How Can I Make My Palm Springs, CA Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Palm Springs, CA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your Palm Springs, CA Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $104,500 | $90,000 | $100,000-$125,000 |
| 2 Bedroom | $200,000 | $170,000 | $175,000-$200,000 |
| 3 Bedroom | $393,500 | $370,000 | $400,000-$500,000 |
| 4 Bedroom | $518,000 | $440,000 | $500,000-$600,000 |
| 5 Bedroom | $287,500 | $260,000 | $200,000-$250,000 |
Estimate your Savings with Home Insurance Discounts in Palm Springs, CA | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$166 | $706 |
| Superior Protection Discount | -$87 | $784 |
| Fire & Security Discount | -$78 | $793 |
| Hail Resistant Roof Discount | -$17 | $854 |
| Newly Constructed Home Discount | -$253 | $618 |
Choose the Right Deductible for your Palm Springs, CA Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Riverside County | $1,500 | $779 | $2,279 | $566 | $2,066 | $213 |
| Palm Springs, CA | $1,000 | $861 | $1,861 | $625 | $1,625 | $235 |
| Sky Valley, CA | $400 | $539 | $939 | $392 | $792 | $147 |
| Cabazon, CA | $700 | $544 | $1,244 | $396 | $1,096 | $149 |
| Indio Hills, CA | $200 | $637 | $837 | $463 | $663 | $174 |
| Beaumont, CA | $1,500 | $727 | $2,227 | $529 | $2,029 | $199 |
| San Jacinto, CA | $200 | $610 | $810 | $443 | $643 | $167 |
| Big Bear City, CA | $2,500 | $641 | $3,141 | $466 | $2,966 | $175 |
| French Valley, CA | $200 | $838 | $1,038 | $609 | $809 | $229 |
| Moreno Valley, CA | $2,000 | $704 | $2,704 | $512 | $2,512 | $192 |
| Lake Elsinore, CA | $100 | $783 | $883 | $569 | $669 | $214 |
| Woodcrest, CA | $1,500 | $882 | $2,382 | $641 | $2,141 | $241 |
Identify Top Home Insurance Agents near Palm Springs, CA | Back to Top
| Home Insurance Company Palm Springs, CA | Homeowners Insurance Agency Palm Springs, CA | Address | Popularity Score | Distance from Palm Springs (miles) |
|---|---|---|---|---|
| Allstate | R. Ivan Wenzel | 410 Alabama St Ste 106, Redlands, CA, 92373 | 42.4 | |
| Farmers | Gary Donovan | 68828 Ramon Rd Ste A, Cathedral City, CA, 92234 | 4.5 | |
| State Farm | Bob Dunn | 7248 Joshua Lane, Yucca Valley, CA, 92284-2923 | 23.2 | |
| Liberty Mutual Independent | Mills Insurance Services | 44751 Village Court Ste 100, Palm Desert, CA, 92260 | 11.5 | |
| State Farm | Ken Williams | 11155 Mt View Ave Ste 103, Loma Linda, CA, 92354-3805 | 44.2 | |
| State Farm | Rc Chavez | 454 N Arrowhead Ave, San Bernardino, CA, 92401-1421 | 48.1 | |
| Farmers | Jeremy Wilkins | 77682 Country Club Dr Ste I, Palm Desert, CA, 92211 | 13.5 | |
| Allstate | Ronald Borghi | 34475 Yucaipa Blvd Ste 201, Yucaipa, CA, 92399 | 33.6 | |
| State Farm | Scott Manning | 190 W H St Ste 103, Colton, CA, 92324-2937 | 48.8 | |
| Farmers | Beverly Christley | 11481 Heacock St Ste 100, Moreno Valley, CA, 92557 | 41.9 |
Compare Rates for Palm Springs, CA Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| Riverside County, CA | $304,500 | $789 | $580 | $1,070 | $490 |
| Palm Springs, CA | $340,600 | $871 | $640 | $1,180 | $540 |
| Sky Valley, CA | $124,600 | $546 | $400 | $740 | $340 |
| Cabazon, CA | $127,300 | $551 | $410 | $750 | $340 |
| Indio Hills, CA | $195,000 | $645 | $480 | $880 | $400 |
| Beaumont, CA | $275,200 | $736 | $540 | $1,000 | $460 |
| San Jacinto, CA | $188,200 | $617 | $460 | $840 | $380 |
| Big Bear City, CA | $235,000 | $649 | $480 | $880 | $400 |
| French Valley, CA | $377,900 | $848 | $630 | $1,150 | $520 |
| Moreno Valley, CA | $260,600 | $713 | $530 | $970 | $440 |
| Lake Elsinore, CA | $306,400 | $792 | $590 | $1,080 | $490 |
| Woodcrest, CA | $436,500 | $893 | $660 | $1,210 | $550 |
Research Home Insurance Companies Reviews in Palm Springs, CA Before Buying | Back to Top
Share a review on your home insurance company
Travelers Home Insurance Reviews
Date: December 26, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Premium
The premium was by far the cheapest compared to Allstate. They were on average about 15% cheaper per year and we are able to pay monthly installments instead of twice a year.
Date: September 07, 2019 Age: 40 to 49 Gender: Male Marital Status: Unmarried
Policy Offerings
There polices seem to very similar with price and what they have to offer. The difference, or the big difference is the excellent customer service.
Date: August 10, 2019 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Premium
I picked travelers because they had the best protection for the lowest possible price. Low price is the most important thing to me.
State Farm Home Insurance Reviews
Date: January 12, 2020 Age: 40 to 49 Gender: Male Marital Status: Married
Customer Service
I have never had to use the insurance bu the agent has always been friendly and helpful. I recently added a new swimming pool to my coverage and the price increase was less than expected.
Date: July 30, 2019 Age: 20 to 29 Gender: Male Marital Status: Married
Premium
My annual premium is about $750, and my deductible is $500. I feel that both of these are fair and competitive, and when I've compared them to other providers.
Allstate Home Insurance Reviews
Date: January 06, 2020 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Premium
I feel like the premium we pay for our coverage and deductible are reasonable rates compare to other policies. I am happy to pay a little more if necessary because I know I have a contact that I can reach out to night and day.
Safeco Insurance Home Insurance Reviews
Date: May 30, 2019 Age: 20 to 29 Gender: Married Marital Status: Male
Premium
I have been satisfied with my policy premiums. SafeCo was the least expensive of a variety of insurance companies I researched, for the coverage I desired.
American Strategic Insurance Home Insurance Reviews
Date: October 04, 2019 Age: 20 to 29 Gender: Male Marital Status: Married
Customer Service
i am very happy to be part in this insurance .. the name ASI american strategic insurance one of the best insurance .. i satisfied with this insurance