How Can I Make My Niles, IL Home Insurance Cheaper

Gavop shows you how to buy homeowners insurance in Niles, IL by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.

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Estimate Appropriate Niles, IL Home Insurance Coverage Levels | Back to Top

Niles, IL - Neighbourhoods, Census Blocks & Streets 3 Bedroom 2 Bedroom
Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
Loyola Ave, Suffield Ter, Coronet Rd, Harvard Ter, Greeley Ave, Little Oak Path, N Minnehaha Ave, W Forest View Ln, Avalon Dr, Grove Ct $222,000 $190,000 $175,000-$200,000 $136,500 $130,000 $100,000-$125,000
W Lee St, Archel Hanson Ter, Hamton Ave, Albert Ave, Hamton Ave, Carpenter Rd, Elm Ter, Carol St, N Concord Ln, Kenneth Ter $179,500 $140,000 $175,000-$200,000 $213,500 $170,000 $175,000-$200,000
Bobolink Ter, N Bellefort Pl, W Mulford St, Louise Ave, Salem Cir, Ferris Ave, N Franks Ave, Cherry Pkwy, Louise Ave, Logan Ter $194,500 $160,000 $150,000-$175,000 $223,500 $180,000 $200,000-$250,000
Longmeadow Ave, Fernald Ave, W Niles Ave, George Ct, Floral Ave, Four Winds Way, E Prairie Rd, N Sauganash Ave, Cherry Ave, N Lexington Ln $470,500 $430,000 $500,000-$600,000 $302,500 $280,000 $350,000-$400,000
Keeney Ct, Little Elm Bend, W Cleveland St, Hennings Ct, Ida Ln, Wright Ter, Salem Ln, Frontage Rd E, Russett Ln, Rollwind Rd $199,500 $180,000 $200,000-$250,000 $187,000 $150,000 $200,000-$250,000

Estimate your Savings with Home Insurance Discounts in Niles, IL | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$170 $828
Superior Protection Discount -$90 $908
Fire & Security Discount -$70 $928
Hail Resistant Roof Discount -$20 $977
Newly Constructed Home Discount -$219 $778

Choose the Right Deductible for your Niles, IL Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Cook County $2,500 $881 $3,381 $640 $3,140 $241
Niles, IL $700 $985 $1,685 $716 $1,416 $269
Evanston, IL $100 $1,103 $1,203 $801 $901 $301
Carol Stream, IL $700 $887 $1,587 $644 $1,344 $242
Gages Lake, IL $300 $760 $1,060 $552 $852 $208
Palos Park, IL $700 $1,252 $1,952 $910 $1,610 $342
Sleepy Hollow, IL $100 $1,014 $1,114 $737 $837 $277
Homer, IL $700 $981 $1,681 $713 $1,413 $268
Crest Hill, IL $400 $674 $1,074 $490 $890 $184
Gary, IN $2,500 $924 $3,424 $671 $3,171 $252
Sauk Village, IL $500 $811 $1,311 $590 $1,090 $222
Salem, WI $1,500 $637 $2,137 $463 $1,963 $174

Identify Top Home Insurance Agents near Niles, IL | Back to Top

Home Insurance Company Niles, IL Homeowners Insurance Agency Niles, IL Address Popularity Score Distance from Niles (miles)
Travelers Lakeview Insurance Agency Ltd 3438 N Southport, Chicago, IL, 60657
7.7
Travelers T A Cummings Jr Co Inc 4153 Main St, Skokie, IL, 60076
1.3
State Farm Neal Gallo 6666 N Western Ave Ste 1, Chicago, IL, 60645-5107
4.0
State Farm Suzette De Salvo 5217 N Harlem Ave, Chicago, IL, 60656-1803
4.6
Farmers Jack Krzosek 3840 N Harlem Ave, Chicago, IL, 60634
6.2
Farmers Robert Olech 888 N La Fox St Ste 2c, South Elgin, IL, 60177
27.8
State Farm John Kurylak 1141 Fairview Ave, Westmont, IL, 60559-2709
21.5
State Farm Ray Benziger 5110 W Fullerton Ave, Chicago, IL, 60639-2404
7.5
State Farm Diane Sexton 19550 S Harlem Ave Ste 5, Frankfort, IL, 60423-6730
34.5
Farmers Michael Maione 559 Roger Williams Ave, Highland Park, IL, 60035
9.3

Compare Rates for Niles, IL Home Insurance Providers | Back to Top

Compare Quotes from Top Providers and Save now!

Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Illinois $179,700 $850 $600 $1,200 $600
Cook County, IL $227,400 $892 $650 $1,230 $580
Niles, IL $297,000 $997 $680 $1,420 $740
Evanston, IL $367,300 $1,116 $790 $1,580 $790
Carol Stream, IL $231,400 $898 $620 $1,230 $610
Gages Lake, IL $219,000 $769 $520 $1,080 $560
Palos Park, IL $388,400 $1,267 $850 $1,790 $940
Sleepy Hollow, IL $289,800 $1,026 $730 $1,470 $740
Homer, IL $293,900 $993 $720 $1,420 $700
Crest Hill, IL $160,500 $682 $480 $970 $490
Gary, IN $66,300 $935 $670 $1,320 $650
Sauk Village, IL $77,600 $821 $600 $1,160 $560
Salem, WI $174,000 $644 $440 $910 $470

Research Home Insurance Companies Reviews in Niles, IL Before Buying | Back to Top

Share a review on your home insurance company


Allstate Home Insurance Reviews

Date: January 19, 2019    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Policy Offerings
I don't know too much about other insurance companies but mines offers full coverage which I want during hurricane season.


Date: December 01, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Customer Service
It was great at the beginning, as a friend of mine was my agent. She no longer works for them. There is no clear direction on who to speak to about different issues, and the website does not allow a lot of self serve options so you are always required to talk to someone.

Date: September 21, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Policy Offerings
The offer of policies covers the damage and deterioration of the house


Date: September 21, 2018    Age: 40 to 49    Gender: Female    Marital Status: Married

Website/App
I like the website because it offers me good options for what my home insurance covers

Date: August 14, 2018    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Premium
Compared to other companies do not offer me the same insurance options on my home

Date: November 28, 2017    Age: 30 to 39    Gender: Female    Marital Status: Married

Communication
I like the communication of the company because they always keep me up to date with the information and provide me with the best services

Date: November 19, 2017    Age: 50 to 59    Gender: Male    Marital Status: Unmarried

Customer Service
I like the customer service of the company because they mainly have good treatment and always try to provide the best options for customers

GEICO Home Insurance Reviews

Date: September 12, 2019    Age: 20 to 29    Gender: Male    Marital Status: Married

Customer Service
Geico is a great company with exceptional customer service. Their wait times are very minimal and the knowledge of the representatives is outstanding. The app the company provides also has all documents that I need.

Date: September 21, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Communication
I receive minimal communication regarding my home insurance - which is both good and bad. I appreciate that I am not inundated with unimportant messaging or mail, but I also wish that I would get updates regarding changes to my policy or an explanation of some of the items included in my coverage.

Date: September 19, 2018    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Customer Service
I have spoken to customer service representatives several times since setting up our policy, and they were always very helpful and able to correct any issue in a fast, efficient manner. We even had an issue the day before closing on our home, and GEICO was able to make the necessary corrections so that we could close on time.

Date: August 03, 2018    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Policy Offerings
My house is covered for fire and other loss not due to natural disaster or act of god. I have an amount of coverage for my possessions in the home, but I cannot recall exactly what that amount is at this time.


Date: July 26, 2018    Age: 40 to 49    Gender: Female    Marital Status: Married

Website/App
GEICO has an easy-to-access website, and I am always able to obtain proof of insurance if I cannot locate the hard copy of my policy. GEICO communicates directly with my mortgage provider to coordinate the payment of my policy, so I don't really have anything to worry about.

Date: January 17, 2018    Age: 40 to 49    Gender: Female    Marital Status: Unmarried

Premium
When we purchased our home, we received estimates from several insurance companies. Because we already had auto coverage with GEICO, we were able to bundle their services and get the best deal available.

Meemic Insurance Home Insurance Reviews

Date: September 11, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Communication
the communication between me and the insurance company is great, they very helpful with keeping my rates as low as possible

Date: September 03, 2018    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Customer Service
the customer service is great, I've yet to have a problem and they're very helpful with helping me make payments on time

Date: September 03, 2018    Age: 40 to 49    Gender: Male    Marital Status: Married

Policy Offerings
everything is covered in my insurance policy I will not take charges for any damage that I'm not responsible for


Date: July 31, 2018    Age: 50 to 59    Gender: Male    Marital Status: Married

Website/App
everything is acceptable with the insurance company's website, my only concern is the browser's security

Date: November 18, 2017    Age: 50 to 59    Gender: Male    Marital Status: Married

Premium
the prices are much lower compared to the offers that I have received in the past, therefore I'm satisfied with the outcome

Goosehead Insurance Home Insurance Reviews

Date: September 24, 2018    Age: 40 to 49    Gender: Female    Marital Status: Married

Premium
The premium compared to others seems to me better as far as I am concerned

Date: August 21, 2018    Age: 50 to 59    Gender: Female    Marital Status: Married

Website/App
The truth is that the page is very accurate with your information and customer service, I do not see cons or negative things

Date: August 02, 2018    Age: 50 to 59    Gender: Male    Marital Status: Married

Communication
The truth is that the communication offered is highly excellent, I have never been left waiting and are always very respectful

Date: January 17, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Customer Service
Your customer service has never disappointed me, so I have no complaints about it

State Farm Home Insurance Reviews

Date: October 16, 2019    Age: Above 60    Gender: Male    Marital Status: Unmarried

Customer Service
I give State Farm home insurance a 5 star service rating. State Farm is one of the best known and biggest home insurance companies in America. I've always had good luck with them.

Date: July 14, 2019    Age: 40 to 49    Gender: Male    Marital Status: Married

Policy Offerings
Our home policy offers many protections.We had issues with people tresspassing on out front lawn weekly. Well one day a guy decided to go skateboarding in our driveway and he fell and broke a bone.


AAA Home Insurance Reviews

Date: March 06, 2019    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Policy Offerings
I shopped around when looking at insurance, and I felt that my company offered a fair amount of coverage, and I was able to bundle it with my auto insurance policy.


Country Financial Home Insurance Reviews

Date: February 24, 2019    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Customer Service
I have a renter's insurance policy with Country that is a part of my car insurance policy. I would rate it at a 5, I think. The customer service reps have been really nice every time I have a question about it.

Progressive Home Insurance Reviews

Date: March 30, 2019    Age: 40 to 49    Gender: Female    Marital Status: Married

Premium
The deductible is reasonable compared to other policies. We have deductible of 3000 on home and 500 on the auto and we get a reasonable premium amount.

Texas General Insurance Home Insurance Reviews

Date: October 18, 2018    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Premium
The premium I can't complain about. It's a pretty reasonable one. They offer cheaper rates that other companies want more for. They also insure homes for what you want them insured for if they're over a certain age. A lot of companies won't do this

Homesite Insurance Home Insurance Reviews

Date: November 21, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Customer Service
When I initially signed up for the service in August 2016 to begin coverage October 2016 the customer service was great! They walked me through the whole process of signing up and let me know that they would reach out to our mortgage company to get everything on file and set up for the payments to be escrowed. I had no other dealings with the company after that and have switched to Traveler's, effective at the end of the month. I would rate them a 4 because the cost is very high and I don't believe that equals good customer service.

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