Gavop's guide to buying homeowners insurance in Palmetto Bay, FL covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $123,000 | $120,000 | $100,000-$125,000 |
| 2 Bedroom | $272,500 | $220,000 | $250,000-$300,000 |
| 3 Bedroom | $475,500 | $440,000 | $400,000-$500,000 |
| 4 Bedroom | $494,000 | $400,000 | $500,000-$600,000 |
| 5 Bedroom | $438,500 | $400,000 | $350,000-$400,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$84 | $849 |
| Home and Two Car | -$149 | $784 |
| Home and Three Car | -$215 | $718 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Miami-Dade County | $2,500 | $1,348 | $3,848 | $979 | $3,479 | $368 |
| Palmetto Bay, FL | $1,000 | $922 | $1,922 | $670 | $1,670 | $252 |
| Kendall, FL | $100 | $1,464 | $1,564 | $1,064 | $1,164 | $400 |
| Country Walk, FL | $700 | $2,208 | $2,908 | $1,605 | $2,305 | $603 |
| North Bay Village, FL | $100 | $2,176 | $2,276 | $1,581 | $1,681 | $595 |
| Opa-locka, FL | $2,000 | $787 | $2,787 | $572 | $2,572 | $215 |
| Hialeah, FL | $200 | $1,342 | $1,542 | $976 | $1,176 | $367 |
| Surfside, FL | $1,500 | $804 | $2,304 | $584 | $2,084 | $220 |
| Palm Springs North, FL | $200 | $2,325 | $2,525 | $1,689 | $1,889 | $635 |
| Washington Park, FL | $2,000 | $1,150 | $3,150 | $836 | $2,836 | $314 |
| Tamarac, FL | $200 | $1,199 | $1,399 | $871 | $1,071 | $328 |
| Home Insurance Company Palmetto Bay, FL | Homeowners Insurance Agency Palmetto Bay, FL | Address | Popularity Score | Distance from Palmetto Bay (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Fortun Insurance | 365 Palermo Ave , Coral Gables, FL, 33134 | 9.2 | |
| Travelers | Jag Insurance Group | 2151 Lejeune Rd Ste 308, Coral Gables, FL, 33134 | 9.7 | |
| Travelers | Pan Am Assurance Agency Inc | 9100 Sunset Dr, Miami, FL, 33173 | 5.7 | |
| State Farm | Maria Elena Cisneros | 9415 Sunset Dr Ste 101, Miami, FL, 33173-5493 | 5.8 | |
| Travelers | Knight Insurance Of Broward | 1259 S Pine Island Rd, Plantation, FL, 33324 | 33.4 | |
| Allstate | Mary Martinez | 3047 Sw 38th Ct, Coral Gables, FL, 33146 | 8.6 | |
| Travelers | Luis Insurance | 6851 Bird Road, Miami, FL, 33155 | 7.7 | |
| Allstate | Roxana Soto | 8230 Coral Way, Miami, FL, 33155 | 8.7 | |
| Allstate | Jose Rivero | 6555 Nova Dr Ste 305a, Davie, FL, 33317 | 32.5 | |
| Allstate | Jean D Baroulette Sr | 16616 Saddle Club Rd, Weston, FL, 33326 | 34.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Florida | $178,700 | $1,605 | $1,250 | $2,150 | $900 |
| Miami-Dade County, FL | $242,800 | $1,364 | $1,060 | $1,830 | $770 |
| Palmetto Bay, FL | $489,600 | $933 | $730 | $1,250 | $520 |
| Kendall, FL | $337,400 | $1,482 | $1,160 | $1,990 | $830 |
| Country Walk, FL | $277,000 | $2,235 | $1,740 | $2,990 | $1,250 |
| North Bay Village, FL | $271,600 | $2,202 | $1,720 | $2,950 | $1,230 |
| Opa-locka, FL | $106,400 | $796 | $620 | $1,070 | $450 |
| Hialeah, FL | $204,700 | $1,359 | $1,060 | $1,820 | $760 |
| Surfside, FL | $596,800 | $813 | $630 | $1,090 | $460 |
| Palm Springs North, FL | $296,400 | $2,353 | $1,840 | $3,150 | $1,310 |
| Washington Park, FL | $112,900 | $1,164 | $910 | $1,560 | $650 |
| Tamarac, FL | $140,100 | $1,213 | $950 | $1,630 | $680 |