ridge Rd, Bandeira Way, Brook Ct, Laurel Ct, Venezia Way, Haehl St, Broad St | $268,000 | $240,000 | $250,000-$300,000 | $301,500 | $260,000 | $250,000-$300,000 |
| el Ranch Dr, Wisteria Cir, Debmar Ln, Clovercrest Dr, Port Cir, E 3rd St, N Cloverdale Blvd, Rockydale Ln, Cooley Ln, Church Ln | $260,000 | $230,000 | $200,000-$250,000 | $139,000 | $130,000 | $125,000-$150,000 |
| Brookside Dr, Plumeria Ct, Cabernet St, Albany St, Syrah Ct, Sandholm Ln, Hot Springs Rd, Garden Circle Way, W 4th St, S Cloverdale Blvd | $223,500 | $180,000 | $200,000-$250,000 | $222,000 | $200,000 | $200,000-$250,000 |
| Lile Ln, Northstar Ln, Allen Ave, S Jefferson St, Asti Rd, Dutcher Creek Rd, S Redwood Hwy, Alana Way, Clark Ave, Caldwell St | $316,000 | $260,000 | $250,000-$300,000 | $188,500 | $160,000 | $200,000-$250,000 |
| Hillview Dr, Commercial St, Kerry Ln, Sonoma Dr, Hiatt Rd, Evergreen Ln, Marguerite Ln, N Redwood Hwy, Vine Dr, Ranch House Dr | $446,500 | $370,000 | $400,000-$500,000 | $230,000 | $190,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$144 | $754 |
| Superior Protection Discount | -$90 | $807 |
| Fire & Security Discount | -$63 | $834 |
| Hail Resistant Roof Discount | -$27 | $870 |
| Newly Constructed Home Discount | -$215 | $682 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,216 |
| Physical Damage | $2,464 |
| Hail Damage | $4,524 |
| Wind Damage | $6,433 |
| Expensive Claims | |
| Fire | $45,123 |
| Smoke | $16,887 |
| Home Insurance Company Cloverdale, CA | Homeowners Insurance Agency Cloverdale, CA | Address | Popularity Score | Distance from Cloverdale (miles) |
|---|---|---|---|---|
| State Farm | Eddie Sandoval | 2780 Stony Point Rd Ste O, Santa Rosa, CA, 95407-5056 | 30.8 | |
| Farmers | Rafael Gutierrez | 141 Stony Cir Ste 185, Santa Rosa, CA, 95401 | 28.8 | |
| Farmers | Rob Mokry | 141 Stony Cir Ste 185, Santa Rosa, CA, 95401 | 28.8 | |
| State Farm | Anea Kamahele | 730 W Napa St, Sonoma, CA, 95476-6413 | 45.7 | |
| Travelers | North Bay Insurance Brokers Inc | 25 Mcdonell St, Sonoma, CA, 95476 | 46.3 | |
| Allstate | Debi Fitzgerald | 659 Cherry St Ste 101, Santa Rosa, CA, 95404 | 29.4 | |
| State Farm | Joy Walp | 475 Stony Point Rd, Santa Rosa, CA, 95401-5969 | 29.3 | |
| Farmers | Fernando Marron | 9940 Starr Rd Ste 180, Windsor, CA, 95492 | 19.6 | |
| Allstate | Cammy Persons | 367 N State St Ste 105, Ukiah, CA, 95482 | 26.5 | |
| State Farm | Carolyn Pollard | 1144 State Farm Dr, Santa Rosa, CA, 95403-2717 | 27.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| Sonoma County, CA | $513,300 | $1,383 | $1,020 | $1,880 | $860 |
| Cloverdale, CA | $393,900 | $897 | $660 | $1,220 | $560 |
| Soda Bay, CA | $235,700 | $699 | $520 | $950 | $430 |
| Guerneville, CA | $407,200 | $1,121 | $830 | $1,520 | $690 |
| Monte Rio, CA | $417,900 | $1,168 | $860 | $1,590 | $730 |
| Fulton, CA | $797,800 | $2,169 | $1,610 | $2,950 | $1,340 |
| Clearlake, CA | $96,600 | $1,046 | $770 | $1,420 | $650 |
| Anchor Bay, CA | $660,200 | $1,877 | $1,390 | $2,550 | $1,160 |
| Lucerne-Clearlake Oaks, CA | $137,000 | $566 | $420 | $770 | $350 |
| Bodega, CA | $1,564,500 | $552 | $410 | $750 | $340 |
| Kenwood, CA | $680,800 | $1,922 | $1,420 | $2,610 | $1,190 |
| Boyes Hot Springs, CA | $495,200 | $1,007 | $750 | $1,370 | $620 |