Gavop's guide to buying homeowners insurance in New Carlisle, OH covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $33,500 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $105,000 | $90,000 | $75,000-$100,000 |
| 3 Bedroom | $84,000 | $80,000 | $50,000-$75,000 |
| 4 Bedroom | $167,500 | $140,000 | $175,000-$200,000 |
| 5 Bedroom | $319,500 | $290,000 | $300,000-$350,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$62 | $626 |
| Home and Two Car | -$117 | $571 |
| Home and Three Car | -$165 | $523 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,914 |
| Physical Damage | $2,392 |
| Hail Damage | $4,948 |
| Wind Damage | $6,051 |
| Expensive Claims | |
| Fire | $46,910 |
| Smoke | $17,389 |
| Home Insurance Company New Carlisle, OH | Homeowners Insurance Agency New Carlisle, OH | Address | Popularity Score | Distance from New Carlisle (miles) |
|---|---|---|---|---|
| State Farm | Nikki Shah | 533 Loveland Madeira Rd, Loveland, OH, 45140-2713 | 48.7 | |
| Allstate | Steve Rogers | 25 S Central Ave, Fairborn, OH, 45324 | 8.6 | |
| Erie | Daymont-Souders Insurance Agency Inc. | 7227 Taylorsville Road, Dayton, OH, 45424 | 7.1 | |
| State Farm | Joel Gruber | 7283 Old Troy Pike, Huber Heights, OH, 45424-2660 | 8.4 | |
| State Farm | Mike Mcclaskie | 2510 Hilliard Rome Rd, Hilliard, OH, 43026-7459 | 46.6 | |
| Allstate | Michael Hild | 22 S Tippecanoe Dr, Tipp City, OH, 45371 | 8.4 | |
| Farmers | Paul Wright | 101 E Main St Ste A, Medway, OH, 45341 | 4.5 | |
| State Farm | Jeff Roberts | 1074 Kauffman Ave, Fairborn, OH, 45324-3815 | 9.3 | |
| State Farm | Chuck Shafer | 1840 Lyons Rd, Centerville, OH, 45458-1839 | 24.0 | |
| State Farm | Bill Clement | 3723 Wilmington Pike, Kettering, OH, 45429-4852 | 18.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Ohio | $135,100 | $712 | $480 | $1,020 | $540 |
| Clark County, OH | $107,300 | $625 | $420 | $860 | $440 |
| New Carlisle, OH | $92,400 | $688 | $490 | $960 | $470 |
| Concord, OH | $139,000 | $698 | $510 | $1,000 | $490 |
| Newberry, OH | $118,300 | $625 | $440 | $890 | $450 |
| West Manchester, OH | $76,700 | $554 | $400 | $790 | $390 |
| Midway, OH | $86,700 | $585 | $400 | $830 | $430 |
| Stokes, OH | $99,400 | $622 | $450 | $860 | $410 |
| Marysville, OH | $173,600 | $662 | $480 | $930 | $450 |
| Morrow, OH | $140,900 | $724 | $530 | $1,020 | $490 |
| Mason, OH | $235,000 | $860 | $610 | $1,200 | $590 |
| St. Henry, OH | $185,100 | $808 | $550 | $1,110 | $560 |
| Pleasant Plain, OH | $79,500 | $563 | $400 | $780 | $380 |