Gavop shows you how to buy homeowners insurance in Poquoson, VA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Poquoson, VA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Foxtown Rd, Joseph Topping Dr, Bayview Dr, State Rte 171, Ashland Ln, Westover Dr, Rollins St, Blue Heron Lndg, Gay Lynn Dr, Evans Grove Dr | $262,500 | $240,000 | $250,000-$300,000 | $264,000 | $240,000 | $250,000-$300,000 |
| Lynn Cir, Patrick Ln, Whitehouse Dr, Shoreline Dr, Valasia Rd, Little Florida Rd, Park St, Hunts Neck Rd, Pine St, Carys Chapel Rd | $184,000 | $160,000 | $175,000-$200,000 | $385,000 | $340,000 | $350,000-$400,000 |
| Phillips Rd, Beach Rd, State Rte 171, Freeman Ln, Hansom Dr, Poquoson Ave, W Wainwright Dr, Dryden Dr, Bay St, Woodhaven Dr | $256,500 | $240,000 | $200,000-$250,000 | $281,500 | $260,000 | $250,000-$300,000 |
| Hudgins Rd, Trott Wood Dr, E Valasia Rd, Moore Rd, Powhatan Dr, Rivergate Dr, Rens Rd, Pinckney Ln, E Yorktown Rd, Old Pond Rd | $365,000 | $330,000 | $400,000-$500,000 | $305,000 | $270,000 | $300,000-$350,000 |
| Church St, Cedar Rd, Firth Ln, Browns Neck Rd, Rowe Dr, Crescent Pt, Blue Crab Dr, Terrace Dr, Oxford Mews, Weston Dr | $194,500 | $170,000 | $175,000-$200,000 | $417,500 | $340,000 | $400,000-$500,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$146 | $715 |
| Superior Protection Discount | -$86 | $775 |
| Fire & Security Discount | -$86 | $775 |
| Hail Resistant Roof Discount | -$17 | $844 |
| Newly Constructed Home Discount | -$189 | $672 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,276 |
| Physical Damage | $2,295 |
| Hail Damage | $4,476 |
| Wind Damage | $6,051 |
| Expensive Claims | |
| Fire | $46,463 |
| Smoke | $16,887 |
| Home Insurance Company Poquoson, VA | Homeowners Insurance Agency Poquoson, VA | Address | Popularity Score | Distance from Poquoson (miles) |
|---|---|---|---|---|
| Travelers | Goodrich & Watson Insurers Inc | 11837 Rock Landing Dr Ste 103, Newport News, VA, 23606 | 9.3 | |
| State Farm | Deborah Womack | 730 High St, Portsmouth, VA, 23704-3426 | 20.2 | |
| State Farm | Shelton Lucas | 70 W Mercury Blvd Ste 201, Hampton, VA, 23669-2571 | 6.5 | |
| Nationwide | Manuel G Nofplot Jr | 7925 Halprin Dr, Norfolk, VA, 23518-3005 | 15.4 | |
| Liberty Mutual Independent | Lindberg & Associates Insurance Llc | 233 Wythe Creek Rd Ste 202, Poquoson, VA, 23662 | 5.1 | |
| Nationwide | Mayo Insurance Agency Inc | 1917 Laskin Road Ste 101, Virginia Beach, VA, 23454-4283 | 24.4 | |
| Travelers | Insurance Agency Services Llc | 1057 Princess Anne Blvd, Virginia Beach, VA, 23457 | 36.2 | |
| State Farm | Garry Price | 1515 N Military Hwy, Norfolk, VA, 23502-1837 | 18.2 | |
| Travelers | C H Stokes And Associates | 2832 S Lynnhaven Rd Ste 102, Virginia Beach, VA, 23452 | 24.1 | |
| Allstate | Mike Sanoba | 1904 Colley Ave, Norfolk, VA, 23517 | 17.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Virginia | $255,800 | $952 | $690 | $1,310 | $620 |
| Gloucester Point, VA | $236,200 | $779 | $570 | $1,110 | $540 |
| Poquoson, VA | $316,800 | $861 | $610 | $1,180 | $570 |
| Roberts, VA | $358,400 | $917 | $670 | $1,310 | $640 |
| Surry, VA | $270,500 | $969 | $670 | $1,380 | $710 |
| Jamestown, VA | $310,300 | $853 | $580 | $1,200 | $620 |
| Powhatan, VA | $319,200 | $864 | $600 | $1,190 | $590 |
| Cats Bridge, VA | $105,500 | $579 | $420 | $830 | $410 |
| Painter, VA | $85,000 | $475 | $320 | $680 | $360 |
| Waverly, VA | $128,200 | $675 | $460 | $920 | $460 |
| Bobtown, VA | $268,600 | $967 | $670 | $1,380 | $710 |