Gavop's guide to buying homeowners insurance in Frankston, TX covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $41,500 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $128,500 | $120,000 | $125,000-$150,000 |
| 3 Bedroom | $131,500 | $120,000 | $100,000-$125,000 |
| 4 Bedroom | $210,000 | $180,000 | $200,000-$250,000 |
| 5 Bedroom | $154,000 | $120,000 | $150,000-$175,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$183 | $781 |
| Superior Protection Discount | -$96 | $868 |
| Fire & Security Discount | -$77 | $887 |
| Hail Resistant Roof Discount | -$29 | $936 |
| Newly Constructed Home Discount | -$212 | $752 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Anderson County | $1,500 | $1,317 | $2,817 | $957 | $2,457 | $360 |
| Frankston, TX | $2,000 | $953 | $2,953 | $693 | $2,693 | $260 |
| Coffee City, TX | $400 | $1,603 | $2,003 | $1,165 | $1,565 | $438 |
| Emerald Bay, TX | $1,500 | $1,888 | $3,388 | $1,372 | $2,872 | $516 |
| Henderson County, TX | $300 | $1,347 | $1,647 | $979 | $1,279 | $368 |
| Log Cabin, TX | $1,500 | $1,089 | $2,589 | $791 | $2,291 | $298 |
| Alto, TX | $500 | $1,442 | $1,942 | $1,048 | $1,548 | $394 |
| Tool, TX | $2,000 | $1,483 | $3,483 | $1,078 | $3,078 | $405 |
| Overton, TX | $100 | $1,024 | $1,124 | $744 | $844 | $280 |
| Winona, TX | $1,000 | $958 | $1,958 | $696 | $1,696 | $262 |
| Cushing-Douglass, TX | $500 | $1,412 | $1,912 | $1,026 | $1,526 | $386 |
| Liberty City, TX | $2,000 | $1,627 | $3,627 | $1,183 | $3,183 | $445 |
| Home Insurance Company Frankston, TX | Homeowners Insurance Agency Frankston, TX | Address | Popularity Score | Distance from Frankston (miles) |
|---|---|---|---|---|
| Travelers | Moseley Insurance | 315 N Third St, Mabank, TX, 75147 | 42.2 | |
| Farmers | Alice Alvey | 2000 S Loop 256 Ste 34, Palestine, TX, 75801 | 16.6 | |
| Farmers | Debra Mccann | 105 Acr 145, Palestine, TX, 75801 | 17.2 | |
| State Farm | Julie Duren | 322 Neches St, Jacksonville, TX, 75766-4932 | 16.7 | |
| Farmers | Vance Royon | 506 E Commerce St, Jacksonville, TX, 75766 | 16.6 | |
| Farmers | Ed Caldwell | 718 W Main St, Gun Barrel City, TX, 75156 | 41.7 | |
| State Farm | David Barnard | 501 East Murchison, Palestine, TX, 75801 | 14.8 | |
| Travelers | Malakoff Insurance | 102 S Terry Street, Malakoff, TX, 75148 | 30.3 | |
| State Farm | Jeremy Harmel | 1910 S Jackson, Jacksonville, TX, 75766-5852 | 17.7 | |
| Farmers | Robert Dickerson | 629 N Frankston Hwy, Frankston, TX, 75763 | 6.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Anderson County, TX | $91,800 | $1,333 | $880 | $2,050 | $1,170 |
| Frankston, TX | $104,800 | $965 | $640 | $1,490 | $850 |
| Coffee City, TX | $125,000 | $1,622 | $1,070 | $2,500 | $1,430 |
| Emerald Bay, TX | $234,700 | $1,911 | $1,260 | $2,940 | $1,680 |
| Henderson County, TX | $99,000 | $1,364 | $900 | $2,100 | $1,200 |
| Log Cabin, TX | $31,500 | $1,102 | $730 | $1,700 | $970 |
| Alto, TX | $87,600 | $1,460 | $960 | $2,250 | $1,290 |
| Tool, TX | $96,000 | $1,501 | $990 | $2,310 | $1,320 |
| Overton, TX | $87,200 | $1,037 | $680 | $1,600 | $920 |
| Winona, TX | $99,200 | $970 | $640 | $1,490 | $850 |
| Cushing-Douglass, TX | $81,600 | $1,429 | $940 | $2,200 | $1,260 |
| Liberty City, TX | $132,000 | $1,647 | $1,090 | $2,540 | $1,450 |