Gavop shows you how to buy homeowners insurance in Hale County, TX by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Hale County, TX - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| FM 54, Grandview Dr, SE Alpine Dr, Co Rd 265, FM 2286, Co Rd 160, Co Rd 115, Co Rd 145, W 16th St, W 1st St | $154,000 | $130,000 | $150,000-$175,000 | $72,000 | $60,000 | $75,000-$100,000 |
| Co Rd 110, Holliday St, Co Rd 310, Mulberry Ln, Baltimore St, Co Rd O, SW Alpine Dr, FM 37, Navasota Dr, Co Rd 110 | $104,500 | $80,000 | $75,000-$100,000 | $52,500 | $40,000 | $50,000-$75,000 |
| Ave A, Campbell St, Sun Rd, Way Rd, Aileen St, W 32nd St, Canyon St, FM 400, Co Rd 70, Magan St | $63,000 | $60,000 | $50,000-$75,000 | $34,500 | $30,000 | $25,000-$50,000 |
| NE Alpine Dr, E 32nd St, Co Rd 225, Co Rd 135, S Milwee St, E 9th St, E 26th St, S Merrill, Henry St, W 30th St | $73,500 | $70,000 | $50,000-$75,000 | $67,000 | $60,000 | $50,000-$75,000 |
| E 3rd St, Hickory St, W 24th St, Co Rd 285, Castro St, I- 27, Co Rd 55, Co Rd 25, Co Rd 75, Owen St | $161,500 | $140,000 | $125,000-$150,000 | $95,000 | $80,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$243 | $1,036 |
| Superior Protection Discount | -$128 | $1,151 |
| Fire & Security Discount | -$115 | $1,164 |
| Hail Resistant Roof Discount | -$38 | $1,241 |
| Newly Constructed Home Discount | -$345 | $934 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Hale County | $1,000 | $1,264 | $2,264 | $918 | $1,918 | $345 |
| Hale County, TX | $2,000 | $1,264 | $3,264 | $918 | $2,918 | $345 |
| Petersburg, TX | $200 | $1,275 | $1,475 | $926 | $1,126 | $348 |
| Spade, TX | $1,500 | $980 | $2,480 | $712 | $2,212 | $268 |
| Lockney, TX | $300 | $1,378 | $1,678 | $1,002 | $1,302 | $377 |
| Earth, TX | $1,000 | $1,389 | $2,389 | $1,010 | $2,010 | $380 |
| Lorenzo, TX | $500 | $1,308 | $1,808 | $951 | $1,451 | $357 |
| Smyer, TX | $1,000 | $1,387 | $2,387 | $1,008 | $2,008 | $379 |
| Wolfforth, TX | $500 | $1,757 | $2,257 | $1,277 | $1,777 | $480 |
| Castro County, TX | $2,000 | $999 | $2,999 | $726 | $2,726 | $273 |
| Ralls, TX | $500 | $1,257 | $1,757 | $913 | $1,413 | $343 |
| Levelland, TX | $700 | $1,026 | $1,726 | $745 | $1,445 | $280 |
| Home Insurance Company Hale County, TX | Homeowners Insurance Agency Hale County, TX | Address | Popularity Score | Distance from Hale County (miles) |
|---|---|---|---|---|
| State Farm | Jim Landtroop | 3206 Olton Rd, Plainview, TX, 79072-6628 | 9.3 | |
| Farmers | Rhett Richardson | 8605 Milwaukee Ave Ste 102, Lubbock, TX, 79424 | 38.9 | |
| Farmers | Daniel Enabnit | 8605 Milwaukee Ave Ste 101, Lubbock, TX, 79424 | 38.9 | |
| Travelers | Butler-Carson Insurance | 4505 82nd St Ste 6, Lubbock, TX, 79424 | 38.1 | |
| Liberty Mutual Independent | Cary Mormino & Associates | 921 Avenue D, Abernathy, TX, 79311 | 16.3 | |
| State Farm | Eddie Wilt | 5008 50th St, Lubbock, TX, 79414-3421 | 36.2 | |
| Farmers | Jennie Laird | 722 Ash St, Plainview, TX, 79072 | 10.8 | |
| Travelers | Insureall | 5224 75th St. 5224 75th St., Lubbock, TX, 79424 | 37.9 | |
| State Farm | Jan Alford | 2608b Olton Rd Ste A, Plainview, TX, 79072-6702 | 9.5 | |
| State Farm | Nelda Jett | 3833 50th Street, Lubbock, TX, 79413-3800 | 36.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Hale County, TX | $80,200 | $1,279 | $840 | $1,970 | $1,130 |
| Hale County, TX | $80,200 | $1,279 | $840 | $1,970 | $1,130 |
| Petersburg, TX | $57,900 | $1,290 | $850 | $1,990 | $1,140 |
| Spade, TX | $18,200 | $992 | $650 | $1,530 | $880 |
| Lockney, TX | $75,400 | $1,395 | $920 | $2,150 | $1,230 |
| Earth, TX | $77,400 | $1,406 | $930 | $2,170 | $1,240 |
| Lorenzo, TX | $63,300 | $1,324 | $870 | $2,040 | $1,170 |
| Smyer, TX | $76,900 | $1,404 | $930 | $2,160 | $1,230 |
| Wolfforth, TX | $176,600 | $1,778 | $1,170 | $2,740 | $1,570 |
| Castro County, TX | $80,300 | $1,011 | $670 | $1,560 | $890 |
| Ralls, TX | $55,000 | $1,272 | $840 | $1,960 | $1,120 |
| Levelland, TX | $87,700 | $1,038 | $690 | $1,600 | $910 |