Gavop's guide to buying homeowners insurance in Red Bank, SC covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $54,500 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $140,500 | $110,000 | $100,000-$125,000 |
| 3 Bedroom | $178,500 | $160,000 | $150,000-$175,000 |
| 4 Bedroom | $160,500 | $130,000 | $175,000-$200,000 |
| 5 Bedroom | $414,000 | $350,000 | $400,000-$500,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$116 | $568 |
| Superior Protection Discount | -$62 | $623 |
| Fire & Security Discount | -$48 | $637 |
| Hail Resistant Roof Discount | -$21 | $664 |
| Newly Constructed Home Discount | -$185 | $500 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Lexington County | $1,000 | $937 | $1,937 | $681 | $1,681 | $256 |
| Red Bank, SC | $1,500 | $676 | $2,176 | $492 | $1,992 | $185 |
| Pelion, SC | $100 | $642 | $742 | $466 | $566 | $175 |
| Lake Murray of Richland, SC | $2,000 | $1,612 | $3,612 | $1,172 | $3,172 | $441 |
| Batesburg-Leesville, SC | $200 | $792 | $992 | $576 | $776 | $216 |
| Neeses, SC | $1,000 | $400 | $1,400 | $291 | $1,291 | $109 |
| Saluda County, SC | $200 | $590 | $790 | $429 | $629 | $161 |
| Winnsboro, SC | $1,000 | $962 | $1,962 | $699 | $1,699 | $263 |
| Eastover, SC | $400 | $806 | $1,206 | $586 | $986 | $220 |
| Rembert, SC | $2,000 | $378 | $2,378 | $275 | $2,275 | $103 |
| Murphys Estates, SC | $300 | $576 | $876 | $419 | $719 | $157 |
| Privateer, SC | $1,000 | $606 | $1,606 | $441 | $1,441 | $166 |
| Home Insurance Company Red Bank, SC | Homeowners Insurance Agency Red Bank, SC | Address | Popularity Score | Distance from Red Bank (miles) |
|---|---|---|---|---|
| Allstate | Andrew Siders | 556 Silver Bluff Rd, Aiken, SC, 29803 | 40.2 | |
| State Farm | Roe Young | 4020 Platt Springs Rd, West Columbia, SC, 29170-1283 | 4.9 | |
| Allstate | Eric Loebs | 6911 N Trenholm Rd Ste 6, Columbia, SC, 29206 | 18.3 | |
| Travelers | Herring Insurance Services Inc | 519 East Main St, Lexington, SC, 29072 | 3.4 | |
| Travelers | Carolina Insurance Group Of Sc | 141 Charter Oak Rd, Lexington, SC, 29072 | 5.4 | |
| State Farm | Jessica Hogan | 1950 Bush River Road Suite 3, Columbia, SC, 29210-6800 | 9.6 | |
| Travelers | Carolina Insurance Group Of Sc | 141 Charter Oak Rd, Lexington, SC, 29072 | 5.4 | |
| Travelers | Tidwell Agency Inc | 2650 Augusta Highway, Lexington, SC, 29071 | 6.1 | |
| State Farm | Shawn Mcilravy | 2228 Airport Blvd, West Columbia, SC, 29170-3173 | 8.0 | |
| Allstate | Victoria Ares | 2251 Augusta Rd, West Columbia, SC, 29169 | 8.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| South Carolina | $148,600 | $989 | $710 | $1,350 | $640 |
| Lexington County, SC | $148,400 | $948 | $690 | $1,300 | $610 |
| Red Bank, SC | $118,800 | $685 | $460 | $940 | $480 |
| Pelion, SC | $112,200 | $649 | $460 | $930 | $470 |
| Lake Murray of Richland, SC | $314,800 | $1,632 | $1,090 | $2,330 | $1,240 |
| Batesburg-Leesville, SC | $89,500 | $802 | $580 | $1,150 | $570 |
| Neeses, SC | $62,400 | $405 | $290 | $560 | $270 |
| Saluda County, SC | $93,100 | $597 | $440 | $840 | $400 |
| Winnsboro, SC | $145,800 | $974 | $700 | $1,340 | $640 |
| Eastover, SC | $80,000 | $816 | $550 | $1,130 | $580 |
| Rembert, SC | $59,800 | $383 | $260 | $540 | $280 |
| Murphys Estates, SC | $85,000 | $583 | $400 | $810 | $410 |
| Privateer, SC | $95,600 | $614 | $410 | $840 | $430 |