Gavop shows you how to buy homeowners insurance in Lawrence, NY by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $251,500 | $210,000 | $200,000-$250,000 |
| 2 Bedroom | $464,500 | $400,000 | $500,000-$600,000 |
| 3 Bedroom | $592,000 | $480,000 | $500,000-$600,000 |
| 4 Bedroom | $987,000 | $830,000 | More than 10,000,000 |
| 5 Bedroom | $816,500 | $660,000 | $800,000-$900,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$77 | $775 |
| Home and Two Car | -$136 | $715 |
| Home and Three Car | -$204 | $647 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,733 |
| Physical Damage | $2,464 |
| Hail Damage | $4,853 |
| Wind Damage | $6,433 |
| Expensive Claims | |
| Fire | $45,123 |
| Smoke | $17,222 |
| Home Insurance Company Lawrence, NY | Homeowners Insurance Agency Lawrence, NY | Address | Popularity Score | Distance from Lawrence (miles) |
|---|---|---|---|---|
| Allstate | Matthew Talt | 959 Front St, Uniondale, NY, 11553 | 9.5 | |
| Allstate | Howard Levy | 4702 16th Ave, Brooklyn, NY, 11204 | 14.4 | |
| Travelers | Robert Pehnke Corp | 137-34 Jamica Ave, Jamaica, NY, 11435 | 8.7 | |
| Allstate | Mahindro Jainarine | 11810 Rockaway Blvd, South Ozone Park, NY, 11420 | 7.5 | |
| Travelers | The Excelsior Group Inc | 71 S Central Ave Ste 305, Valley Stream, NY, 11580 | 4.2 | |
| Allstate | Cesar Carranza | 57 Lake St, White Plains, NY, 10604 | 30.1 | |
| Travelers | Carlstan North Hills Agency Inc | 261-20 Hillside Ave, Floral Park, NY, 11004 | 9.2 | |
| Allstate | Roy Thomas | 22417 Union Tpke, Bayside, NY, 11364 | 9.3 | |
| Allstate | Paul S. Collura | 14915 Union Tpke, Flushing, NY, 11367 | 9.5 | |
| State Farm | Sean Mccarthy | 1100 Stewart Ave Ste 3, Garden City, NY, 11530-4839 | 11.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $830 | $1,620 | $790 |
| Nassau County, NY | $460,700 | $1,517 | $1,090 | $2,080 | $990 |
| Lawrence, NY | $889,100 | $852 | $580 | $1,200 | $620 |
| Bellerose, NY | $618,700 | $2,765 | $1,880 | $3,840 | $1,960 |
| North Hills, NY | $979,500 | $847 | $580 | $1,170 | $590 |
| Manorhaven, NY | $557,000 | $2,533 | $1,750 | $3,600 | $1,850 |
| Bronx, NY | $371,800 | $928 | $640 | $1,310 | $670 |
| Glen Cove, NY | $480,300 | $852 | $590 | $1,220 | $630 |
| West Bay Shore, NY | $412,600 | $1,902 | $1,270 | $2,700 | $1,430 |
| Central Islip, NY | $254,900 | $940 | $670 | $1,340 | $670 |
| Great River, NY | $614,900 | $2,751 | $1,980 | $3,930 | $1,950 |
| Holtsville, NY | $350,100 | $1,059 | $760 | $1,470 | $710 |
| East Rocky Hill, NJ | $396,200 | $1,279 | $870 | $1,780 | $910 |