Gavop's guide to buying homeowners insurance in Taylor County, TX covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $31,000 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $92,000 | $70,000 | $75,000-$100,000 |
| 3 Bedroom | $99,500 | $80,000 | $100,000-$125,000 |
| 4 Bedroom | $197,000 | $180,000 | $150,000-$175,000 |
| 5 Bedroom | $212,000 | $180,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$198 | $1,218 |
| Superior Protection Discount | -$127 | $1,288 |
| Fire & Security Discount | -$99 | $1,317 |
| Hail Resistant Roof Discount | -$28 | $1,387 |
| Newly Constructed Home Discount | -$283 | $1,133 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Taylor County | $2,500 | $1,399 | $3,899 | $1,016 | $3,516 | $382 |
| Taylor County, TX | $2,500 | $1,399 | $3,899 | $1,016 | $3,516 | $382 |
| Tuscola, TX | $400 | $1,467 | $1,867 | $1,066 | $1,466 | $401 |
| Trent, TX | $2,500 | $1,277 | $3,777 | $928 | $3,428 | $349 |
| Clyde, TX | $100 | $1,003 | $1,103 | $729 | $829 | $274 |
| Hawley, TX | $700 | $1,393 | $2,093 | $1,012 | $1,712 | $381 |
| Putnam, TX | $500 | $1,292 | $1,792 | $939 | $1,439 | $353 |
| Stamford, TX | $2,500 | $1,212 | $3,712 | $881 | $3,381 | $331 |
| Fisher County, TX | $400 | $918 | $1,318 | $667 | $1,067 | $251 |
| McCaulley, TX | $1,000 | $1,170 | $2,170 | $850 | $1,850 | $320 |
| Talpa, TX | $100 | $1,687 | $1,787 | $1,226 | $1,326 | $461 |
| Home Insurance Company Taylor County, TX | Homeowners Insurance Agency Taylor County, TX | Address | Popularity Score | Distance from Taylor County (miles) |
|---|---|---|---|---|
| Farmers | Jb Cloud | 1726 Campus Ct, Abilene, TX, 79601 | 16.0 | |
| State Farm | Benjamin Young | 2301 S Danville Dr, Abilene, TX, 79605-6412 | 10.8 | |
| Allstate | Tom Massey Agency | 3262 Chimney Rock Rd Ste C, Abilene, TX, 79606 | 9.9 | |
| Liberty Mutual Independent | Perkins Insurance Agency | 3402 N 1st St Ste 103, Abilene, TX, 79603 | 13.2 | |
| State Farm | Travis Scherwitz | 4150 Southwest Dr Ste 130, Abilene, TX, 79606-2286 | 10.5 | |
| State Farm | Glynn Walker | 6350 Buffalo Gap Road, Abilene, TX, 79606-5937 | 8.7 | |
| State Farm | Blake Williams | 650 N Judge Ely Blvd, Abilene, TX, 79601-5558 | 15.5 | |
| Travelers | King & Robertson Insurance Agency | 9 South Main, Albany, TX, 76430 | 45.8 | |
| Travelers | The Surety Bonding Agency | 3303 N 3rd St Ste G, Abilene, TX, 79603 | 13.3 | |
| Farmers | Stacy Cullins | 102 Edwards, Merkel, TX, 79536 | 13.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Taylor County, TX | $112,400 | $1,416 | $930 | $2,180 | $1,250 |
| Taylor County, TX | $112,400 | $1,416 | $930 | $2,180 | $1,250 |
| Tuscola, TX | $92,700 | $1,485 | $980 | $2,290 | $1,310 |
| Trent, TX | $58,300 | $1,293 | $850 | $1,990 | $1,140 |
| Clyde, TX | $81,500 | $1,015 | $670 | $1,560 | $890 |
| Hawley, TX | $78,000 | $1,410 | $930 | $2,170 | $1,240 |
| Putnam, TX | $60,600 | $1,308 | $860 | $2,010 | $1,150 |
| Stamford, TX | $48,400 | $1,227 | $810 | $1,890 | $1,080 |
| Fisher County, TX | $60,500 | $929 | $610 | $1,430 | $820 |
| McCaulley, TX | $42,300 | $1,184 | $780 | $1,820 | $1,040 |
| Talpa, TX | $150,700 | $1,707 | $1,130 | $2,630 | $1,500 |