Gavop's guide to buying homeowners insurance in Wilders, NC covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $71,000 | $60,000 | $50,000-$75,000 |
| 2 Bedroom | $104,000 | $90,000 | $100,000-$125,000 |
| 3 Bedroom | $177,500 | $150,000 | $175,000-$200,000 |
| 4 Bedroom | $264,500 | $230,000 | $200,000-$250,000 |
| 5 Bedroom | $281,500 | $240,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$137 | $718 |
| Superior Protection Discount | -$77 | $778 |
| Fire & Security Discount | -$68 | $787 |
| Hail Resistant Roof Discount | -$26 | $829 |
| Newly Constructed Home Discount | -$248 | $607 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Johnston County | $1,500 | $818 | $2,318 | $595 | $2,095 | $224 |
| Wilders, NC | $2,500 | $845 | $3,345 | $614 | $3,114 | $231 |
| Marks Creek, NC | $300 | $706 | $1,006 | $513 | $813 | $193 |
| Sims, NC | $2,000 | $776 | $2,776 | $564 | $2,564 | $212 |
| Lucama, NC | $400 | $478 | $878 | $348 | $748 | $131 |
| House Creek, NC | $1,000 | $821 | $1,821 | $597 | $1,597 | $224 |
| Middle Creek, NC | $300 | $781 | $1,081 | $568 | $868 | $213 |
| Wilson County, NC | $2,500 | $689 | $3,189 | $501 | $3,001 | $188 |
| Angier, NC | $500 | $841 | $1,341 | $611 | $1,111 | $230 |
| Oak Grove, NC | $1,000 | $725 | $1,725 | $527 | $1,527 | $198 |
| Eno, NC | $100 | $812 | $912 | $590 | $690 | $222 |
| Bell Arthur, NC | $2,500 | $671 | $3,171 | $488 | $2,988 | $183 |
| Home Insurance Company Wilders, NC | Homeowners Insurance Agency Wilders, NC | Address | Popularity Score | Distance from Wilders (miles) |
|---|---|---|---|---|
| State Farm | Marc Ingram | 614 N Arendell Ave, Zebulon, NC, 27597-2302 | 9.7 | |
| State Farm | Collin Clarke | 2339 Timber Dr Ste 200, Garner, NC, 27529-2518 | 16.1 | |
| Erie | Lee Winters Insurance Agency Llc | 1330 Saint Marys Street Suite 250, Raleigh, NC, 27605 | 18.3 | |
| State Farm | Ashley Manuel | 5842 Fayetteville Rd Ste 112, Durham, NC, 27713-6294 | 36.0 | |
| Erie | Barefoot & Young Insurance Group | 616 N 1st Avenue, Knightdale, NC, 27545 | 9.9 | |
| Allstate | Gregory Ealy | 5611 Highway 55 Ste 202, Durham, NC, 27713 | 33.1 | |
| Travelers | Todd & Scarboro Inc | 2499 Blvd , Wendell, NC, 27591 | 7.7 | |
| Travelers | Todd & Scarboro Inc | 2499 Wendell Blvd, Wendell, NC, 27591 | 7.6 | |
| Nationwide | M. A. Mansour | 5440 Atlantic Spring Rd Unit 107, Raleigh, NC, 27616 | 17.8 | |
| Travelers | Peak Insurance Solutions Dba Vic Fisher Ins | One Exchange Plasa Ste 727, Raleigh, NC, 27601 | 17.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $600 | $1,240 | $640 |
| Johnston County, NC | $150,700 | $828 | $590 | $1,150 | $560 |
| Wilders, NC | $197,100 | $855 | $610 | $1,210 | $600 |
| Marks Creek, NC | $150,000 | $715 | $510 | $1,020 | $510 |
| Sims, NC | $133,900 | $785 | $570 | $1,110 | $540 |
| Lucama, NC | $75,100 | $484 | $330 | $680 | $350 |
| House Creek, NC | $247,800 | $831 | $610 | $1,140 | $530 |
| Middle Creek, NC | $227,900 | $791 | $540 | $1,110 | $570 |
| Wilson County, NC | $119,200 | $697 | $480 | $990 | $510 |
| Angier, NC | $150,000 | $851 | $570 | $1,220 | $650 |
| Oak Grove, NC | $155,700 | $734 | $490 | $1,050 | $560 |
| Eno, NC | $243,300 | $822 | $590 | $1,180 | $590 |
| Bell Arthur, NC | $111,000 | $679 | $470 | $960 | $490 |