How Can I Make My Lawrence, IN Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Lawrence, IN covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
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Estimate Appropriate Lawrence, IN Home Insurance Coverage Levels | Back to Top
| Lawrence, IN - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Stonehurst Dr, E Briarbrook Blvd, E 38th St North Dr, Mullet Ct, Redmill Way, White Dove Dr, Behner Brook Dr, Indian Lake Rd, E 43rd Ct, Gull Ct | $162,500 | $150,000 | $125,000-$150,000 | $145,000 | $120,000 | $125,000-$150,000 |
| Barksdale Dr, Knyghton Rd, Delmont Dr, Kileen Rd, Gunpowder Ct, Sunny Creek, McIntosh Ln, Fairway Ave, Boschen Loop, Napoli Ct | $113,500 | $100,000 | $75,000-$100,000 | $89,500 | $80,000 | $75,000-$100,000 |
| Hollow Tree Ln, E Louisville Way, Chadworth Ct, Indian Creek Rd, Laurel Valley Dr, Rigging Ct, Barbwood Ln, Kingman Dr, Winlee Ct, Gleannloch Dr | $180,000 | $140,000 | $150,000-$175,000 | $178,000 | $170,000 | $175,000-$200,000 |
| Glen View Dr, Old Oakland Blvd N Dr, Fonthill Dr, Castle Lake Rd, Sawmill Ct, Mikco Ln, Pine Royal Dr, Thrushwood Ct, Tolliston Ln, Fountain Springs Ct | $299,500 | $250,000 | $350,000-$400,000 | $189,500 | $160,000 | $175,000-$200,000 |
| Leeward Cir, Brave Ct, Banbury Rd, Austin Dr, Ivywood Dr, Harrison Ridge Blvd, Oakland Hills Cir, Diamond Pointe Ct, Rainbow Ln N, Knapsbury Ln | $131,000 | $120,000 | $100,000-$125,000 | $163,000 | $150,000 | $150,000-$175,000 |
| Burnham Cir, Thrushwood Cir, White Dove Ct, Richelieu Rd, Shawnee Trail S Dr, Brian Dr, Limbach Ct, Happy House Dr, Leone Pl, Woodstone Way W | $231,500 | $210,000 | $200,000-$250,000 | $135,500 | $120,000 | $125,000-$150,000 |
| Oakland Hills Ct, Newport Way, Elm Ridge Dr, Cedar Key Dr, Serpent Cir, Brendon Way Pkwy, Picton Dr, Kruggle Ct, Rimwood Ln, Anchor Mark Dr | $449,500 | $400,000 | $400,000-$500,000 | $201,000 | $170,000 | $200,000-$250,000 |
| Wells St, Eldridge Dr, Woodstone Dr, Bayridge Cir E, Cornwall Cir, Honeywell Dr, Barnor Dr, Titania Dr, Indian Pointe Dr, Bayside Dr | $164,500 | $140,000 | $150,000-$175,000 | $103,000 | $90,000 | $100,000-$125,000 |
| Echo Trl, Glenn Abbey Ln, Quartz Rock Rd, Richlane Dr, Stormhaven Way, Tolliston Dr, Fountain Springs Blvd, Roundwood Dr, Beatle Dr, Old Colony Rd | $176,500 | $160,000 | $125,000-$150,000 | $145,500 | $120,000 | $125,000-$150,000 |
| Corbett Dr, Glen Scott Dr, Arborview Dr, Myrtle Grove Dr, Hidden Lake Dr, Purpura Dr, Kingsport Rd, Golf Club Ct, Kensil St, Ridgecreek Dr | $111,500 | $90,000 | $100,000-$125,000 | $103,500 | $90,000 | $100,000-$125,000 |
Estimate your Savings with Home Insurance Discounts in Lawrence, IN | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$139 | $729 |
| Superior Protection Discount | -$87 | $781 |
| Fire & Security Discount | -$69 | $798 |
| Hail Resistant Roof Discount | -$26 | $842 |
| Newly Constructed Home Discount | -$174 | $694 |
Choose the Right Deductible for your Lawrence, IN Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Marion County | $2,500 | $793 | $3,293 | $576 | $3,076 | $217 |
| Lawrence, IN | $1,500 | $857 | $2,357 | $623 | $2,123 | $234 |
| Pendleton, IN | $400 | $849 | $1,249 | $617 | $1,017 | $232 |
| Wilkinson, IN | $700 | $712 | $1,412 | $518 | $1,218 | $195 |
| Elwood, IN | $500 | $801 | $1,301 | $582 | $1,082 | $219 |
| Dunreith, IN | $2,000 | $627 | $2,627 | $456 | $2,456 | $171 |
| Windfall City, IN | $500 | $578 | $1,078 | $420 | $920 | $158 |
| St. Paul, IN | $1,500 | $666 | $2,166 | $484 | $1,984 | $182 |
| Point Isabel, IN | $200 | $769 | $969 | $559 | $759 | $210 |
| Floyd, IN | $2,500 | $913 | $3,413 | $663 | $3,163 | $249 |
| Delaware County, IN | $400 | $678 | $1,078 | $492 | $892 | $185 |
| Cloverdale, IN | $1,500 | $789 | $2,289 | $574 | $2,074 | $216 |
Identify Top Home Insurance Agents near Lawrence, IN | Back to Top
| Home Insurance Company Lawrence, IN | Homeowners Insurance Agency Lawrence, IN | Address | Popularity Score | Distance from Lawrence (miles) |
|---|---|---|---|---|
| Travelers | Steffey Insurance Agency | 8365 Keystone Xing Ste 202, Indianapolis, IN, 46240 | 6.0 | |
| Liberty Mutual Independent | Associated Insurance Services Llc | 3815 River Crossing Pkwy Ste 180, Indianapolis, IN, 46240 | 5.5 | |
| Liberty Mutual Independent | Associated Insurance Services Llc | 3815 River Crossing Pkwy #180 , Indianapolis, IN, 46240 | 5.5 | |
| Farmers | David Mckinney | 223 S West St # 100, Lebanon, IN, 46052 | 27.0 | |
| Travelers | Tobias Insurance Group | 9247 N Meridian St Ste 300, Indianapolis, IN, 46260 | 8.4 | |
| State Farm | Lamont Perry | 6208 Allisonville Rd, Indianapolis, IN, 46220-4544 | 4.5 | |
| State Farm | Andy Oleson | 9546 Allisonville Rd Ste 107, Indianapolis, IN, 46250-1223 | 4.5 | |
| Liberty Mutual Independent | Leakey Insurance Agency | 16 S Jefferson St, Knightstown, IN, 46148 | 26.5 | |
| State Farm | Roger Roudebush | 421 W 53rd Street, Anderson, IN, 46013-1507 | 21.7 | |
| Allstate | R J Puthran | 10412 Allisonville Rd Ste 103, Fishers, IN, 46038 | 4.9 |
Compare Rates for Lawrence, IN Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Indiana | $130,200 | $847 | $570 | $1,170 | $600 |
| Marion County, IN | $123,500 | $802 | $540 | $1,100 | $560 |
| Lawrence, IN | $151,400 | $868 | $600 | $1,200 | $600 |
| Pendleton, IN | $134,400 | $859 | $620 | $1,220 | $600 |
| Wilkinson, IN | $92,200 | $721 | $480 | $1,020 | $540 |
| Elwood, IN | $66,600 | $811 | $580 | $1,130 | $550 |
| Dunreith, IN | $71,100 | $635 | $450 | $900 | $450 |
| Windfall City, IN | $60,200 | $585 | $420 | $810 | $390 |
| St. Paul, IN | $80,300 | $674 | $450 | $920 | $470 |
| Point Isabel, IN | $108,000 | $778 | $560 | $1,100 | $540 |
| Floyd, IN | $159,800 | $924 | $620 | $1,310 | $690 |
| Delaware County, IN | $88,600 | $686 | $470 | $970 | $500 |
| Cloverdale, IN | $114,500 | $799 | $540 | $1,130 | $590 |
Research Home Insurance Companies Reviews in Lawrence, IN Before Buying | Back to Top
Share a review on your home insurance company
Progressive Home Insurance Reviews
Date: July 22, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Premium
My deductible might seem outrageous to some people, but I figure that my house is where the most precious things in the world to me are, and keeping it safe is priceless.
Date: October 02, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Customer Service
Progressive has incredible customer service. They are willing to help and friendly in doing so, I have had every question answered and done so in a pleasant manner.
Date: September 10, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Premium
Progressive gave us the best deal we found because we were bundling home and auto coverage. It saved us significantly more per month.
Date: September 05, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Communication
I am able to get a representative on the phone without repeating operator/representative repeatedly. Between the ease of getting a rep and their bile app, I have loved all the interactions/communications with the company.
Date: June 02, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Policy Offerings
We have full coverage without the provider for both our home and car. Ours belongs to property damage and damage to the home all covered by our policy.
Date: December 30, 2017 Age: 40 to 49 Gender: Male Marital Status: Married
Website/App
I can view our coverage, pay our bill and ask questions to a live representative on the app. Everything I could need to do I can do, they have a very strong mobile presence.
Erie Insurance Home Insurance Reviews
Date: November 23, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Policy Offerings
I think they are a 5. They are great compared to others in terms of providing great service. They make me happy and I am glad I am with them.
Date: September 29, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Premium
I actually believe the premium is higher than the other insurance companies. Possibly 100-200 higher. We pay annually so we receive a discount.
Date: September 20, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Website/App
I like the fact that the website allows us to log in and get our policy information, print out a copy of the policy, make payments and update our policy as necessary.
Date: September 05, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Communication
It would be useful to receive clear guidance on when to call the local insurance agent and when to call the corporate office. It would be better just to deal with one or the other. Coordination could be better.
Date: August 30, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Policy Offerings
Coverage includes dwelling protection, other structures protection, coverage for damage caused by fires, lightning strikes, windstorms, and hail. Coverage also includes personal property protection.
Date: August 01, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Customer Service
The customer is mediocre. We are not always sure if we should call our agent who is local or the corporate office. All in all, everyone is helpful and friendly.
GEICO Home Insurance Reviews
Date: October 13, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Customer Service
Geico's customer service reps are always helpful, and courteous every time I call with a question, or a problem that needs to be resolved.
Date: September 19, 2018 Age: 50 to 59 Gender: Male Marital Status: Married
Premium
The premiums are great and it's the reason that I stay. I shopped around and found that they offer the best price for the coverages provided.
Date: August 26, 2018 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Customer Service
The customer service is ok. It's not anything to brag about but it's not horrible. They are slow answering emails but they do answer questions when I call.
Date: August 13, 2018 Age: 50 to 59 Gender: Male Marital Status: Unmarried
Communication
The customer service is fine. I've only called them 2 times in the past 2 years. They are a little slow to answer but they do answer your questions.
Date: December 30, 2017 Age: 50 to 59 Gender: Female Marital Status: Married
Policy Offerings
My home Insurance policy is the minimum. It cover the building and home furnishings. That includes clothing jewelry, computers, TVs and other personal property.
Allstate Home Insurance Reviews
Date: January 17, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Customer Service
we have a good relationship with our home insurance company. We got to this company through a friend who is no longer our representative. The people there have been very helpful to us moving forward, however, we have sometimes had poor communication from them.
Date: December 08, 2018 Age: 50 to 59 Gender: Female Marital Status: Married
Customer Service
We have had a wonderful experience with Allstate. Any time we have had to call or go to the office to ask a question or change anything on our policy, the customer service has been excellent.
Date: November 04, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Website/App
It's kind of slow out where I live but this could be due to my location ,which is in a rural area .
Liberty Mutual Home Insurance Reviews
Date: September 09, 2019 Age: Above 60 Gender: Male Marital Status: Married
Customer Service
I have not filed a claim, but the interaction I had with the company would say they are a 5.
Date: February 07, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Policy Offerings
yes every thing offerings in other compared other insurance providers completely satisfied
State Auto Home Insurance Reviews
Date: May 26, 2019 Age: 30 to 39 Gender: Married Marital Status: Male
Customer Service
Home insurance company has great customer service. They are friendly and willing to answer any questions, and don't make you feel like an inconvenience.
Auto Owners Insurance Home Insurance Reviews
Date: January 15, 2020 Age: Above 60 Gender: Female Marital Status: Unmarried
Premium
My deductible is 1000 which is standard with most and the premiums are much cheaper than my last company. I saved many dollars by switching and have more coverage.