Gavop's guide to buying homeowners insurance in Granite Bay, CA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $135,500 | $120,000 | $125,000-$150,000 |
| 2 Bedroom | $386,500 | $340,000 | $300,000-$350,000 |
| 3 Bedroom | $469,500 | $390,000 | $400,000-$500,000 |
| 4 Bedroom | $740,500 | $650,000 | $600,000-$700,000 |
| 5 Bedroom | $544,500 | $500,000 | $500,000-$600,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$171 | $897 |
| Superior Protection Discount | -$96 | $972 |
| Fire & Security Discount | -$117 | $950 |
| Hail Resistant Roof Discount | -$32 | $1,036 |
| Newly Constructed Home Discount | -$256 | $811 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,095 |
| Physical Damage | $2,440 |
| Hail Damage | $4,948 |
| Wind Damage | $6,496 |
| Expensive Claims | |
| Fire | $46,016 |
| Smoke | $17,054 |
| Home Insurance Company Granite Bay, CA | Homeowners Insurance Agency Granite Bay, CA | Address | Popularity Score | Distance from Granite Bay (miles) |
|---|---|---|---|---|
| Allstate | Julie L. Domenick | 3175 Sunset Blvd Ste 108, Rocklin, CA, 95677 | 4.8 | |
| Liberty Mutual Independent | Placer Insurance Agency | 5 Sierra Gate Plz Ste 150, Roseville, CA, 95678 | 5.3 | |
| Farmers | Wayne Wong | 2015 Q St, Sacramento, CA, 95811 | 21.4 | |
| Farmers | Brendan Mohr | 187 Blue Ravine Rd Ste 130, Folsom, CA, 95630 | 7.1 | |
| Farmers | Ben Bodding | 1613 Eureka Rd Ste 300, Roseville, CA, 95661 | 4.3 | |
| Farmers | Eddie Medeiros | 5701 Lonetree Blvd Ste 109, Rocklin, CA, 95765 | 7.6 | |
| Farmers | Jeff Apperson | 6617 Madison Ave Ste 11a, Carmichael, CA, 95608 | 10.0 | |
| State Farm | Michael Yee | 950 Fulton Ave Ste 175, Sacramento, CA, 95825-4514 | 17.4 | |
| State Farm | George Yee | 7915 Laguna Blvd Ste 140, Elk Grove, CA, 95758-7944 | 26.6 | |
| State Farm | Mike Eldred | 800 Sunrise Ave Ste B, Roseville, CA, 95661-4575 | 5.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| Placer County, CA | $413,300 | $1,067 | $790 | $1,450 | $660 |
| Granite Bay, CA | $697,500 | $1,068 | $790 | $1,450 | $660 |
| Penryn, CA | $462,600 | $1,398 | $1,030 | $1,900 | $870 |
| Roseville, CA | $386,300 | $998 | $740 | $1,360 | $620 |
| East Yolo, CA | $304,900 | $814 | $600 | $1,110 | $510 |
| Drytown, CA | $342,000 | $901 | $670 | $1,230 | $560 |
| Knights Landing, CA | $202,300 | $654 | $480 | $890 | $410 |
| Red Corral, CA | $266,300 | $744 | $550 | $1,010 | $460 |
| Madison, CA | $180,400 | $626 | $460 | $850 | $390 |
| College City, CA | $204,200 | $657 | $490 | $890 | $400 |
| Mountain Ranch, CA | $354,100 | $935 | $690 | $1,270 | $580 |
| Waterloo, CA | $395,500 | $1,074 | $790 | $1,460 | $670 |