Gavop's guide to buying homeowners insurance in Monument, CO covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Monument, CO - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Star View Cir, W Dogwood Dr, Robbie Vw, Manitou Pl, E Elderberry Dr, Sugarloaf Summit, Holyoke St, Forest View Ct, W Spruce Dr, Pie Corner | $355,000 | $330,000 | $400,000-$500,000 | $194,500 | $180,000 | $200,000-$250,000 |
| N Jefferson St, Walker Ct, E Buttercup Dr, Rosita Ave, W Palmer Divide Rd, Douglas Ave, Primrose St, Sunrise Peak Rd, Mica Ave, W Muledeer Dr | $291,500 | $260,000 | $300,000-$350,000 | $293,000 | $270,000 | $250,000-$300,000 |
| Limestone Rd, W Pine Loop, Landsdown St, Rd 510, Delaware Rd, Circle Dr, Epworth Hwy, Lindbergh Rd, Redstone Ridge Way, E Juniper Dr | $320,500 | $300,000 | $300,000-$350,000 | $156,000 | $150,000 | $175,000-$200,000 |
| Canon Ave, Rd 525, Oklahoma Rd, Karen Lee Ln, Woodworth Ave, Chipeta Rd, Indi Dr, Trinidad Ln, Virginia Ave, Glen St | $237,000 | $200,000 | $250,000-$300,000 | $153,500 | $140,000 | $150,000-$175,000 |
| W Paintbrush Dr, Rockledge Ln, Bond St, Muscogee Valley Trl, Mountain View Ln, Sunburst Dr, Pineview St, E Hawthorn Dr, Harmon Dr, Wall St | $249,500 | $230,000 | $250,000-$300,000 | $167,500 | $160,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$159 | $899 |
| Superior Protection Discount | -$95 | $963 |
| Fire & Security Discount | -$106 | $952 |
| Hail Resistant Roof Discount | -$32 | $1,026 |
| Newly Constructed Home Discount | -$222 | $836 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,216 |
| Physical Damage | $2,392 |
| Hail Damage | $4,571 |
| Wind Damage | $6,051 |
| Expensive Claims | |
| Fire | $45,570 |
| Smoke | $16,553 |
| Home Insurance Company Monument, CO | Homeowners Insurance Agency Monument, CO | Address | Popularity Score | Distance from Monument (miles) |
|---|---|---|---|---|
| Farmers | Mark Olsen | 1870 Dublin Blvd Ste E, Colorado Springs, CO, 80918 | 9.7 | |
| Farmers | Richard Schoenung | 13111 E Briarwood Ave Ste 210, Centennial, CO, 80112 | 39.9 | |
| Travelers | Walker Dilworth Llc | 1500 Leyden St, Denver, CO, 80220 | 49.7 | |
| State Farm | Lee Thompson | 6460 E Yale Ave Unit E70, Denver, CO, 80222-7171 | 44.7 | |
| State Farm | Sean Morton | 6901 S. Pierce St, Littleton, CO, 80128 | 40.2 | |
| Travelers | Tag-Mark Schneider | 2833 S Colorado Blvd, Denver, CO, 80222 | 44.5 | |
| State Farm | Beth Bales | 3650 S Yosemite St Ste 408, Denver, CO, 80237-1838 | 43.6 | |
| Allstate | Eddie W. Pacheco | 6200 E Yale Ave, Denver, CO, 80222 | 44.7 | |
| State Farm | Chad Atherton | 6724 Camden Blvd, Fountain, CO, 80817-2507 | 21.5 | |
| State Farm | Jeremy Busto | 5433 S Prince St, Littleton, CO, 80120-1123 | 41.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Colorado | $286,100 | $1,436 | $1,010 | $1,880 | $870 |
| El Paso County, CO | $238,200 | $1,229 | $860 | $1,610 | $750 |
| Monument, CO | $317,800 | $1,058 | $740 | $1,390 | $650 |
| Palmer Lake, CO | $239,300 | $1,323 | $930 | $1,730 | $800 |
| Divide, CO | $270,900 | $1,398 | $980 | $1,830 | $850 |
| Rock Creek Park, CO | $305,900 | $1,488 | $1,040 | $1,950 | $910 |
| Cripple Creek, CO | $170,700 | $1,150 | $810 | $1,510 | $700 |
| Castle Rock, CO | $356,600 | $1,480 | $1,040 | $1,940 | $900 |
| Parker, CO | $382,700 | $1,413 | $990 | $1,850 | $860 |
| Highlands Ranch, CO | $407,200 | $1,251 | $880 | $1,640 | $760 |
| Penrose-Portland, CO | $182,800 | $1,183 | $830 | $1,550 | $720 |
| Aurora, CO | $231,000 | $1,212 | $850 | $1,590 | $740 |
| Genesee, CO | $646,700 | $2,837 | $1,990 | $3,720 | $1,730 |