How Can I Make My Oak Grove, OR Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Oak Grove, OR covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your Oak Grove, OR Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $86,500 | $70,000 | $75,000-$100,000 |
| 2 Bedroom | $179,500 | $160,000 | $125,000-$150,000 |
| 3 Bedroom | $239,500 | $210,000 | $175,000-$200,000 |
| 4 Bedroom | $357,500 | $300,000 | $300,000-$350,000 |
| 5 Bedroom | $274,000 | $230,000 | $250,000-$300,000 |
Estimate your Savings with Home Insurance Discounts in Oak Grove, OR | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$88 | $541 |
| Superior Protection Discount | -$63 | $567 |
| Fire & Security Discount | -$57 | $573 |
| Hail Resistant Roof Discount | -$19 | $611 |
| Newly Constructed Home Discount | -$151 | $479 |
Choose the Right Deductible for your Oak Grove, OR Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Clackamas County | $1,500 | $736 | $2,236 | $535 | $2,035 | $201 |
| Oak Grove, OR | $700 | $622 | $1,322 | $452 | $1,152 | $170 |
| Portland, OR | $500 | $756 | $1,256 | $550 | $1,050 | $207 |
| Sherwood, OR | $2,000 | $656 | $2,656 | $476 | $2,476 | $179 |
| Oak Hills, OR | $400 | $717 | $1,117 | $521 | $921 | $196 |
| Lake Shore, WA | $2,000 | $661 | $2,661 | $481 | $2,481 | $181 |
| Salmon Creek, WA | $100 | $673 | $773 | $489 | $589 | $184 |
| Venersborg, WA | $2,500 | $1,023 | $3,523 | $743 | $3,243 | $279 |
| Warren, OR | $100 | $789 | $889 | $574 | $674 | $216 |
| Prescott, OR | $1,000 | $593 | $1,593 | $431 | $1,431 | $162 |
| Marion, OR | $200 | $535 | $735 | $388 | $588 | $146 |
Identify Top Home Insurance Agents near Oak Grove, OR | Back to Top
| Home Insurance Company Oak Grove, OR | Homeowners Insurance Agency Oak Grove, OR | Address | Popularity Score | Distance from Oak Grove (miles) |
|---|---|---|---|---|
| Travelers | Aaa Oregon | 600 Sw Market St, Portland, OR, 97201 | 7.3 | |
| State Farm | Kathy Buzalsky | 12901 Se 97th Ave Ste 300, Clackamas, OR, 97015-7906 | 3.6 | |
| Farmers | Matt Schoenecker | 7170 Sw Garden Home Rd, Portland, OR, 97223 | 6.7 | |
| State Farm | Chris Shobe | 2900 Se Stark St Ste B, Portland, OR, 97214-3292 | 7.4 | |
| Farmers | Juan Bravo | 17175 Sw Tv Hwy Ste C1, Beaverton, OR, 97003 | 9.3 | |
| Liberty Mutual Independent | Rose City Associates Llc | 10011 Se Division St Ste 300, Portland, OR, 97266 | 7.3 | |
| State Farm | Lisa Parks | 11157 Ne Halsey St, Portland, OR, 97220-2024 | 9.4 | |
| State Farm | Russel Williams | 21410 Salamo Rd, West Linn, OR, 97068-7201 | 3.4 | |
| Liberty Mutual Independent | Lynn Eves Insurance | 8285 Sw Nimbus Ave #164, Beaverton, OR, 97008 | 8.2 | |
| State Farm | Blake Inabnit | 16144 Se Twn Ctr Dr Ste 216, Happy Valley, OR, 97086-4257 | 5.7 |
Compare Rates for Oak Grove, OR Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Oregon | $265,700 | $661 | $470 | $930 | $460 |
| Clackamas County, OR | $341,600 | $745 | $540 | $1,060 | $520 |
| Oak Grove, OR | $278,900 | $630 | $430 | $890 | $460 |
| Portland, OR | $352,700 | $765 | $520 | $1,090 | $570 |
| Sherwood, OR | $353,500 | $664 | $460 | $940 | $480 |
| Oak Hills, OR | $387,600 | $726 | $520 | $1,020 | $500 |
| Lake Shore, WA | $277,200 | $669 | $460 | $920 | $460 |
| Salmon Creek, WA | $287,900 | $681 | $480 | $930 | $450 |
| Venersborg, WA | $403,700 | $1,035 | $710 | $1,440 | $730 |
| Warren, OR | $357,800 | $799 | $550 | $1,110 | $560 |
| Prescott, OR | $212,500 | $600 | $440 | $820 | $380 |
| Marion, OR | $164,600 | $541 | $390 | $770 | $380 |
Research Home Insurance Companies Reviews in Oak Grove, OR Before Buying | Back to Top
Share a review on your home insurance company
State Farm Home Insurance Reviews
Date: March 05, 2019 Age: 50 to 59 Gender: Female Marital Status: Unmarried
Premium
The deductible would have been the same for similar home owners insurance from another provider.premiums were similar enough that it did not feel advantageous or worth the hassle of changing providers.
Date: October 31, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Website/App
I like that our agent and all in his office know us by name. Even my voice is known, no matter who answers the phone when I call.
USAA Home Insurance Reviews
Date: November 11, 2018 Age: 50 to 59 Gender: Male Marital Status: Unmarried
Communication
Customer service is acceptable. The wait time on the phone to speak to a representative is not too long and most if the times, the agent is able to answer difficult questions. There claims process is fairly easy, ass well.
Allstate Home Insurance Reviews
Date: March 31, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Customer Service
Customer service was awesome. Great Price, Great Phone Assistance and Set-Up. The person I dealt with on the phone was very helpful and accommodating making the transaction easy.
Travelers Home Insurance Reviews
Date: November 21, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Policy Offerings
I am generally satisfied with the policy offering. They are on par with other companies in terms of both coverage and cost. The options are adequate.
GEICO Home Insurance Reviews
Date: January 13, 2019 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Policy Offerings
I like that they offer the group premium (auto, home) to my overall payments are lower and that they auto pay so I do not have to make the payments myself.