Gavop's guide to buying homeowners insurance in Patchogue, NY covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Patchogue, NY - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Northwood Ln, Gerard St, Wilstan Ave, Mapes Ave, Amity St, Mott St N, N Pinelake Dr, Potter Ave, Baker St, Gilbert St | $240,000 | $210,000 | $200,000-$250,000 | $262,500 | $250,000 | $200,000-$250,000 |
| Patchogue St, Marvin St, S Summit Ave, Hulse Ct, S Ocean Ave, Mainsail Dr, Holzer Ct, Academy St, Mowbray St, Ketcham Ave | $315,000 | $260,000 | $250,000-$300,000 | $148,000 | $120,000 | $150,000-$175,000 |
| Campbell St, Dewitt Ave, Riverfront St, Stahlman Ln, W Lakewood St, Gibbons St, Waterworks Rd, N Summit Ave, E 7th St, Thorburn St | $242,000 | $220,000 | $250,000-$300,000 | $126,500 | $100,000 | $125,000-$150,000 |
| Argyle Ln, Schroeder Ln, Carman St, Underwood St, Noxon St, Rialto Way, Northridge St, S Pinelake Dr, E 6th St, Strand Dr | $197,000 | $180,000 | $175,000-$200,000 | $162,000 | $130,000 | $175,000-$200,000 |
| Newey Pl, Watergate Ln, Little Creek Path, Barnes St, Clare Rose Blvd, E 4, Fair Harbor Dr, Thorburn Ave, Dock St, Mulford St | $268,000 | $240,000 | $200,000-$250,000 | $254,000 | $220,000 | $200,000-$250,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$68 | $786 |
| Home and Two Car | -$145 | $709 |
| Home and Three Car | -$196 | $657 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Suffolk County | $2,500 | $1,491 | $3,991 | $1,084 | $3,584 | $408 |
| Patchogue, NY | $700 | $844 | $1,544 | $613 | $1,313 | $231 |
| Melville, NY | $400 | $840 | $1,240 | $610 | $1,010 | $229 |
| South Farmingdale, NY | $700 | $1,718 | $2,418 | $1,249 | $1,949 | $470 |
| Southport, CT | $500 | $2,501 | $3,001 | $1,817 | $2,317 | $683 |
| Floral Park, NY | $1,000 | $844 | $1,844 | $613 | $1,613 | $231 |
| Hewlett Bay Park, NY | $300 | $1,025 | $1,325 | $745 | $1,045 | $280 |
| Atlantic Beach, NY | $2,000 | $789 | $2,789 | $573 | $2,573 | $216 |
| Madison Center, CT | $500 | $2,108 | $2,608 | $1,532 | $2,032 | $576 |
| Pelham Manor, NY | $500 | $838 | $1,338 | $609 | $1,109 | $229 |
| Greenburgh, NY | $2,500 | $1,112 | $3,612 | $808 | $3,308 | $304 |
| Home Insurance Company Patchogue, NY | Homeowners Insurance Agency Patchogue, NY | Address | Popularity Score | Distance from Patchogue (miles) |
|---|---|---|---|---|
| State Farm | Steve Klinzing | 972 Montauk Hwy, Bayport, NY, 11705-1612 | 1.6 | |
| Allstate | Jacqueline Mcclafferty | 93 Main St Ste 1d, West Sayville, NY, 11796 | 4.6 | |
| State Farm | Linda Burchett | 301 Cathedral Pkwy, New York, NY, 10026-4066 | 49.3 | |
| Travelers | First Choice Insurance Agency Inc | 646d North Wellwood Ave, Lindenhurst, NY, 11757 | 19.6 | |
| Travelers | Filos Agency Inc | 814 West Beech St, Long Beach, NY, 11561 | 37.2 | |
| Travelers | Supreme Agency Inc | 4250 Veterans Memorial Hwy Ste 245e, Holbrook, NY, 11741 | 4.2 | |
| Travelers | Norton & Siegel | 2 E Main St, Babylon, NY, 11702 | 16.6 | |
| Travelers | Ackerly Agency Inc | 174 West Main Street , East Islip, NY, 11730 | 9.7 | |
| Allstate | Robert Newell | 640 Horseblock Rd, Farmingville, NY, 11738 | 4.9 | |
| Travelers | Malpigli & Associates Insurance Agency | 3311 Sunrise Hwy, Islip Terrace, NY, 11752 | 8.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $830 | $1,650 | $820 |
| Suffolk County, NY | $379,400 | $1,509 | $1,040 | $2,130 | $1,090 |
| Patchogue, NY | $300,100 | $854 | $590 | $1,220 | $630 |
| Melville, NY | $635,000 | $850 | $570 | $1,200 | $630 |
| South Farmingdale, NY | $388,700 | $1,739 | $1,230 | $2,450 | $1,220 |
| Southport, CT | $741,000 | $2,531 | $1,720 | $3,470 | $1,750 |
| Floral Park, NY | $546,600 | $854 | $610 | $1,200 | $590 |
| Hewlett Bay Park, NY | $1,740,400 | $1,037 | $740 | $1,470 | $730 |
| Atlantic Beach, NY | $763,600 | $798 | $550 | $1,130 | $580 |
| Madison Center, CT | $551,500 | $2,134 | $1,450 | $3,010 | $1,560 |
| Pelham Manor, NY | $858,900 | $848 | $580 | $1,200 | $620 |
| Greenburgh, NY | $552,200 | $1,126 | $780 | $1,590 | $810 |