Gavop's guide to buying homeowners insurance in Artesia, NM covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $41,500 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $62,500 | $60,000 | $50,000-$75,000 |
| 3 Bedroom | $142,000 | $120,000 | $125,000-$150,000 |
| 4 Bedroom | $199,500 | $190,000 | $150,000-$175,000 |
| 5 Bedroom | $155,500 | $140,000 | $150,000-$175,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$58 | $670 |
| Home and Two Car | -$117 | $612 |
| Home and Three Car | -$175 | $553 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $7,834 |
| Hail Damage | $5,103 |
| Wind Damage | $9,716 |
| Expensive Claims | |
| Fire | $35,690 |
| Accidental Discharge/Leakage | $9,056 |
| Optional Coverage Losses | $8,156 |
| Home Insurance Company Artesia, NM | Homeowners Insurance Agency Artesia, NM | Address | Popularity Score | Distance from Artesia (miles) |
|---|---|---|---|---|
| Travelers | George Gandy Insurance Llc | 916 South 13th Street, Artesia, NM, 88210 | 11.2 | |
| State Farm | Claudia Phillips | 134 N Canyon St, Carlsbad, NM, 88220-5717 | 32.4 | |
| Travelers | George Gandy Insurance Llc | 916 S 13th St, Artesia, NM, 88210 | 11.2 | |
| Travelers | Dunagan Associates | 212 W Stevens St, Carlsbad, NM, 88220 | 32.3 | |
| Travelers | J S Ward & Son Inc | 101 4th St S, Artesia, NM, 88210 | 12.1 | |
| State Farm | Sondie Stockton | 604 W Main St, Artesia, NM, 88210-2070 | 12.0 | |
| State Farm | Michael Mckee | 1007 W Mcgaffey Street, Roswell, NM, 88203-2608 | 41.8 | |
| Allstate | Taylor & Associates | 613 W 2nd St Ste 5, Roswell, NM, 88201 | 42.9 | |
| Farmers | Bobby Villegas | 412 N Richardson Ave, Roswell, NM, 88201 | 43.1 | |
| Farmers | Ronnie Jackson | 518 W Main St, Artesia, NM, 88210 | 12.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New Mexico | $163,900 | $870 | $590 | $1,210 | $620 |
| Eddy County, NM | $143,100 | $805 | $540 | $1,110 | $570 |
| Artesia, NM | $162,500 | $728 | $530 | $1,010 | $480 |
| Lake Arthur, NM | $63,000 | $638 | $460 | $880 | $420 |
| Eddy County, NM | $143,100 | $805 | $550 | $1,120 | $570 |
| Hagerman, NM | $81,600 | $690 | $500 | $950 | $450 |
| Dexter, NM | $104,400 | $746 | $530 | $1,040 | $510 |
| Loco Hills, NM | $157,300 | $857 | $610 | $1,210 | $600 |
| Southwest Chaves, NM | $69,300 | $656 | $470 | $910 | $440 |
| Chaves County, NM | $106,400 | $728 | $520 | $1,000 | $480 |
| Hondo, NM | $151,100 | $845 | $570 | $1,190 | $620 |