Gavop's guide to buying homeowners insurance in Ketchum, ID covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Ketchum, ID - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Lake Creek Meadow Dr, Lloyd Ct, Hulen Way, Sego Ln, Stoneridge Rd, Crystal Ct, Smiley Creek Rd, Pine Dr, Lupine Rd, Wick Strasse | $771,500 | $720,000 | $700,000-$800,000 | $516,500 | $460,000 | $500,000-$600,000 |
| Centennial Ln, Owl Rock Rd, Lane Ranch Rd W, Vader Dr, Gem St, Foxglove Ln, Georginia Rd, Glade Cir, New Willager Condo Dr, Stonegate Cir | $544,000 | $440,000 | $500,000-$600,000 | $404,000 | $360,000 | $400,000-$500,000 |
| Fir Dr, W Canyon Run Blvd, Eagles Wing Dr, Sage Ln, Pioneer Rd, Second Ave S, Sixth St, Back Pay Rd, 4th St E, Sun Valley Rd W | $521,500 | $480,000 | $500,000-$600,000 | $462,500 | $410,000 | $350,000-$400,000 |
| Wanderers Way, Defiance Rd, S Newman Creek Rd, 6th St E, 1st Ave S, Shoshone Ct, Short Swing Ln, 2nd St E, 3rd Ave, Cold Springs Dr | $562,000 | $510,000 | $500,000-$600,000 | $574,500 | $500,000 | $600,000-$700,000 |
| Nat For Dev Rd 318, Hospital Rd, Old Sage Trl, Meadow Cir, Larkspur Ln, Sage Rd, Meadows Loop, Townhouse Ln, River St W, Tail Feather Ln | $582,000 | $540,000 | $600,000-$700,000 | $617,500 | $500,000 | $500,000-$600,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$185 | $841 |
| Superior Protection Discount | -$103 | $923 |
| Fire & Security Discount | -$113 | $912 |
| Hail Resistant Roof Discount | -$21 | $1,005 |
| Newly Constructed Home Discount | -$246 | $779 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Blaine County | $1,500 | $853 | $2,353 | $620 | $2,120 | $233 |
| Ketchum, ID | $700 | $1,013 | $1,713 | $736 | $1,436 | $277 |
| Sun Valley, ID | $300 | $2,421 | $2,721 | $1,759 | $2,059 | $662 |
| East Camas, ID | $2,500 | $669 | $3,169 | $486 | $2,986 | $183 |
| Camas County, ID | $300 | $572 | $872 | $415 | $715 | $156 |
| West Camas, ID | $2,500 | $584 | $3,084 | $424 | $2,924 | $160 |
| Fairfield, ID | $100 | $489 | $589 | $355 | $455 | $134 |
| Blaine County, ID | $700 | $853 | $1,553 | $620 | $1,320 | $233 |
| Custer County, ID | $400 | $572 | $972 | $415 | $815 | $156 |
| Carey, ID | $700 | $607 | $1,307 | $441 | $1,141 | $166 |
| Atlanta, ID | $500 | $840 | $1,340 | $610 | $1,110 | $230 |
| Home Insurance Company Ketchum, ID | Homeowners Insurance Agency Ketchum, ID | Address | Popularity Score | Distance from Ketchum (miles) |
|---|---|---|---|---|
| Allstate | Wood River Ins | 410 N Main St, Hailey, ID, 83333 | 16.1 | |
| State Farm | Patrick Buchanan | 216 N Main St, Hailey, ID, 83333 | 16.3 | |
| State Farm | Patrick Buchanan | 120 N 2nd Ave Ste 207, Ketchum, ID, 83340 | 6.6 | |
| Travelers | Sun Valley Ins | 780 N Main, Ketchum, ID, 83340 | 6.4 | |
| Travelers | Wood River Insurance Inc | 410 N Main St, Hailey, ID, 83333 | 16.1 | |
| Travelers | Bisnett Insurance | 631 2nd St, Ketchum, ID, 83340 | 6.7 | |
| Farmers | Redgy Christensen | 333 Main St S, Ketchum, ID, 83340 | 6.9 | |
| Travelers | Bisnett Insurance | 631 2nd St East Suite C103, Ketchum, ID, 83340 | 6.7 | |
| Travelers | Bisnett Insurance | 631 2nd St E Ste C103, Ketchum, ID, 83340 | 6.7 | |
| Farmers | Eugenia Wadsworth | 515 N River St Ste E, Hailey, ID, 83333 | 16.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Idaho | $176,800 | $627 | $450 | $870 | $420 |
| Blaine County, ID | $390,300 | $864 | $600 | $1,200 | $600 |
| Ketchum, ID | $638,600 | $1,025 | $740 | $1,460 | $720 |
| Sun Valley, ID | $904,900 | $2,450 | $1,740 | $3,480 | $1,740 |
| East Camas, ID | $216,700 | $677 | $490 | $960 | $470 |
| Camas County, ID | $173,300 | $578 | $420 | $800 | $380 |
| West Camas, ID | $153,100 | $591 | $430 | $810 | $380 |
| Fairfield, ID | $107,400 | $495 | $350 | $700 | $350 |
| Blaine County, ID | $390,300 | $864 | $600 | $1,230 | $630 |
| Custer County, ID | $173,300 | $578 | $400 | $800 | $400 |
| Carey, ID | $167,300 | $614 | $420 | $870 | $450 |
| Atlanta, ID | $331,700 | $850 | $570 | $1,220 | $650 |