Gavop shows you how to buy homeowners insurance in Federal Heights, CO by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Federal Heights, CO - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Twisted Pine Cir S, Holiday Vale, Holiday Pkwy, Chestnut St, Peacock St, Jason St, Elderberry St, Driftwood Ln N, Applewood Ln, Inca Ct | $98,500 | $80,000 | $100,000-$125,000 | $59,500 | $50,000 | $50,000-$75,000 |
| Decatur Ct, Holiday Trl, Ebony Ln, Eliot Cir, Moselle St, Inca Ct, Canary St, W 98th Dr, Holiday Cir, W 99th Cir | $49,000 | $40,000 | $25,000-$50,000 | $38,500 | $30,000 | $25,000-$50,000 |
| W 91st Dr, Tern St, Bruce St, Cherrywood Ave, Holiday Loop, Cottonwood Dr, W 96th Dr, Tejon Way, Kalamath Ct, W 99th Pl | $59,500 | $50,000 | $50,000-$75,000 | $61,000 | $50,000 | $50,000-$75,000 |
| W 93rd Pl, Basswood St, Holiday Way, Cedar St, W 86th Ave, Holiday Cres, Holiday Run, Lark St, Hillcrest Dr, Moselle Ct | $70,000 | $70,000 | $50,000-$75,000 | $49,000 | $40,000 | $25,000-$50,000 |
| W 94th Pl, Falcon St, Lipan Ct, W 90th Pl, Gull St, W 94th Dr, W 95th Ave, Dove St, W 85th Ave, W 93rd Ave | $64,000 | $50,000 | $75,000-$100,000 | $58,000 | $50,000 | $50,000-$75,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$102 | $498 |
| Superior Protection Discount | -$54 | $546 |
| Fire & Security Discount | -$42 | $558 |
| Hail Resistant Roof Discount | -$18 | $582 |
| Newly Constructed Home Discount | -$156 | $444 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Adams County | $700 | $1,182 | $1,882 | $859 | $1,559 | $323 |
| Federal Heights, CO | $1,500 | $593 | $2,093 | $431 | $1,931 | $162 |
| Denver, CO | $400 | $1,366 | $1,766 | $993 | $1,393 | $373 |
| Lafayette-Louisville, CO | $700 | $1,523 | $2,223 | $1,107 | $1,807 | $416 |
| Genesee, CO | $100 | $2,803 | $2,903 | $2,037 | $2,137 | $766 |
| Southwest Arapahoe, CO | $2,000 | $1,664 | $3,664 | $1,209 | $3,209 | $455 |
| Indian Hills, CO | $300 | $1,801 | $2,101 | $1,309 | $1,609 | $492 |
| St. Ann Highlands, CO | $700 | $2,554 | $3,254 | $1,856 | $2,556 | $698 |
| Castle Pines, CO | $300 | $1,041 | $1,341 | $757 | $1,057 | $284 |
| Ward, CO | $700 | $1,156 | $1,856 | $840 | $1,540 | $316 |
| Loveland, CO | $200 | $1,279 | $1,479 | $929 | $1,129 | $349 |
| Home Insurance Company Federal Heights, CO | Homeowners Insurance Agency Federal Heights, CO | Address | Popularity Score | Distance from Federal Heights (miles) |
|---|---|---|---|---|
| State Farm | Erik Bartush | 2130 Main St Ste 9, Longmont, CO, 80501-1416 | 23.4 | |
| Farmers | Doug Lampshire | 7505 Village Square Dr Ste 201, Castle Pines, CO, 80108 | 28.1 | |
| State Farm | Tiffany Meidinger | 1100 Acoma St, Denver, CO, 80204-3652 | 9.1 | |
| Allstate | Christina Pulciani | 6701 W 44th Ave, Wheat Ridge, CO, 80033 | 6.7 | |
| Allstate | Bryce Calcutt | 16765 Washington St, Thornton, CO, 80023 | 9.5 | |
| Allstate | James S. Muniz | 950 Wadsworth Blvd Ste 313, Lakewood, CO, 80214 | 9.8 | |
| Liberty Mutual Independent | Secure American Insurance Inc | 26 Garden Ctr Ste 2, Broomfield, CO, 80020 | 5.5 | |
| State Farm | Stewart Bohm | 4251 Kipling St Ste 305, Wheat Ridge, CO, 80033-2896 | 7.9 | |
| State Farm | Jack Jewell | 11480 N Sheridan, Westminster, CO, 80020-3347 | 3.4 | |
| Allstate | James Enright | 2009 Wadsworth Blvd Ste 220, Lakewood, CO, 80214 | 8.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Colorado | $286,100 | $1,436 | $1,010 | $1,880 | $870 |
| Adams County, CO | $241,900 | $1,196 | $840 | $1,570 | $730 |
| Federal Heights, CO | $47,700 | $600 | $420 | $790 | $370 |
| Denver, CO | $322,900 | $1,382 | $970 | $1,810 | $840 |
| Lafayette-Louisville, CO | $422,000 | $1,542 | $1,080 | $2,020 | $940 |
| Genesee, CO | $646,700 | $2,837 | $1,990 | $3,720 | $1,730 |
| Southwest Arapahoe, CO | $367,700 | $1,684 | $1,180 | $2,210 | $1,030 |
| Indian Hills, CO | $401,000 | $1,823 | $1,280 | $2,390 | $1,110 |
| St. Ann Highlands, CO | $566,900 | $2,585 | $1,810 | $3,390 | $1,580 |
| Castle Pines, CO | $549,700 | $1,054 | $740 | $1,380 | $640 |
| Ward, CO | $178,100 | $1,170 | $820 | $1,530 | $710 |
| Loveland, CO | $286,800 | $1,294 | $910 | $1,700 | $790 |