How Can I Make My Rains County, TX Home Insurance Cheaper

Gavop tells you how to get the best homeowners insurance in Rains County, TX by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.

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Select the Suitable Coverage Value for your Rains County, TX Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $47,500 $40,000 $50,000-$75,000
2 Bedroom $132,500 $110,000 $150,000-$175,000
3 Bedroom $118,000 $100,000 $125,000-$150,000
4 Bedroom $176,500 $150,000 $150,000-$175,000
5 Bedroom $306,500 $250,000 $350,000-$400,000

Choose the Best Rains County, TX Home Insurance Premium for your Background | Back to Top

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Part Time Job 800-850 Credit Score $25 to 50,000 More than 3 Pets at home, Non-Smoker $790
Freelancer 600-649 Credit Score $75 to $100,000 3 Pets, Non-Smoker $1,140
Retired 650-699 Credit Score No Income 1 Pet, Smoker $480

Choose the Right Deductible for your Rains County, TX Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Texas $400 $550 $950 $460 $860 $90
Rains County, TX $700 $330 $830 $280 $980 $-150
Rains County, TX $2,000 $490 $990 $400 $2,400 $-1,410
Van Zandt County, TX $400 $480 $880 $400 $800 $80
Canton, TX $700 $560 $1,060 $480 $1,180 $-120
Union Valley, TX $400 $610 $1,010 $530 $930 $80
Caddo Mills, TX $1,000 $550 $1,050 $460 $1,460 $-410
Commerce, TX $500 $370 $870 $300 $800 $70
Callender Lake, TX $1,000 $380 $880 $330 $1,330 $-450
Heath, TX $500 $1,470 $1,970 $1,290 $1,790 $180
Northwest Rockwall, TX $2,500 $770 $1,270 $660 $3,160 $-1,890
Athens, TX $100 $470 $570 $390 $490 $80
Mesquite, TX $2,500 $510 $1,010 $420 $2,920 $-1,910

Identify Top Home Insurance Agents near Rains County, TX | Back to Top

Home Insurance Company Rains County, TX Homeowners Insurance Agency Rains County, TX Address Popularity Score Distance from Rains County (miles)
Allstate Christina Adcock 245 Cedar Sage Dr Ste 230, Garland, TX, 75040
47.8
Travelers Mullen Insurance Agency Inc 337 Oaks Trail 200, Garland, TX, 75043
45.2
State Farm Ranae Candia 351 N 5th St Ste B, Garland, TX, 75040-6367
49.0
Farmers Rebecca Dillow 1903 N Highway 78 Ste B, Wylie, TX, 75098
43.3
Allstate Jeremy Millar 514 E Corsicana St Ste B, Athens, TX, 75751
46.0
State Farm Kay Patel 4251 E Renner Rd Ste 110, Richardson, TX, 75082-2753
50.1
Farmers Randy Rhew 2255 Ridge Rd Ste 218, Rockwall, TX, 75087
39.0
Allstate Bill Mckee 2376 Lavon Dr Ste 122, Garland, TX, 75040
48.4
Travelers Baucom Insurance Services Inc 122 Main St, Sulphur Springs, TX, 75482
21.6
State Farm Mike Makara 828 Belt Line Rd, Garland, TX, 75040-3633
49.3

Compare Rates for Rains County, TX Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Texas $128,000 $600 $400 $920 $520
Rains County, TX $91,200 $520 $340 $800 $460
Rains County, TX $91,200 $460 $300 $710 $410
Van Zandt County, TX $98,100 $580 $380 $890 $510
Canton, TX $114,600 $610 $400 $940 $540
Union Valley, TX $111,600 $560 $370 $860 $490
Caddo Mills, TX $124,300 $550 $360 $850 $490
Commerce, TX $79,600 $460 $300 $710 $410
Callender Lake, TX $79,300 $350 $230 $540 $310
Heath, TX $350,400 $1,370 $900 $2,110 $1,210
Northwest Rockwall, TX $198,900 $910 $600 $1,400 $800
Athens, TX $87,800 $400 $260 $620 $360
Mesquite, TX $111,300 $600 $400 $920 $520