How Can I Make My Danville, KY Home Insurance Cheaper

Gavop shows you how to buy homeowners insurance in Danville, KY by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.

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Select the Suitable Coverage Value for your Danville, KY Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $42,500 $30,000 $25,000-$50,000
2 Bedroom $128,500 $110,000 $100,000-$125,000
3 Bedroom $169,500 $140,000 $150,000-$175,000
4 Bedroom $128,500 $110,000 $125,000-$150,000
5 Bedroom $215,000 $180,000 $175,000-$200,000

Estimate your Savings with Home Insurance Discounts in Danville, KY | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$147 $672
Superior Protection Discount -$82 $737
Fire & Security Discount -$90 $729
Hail Resistant Roof Discount -$25 $794
Newly Constructed Home Discount -$164 $655

Choose your Danville, KY Home Insurance Coverage for your Specific Claim Requirement | Back to Top

Claim Type Average Claim Cost
General Claims
Water Damage $5,854
Physical Damage $2,513
Hail Damage $4,806
Wind Damage $6,687
Expensive Claims
Fire $45,570
Smoke $16,386

Identify Top Home Insurance Agents near Danville, KY | Back to Top

Home Insurance Company Danville, KY Homeowners Insurance Agency Danville, KY Address Popularity Score Distance from Danville (miles)
State Farm Daniel Byrd 331 Versailles Rd, Frankfort, KY, 40601-3646
37.6
Travelers Truepoint Insurance Group 6287 Taylorsville Rd, Ste 203 , Fisherville, KY, 40023
48.8
State Farm Chad Smallwood 645 S Highway 27 Ste 6, Somerset, KY, 42501-3507
40.3
State Farm Debra Hensley 1513 Nicholasville Rd, Lexington, KY, 40503-1409
29.5
Travelers Truepoint Insurance Group 6287 Taylorsville Rd Ste 203, Fisherville, KY, 40023
45.4
Liberty Mutual Independent Sullivan Insurance Agency 635 N Broadway, Lexington, KY, 40508
32.1
State Farm Steve Page 626 Edgewood Dr, Nicholasville, KY, 40356-2261
18.1
Allstate Stephen Duncan 470 Southland Dr, Lexington, KY, 40503
28.8
Travelers Whitenack Souder Insurance 204 S Main St, Harrodsburg, KY, 40330
8.1
Travelers Turner Insurance Agency Inc 2460 Shelbyville Rd, Shelbyville, KY, 40065
46.9

Compare Rates for Danville, KY Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Kentucky $130,000 $896 $610 $1,280 $670
Boyle County, KY $141,100 $783 $560 $1,100 $540
Danville, KY $155,800 $819 $560 $1,170 $610
Stanford, KY $108,000 $687 $470 $950 $480
Hustonville, KY $94,400 $641 $470 $900 $430
Keene, KY $435,100 $1,027 $690 $1,410 $720
Washington County, KY $105,600 $679 $480 $960 $480
Richmond, KY $158,800 $945 $640 $1,340 $700
Chaplin, KY $103,900 $802 $550 $1,130 $580
Northwest Anderson, KY $142,400 $936 $660 $1,320 $660
Lexington-Fayette urban county, KY $175,000 $1,027 $740 $1,430 $690
Southeast Clark, KY $132,500 $905 $610 $1,280 $670
White Oak, KY $73,100 $665 $450 $920 $470