Gavop tells you how to get the best homeowners insurance in Lauderdale-by-the-Sea, FL by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $101,500 | $80,000 | $75,000-$100,000 |
| 2 Bedroom | $215,500 | $190,000 | $175,000-$200,000 |
| 3 Bedroom | $369,500 | $320,000 | $400,000-$500,000 |
| 4 Bedroom | $488,500 | $430,000 | $500,000-$600,000 |
| 5 Bedroom | $863,000 | $790,000 | $700,000-$800,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$160 | $782 |
| Superior Protection Discount | -$85 | $857 |
| Fire & Security Discount | -$75 | $867 |
| Hail Resistant Roof Discount | -$19 | $923 |
| Newly Constructed Home Discount | -$245 | $697 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Broward County | $700 | $1,265 | $1,965 | $919 | $1,619 | $346 |
| Lauderdale by the Sea, FL | $700 | $931 | $1,631 | $676 | $1,376 | $254 |
| Hillsboro Beach, FL | $500 | $2,779 | $3,279 | $2,020 | $2,520 | $760 |
| Franklin Park, FL | $1,000 | $1,197 | $2,197 | $870 | $1,870 | $327 |
| Watergate, FL | $300 | $845 | $1,145 | $614 | $914 | $231 |
| Ocean Ridge, FL | $2,000 | $885 | $2,885 | $643 | $2,643 | $242 |
| North Bay Village, FL | $400 | $2,176 | $2,576 | $1,581 | $1,981 | $595 |
| Seminole Manor, FL | $1,000 | $1,144 | $2,144 | $831 | $1,831 | $313 |
| Lantana, FL | $500 | $956 | $1,456 | $695 | $1,195 | $261 |
| Wellington, FL | $1,500 | $1,469 | $2,969 | $1,067 | $2,567 | $401 |
| Richmond Heights, FL | $400 | $991 | $1,391 | $720 | $1,120 | $271 |
| Juno Ridge, FL | $1,500 | $1,793 | $3,293 | $1,303 | $2,803 | $490 |
| Home Insurance Company Lauderdale by the Sea, FL | Homeowners Insurance Agency Lauderdale by the Sea, FL | Address | Popularity Score | Distance from Lauderdale by the Sea (miles) |
|---|---|---|---|---|
| Allstate | Russ Deboo | 1430 S Federal Hwy Ste 200, Deerfield Beach, FL, 33441 | 6.8 | |
| Travelers | The Marcus Group | 7797 N University Dr Ste 204, Tamarac, FL, 33321 | 9.9 | |
| Travelers | Florida State Insurance Professionals | 2714 W Atlantic Blvd, Pompano Beach, FL, 33069 | 4.6 | |
| State Farm | David Cooley | 1531 S Cypress Rd, Pompano Beach, FL, 33060-9134 | 1.9 | |
| Travelers | Alexander & Greep & Tate Insurance | 2727 E Oakland Park Blvd Ste 200, Fort Lauderdale, FL, 33306 | 2.4 | |
| Travelers | Prestige Underwriters | 2900 Oakland Park Blvd Ste 200 Ft. Lauderdale, Fort Lauderdale, FL, 33306 | 2.3 | |
| Allstate | Patrick Brady | 901 Se 17th St, Fort Lauderdale, FL, 33316 | 7.2 | |
| Travelers | Boca Bay Insurance Agency | 100 South Military Trail #24, Deerfield Beach, FL, 33442 | 8.3 | |
| Liberty Mutual Independent | Frank H Furman Inc | 1314 E Atlantic Blvd Pompano Beach, Pompano Beach, FL, 33060 | 2.4 | |
| Travelers | Barkley Insurance Agency Inc | 2765 W Cypress Creek Rd Ste B, Ft Lauderdale, FL, 33309 | 5.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Florida | $178,700 | $1,605 | $1,250 | $2,150 | $900 |
| Broward County, FL | $223,400 | $1,280 | $1,000 | $1,720 | $720 |
| Lauderdale by the Sea, FL | $459,100 | $942 | $730 | $1,260 | $530 |
| Hillsboro Beach, FL | $376,300 | $2,813 | $2,190 | $3,770 | $1,580 |
| Franklin Park, FL | $120,000 | $1,212 | $950 | $1,620 | $670 |
| Watergate, FL | $67,500 | $855 | $670 | $1,150 | $480 |
| Ocean Ridge, FL | $798,700 | $896 | $700 | $1,200 | $500 |
| North Bay Village, FL | $271,600 | $2,202 | $1,720 | $2,950 | $1,230 |
| Seminole Manor, FL | $112,100 | $1,158 | $900 | $1,550 | $650 |
| Lantana, FL | $164,600 | $967 | $750 | $1,300 | $550 |
| Wellington, FL | $349,700 | $1,486 | $1,160 | $1,990 | $830 |
| Richmond Heights, FL | $163,000 | $1,003 | $780 | $1,340 | $560 |
| Juno Ridge, FL | $210,700 | $1,815 | $1,420 | $2,430 | $1,010 |