Gavop's guide to buying homeowners insurance in Ticonderoga, NY covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $34,500 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $70,000 | $60,000 | $75,000-$100,000 |
| 3 Bedroom | $118,000 | $110,000 | $100,000-$125,000 |
| 4 Bedroom | $184,500 | $160,000 | $200,000-$250,000 |
| 5 Bedroom | $123,000 | $110,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$134 | $826 |
| Superior Protection Discount | -$96 | $864 |
| Fire & Security Discount | -$86 | $874 |
| Hail Resistant Roof Discount | -$29 | $931 |
| Newly Constructed Home Discount | -$250 | $710 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,733 |
| Physical Damage | $2,488 |
| Hail Damage | $4,665 |
| Wind Damage | $6,624 |
| Expensive Claims | |
| Fire | $45,570 |
| Smoke | $17,222 |
| Home Insurance Company Ticonderoga, NY | Homeowners Insurance Agency Ticonderoga, NY | Address | Popularity Score | Distance from Ticonderoga (miles) |
|---|---|---|---|---|
| Travelers | Cote Agency | 94 Main St, Corinth, NY, 12822 | 43.0 | |
| Allstate | Kinney Agency | 3027 State Route 4, Hudson Falls, NY, 12839 | 35.9 | |
| State Farm | Dana Hogan | 346 Main St, Hudson Falls, NY, 12839-1530 | 36.2 | |
| Allstate | Ken Hein | 78 Glenwood Ave, Queensbury, NY, 12804 | 35.1 | |
| Allstate | Jamie Hayes | 315 Main St, Hudson Falls, NY, 12839 | 36.3 | |
| State Farm | Sean Akins | 358 Quaker Road, Queensbury, NY, 12804-1513 | 35.2 | |
| Travelers | C H Nelson Agency Inc | 19 W Main St, Granville, NY, 12832 | 33.1 | |
| Erie | Adirondack Regional Insurance Inc. | 3810 Main Street, Warrensburg, NY, 12885 | 26.1 | |
| Liberty Mutual Independent | Usi Ins Services Llc | 103 Main St, South Glens Falls, NY, 12803 | 37.3 | |
| Travelers | Upstate Agency Llc | 3926 Nys Route 22, Willsboro, NY, 12996 | 37.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $790 | $1,620 | $830 |
| Essex County, NY | $146,900 | $619 | $440 | $850 | $410 |
| Ticonderoga, NY | $120,700 | $960 | $690 | $1,320 | $630 |
| Schroon Lake, NY | $169,900 | $685 | $470 | $940 | $470 |
| North Hudson, NY | $131,700 | $616 | $410 | $860 | $450 |
| Vergennes, VT | $217,000 | $778 | $540 | $1,080 | $540 |
| Poultney, VT | $169,400 | $696 | $490 | $990 | $500 |
| Lincoln, VT | $256,300 | $834 | $580 | $1,190 | $610 |
| North Elba, NY | $194,200 | $698 | $510 | $1,000 | $490 |
| Lake Placid, NY | $211,500 | $807 | $540 | $1,110 | $570 |
| Wilmington, NY | $204,900 | $785 | $530 | $1,090 | $560 |
| Indian Lake, NY | $124,100 | $607 | $440 | $870 | $430 |
| Royalton, VT | $181,800 | $720 | $520 | $990 | $470 |