Gavop's guide to buying homeowners insurance in Upper Hanover, PA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 2 Bedroom | $242,000 | $190,000 | $250,000-$300,000 |
| 3 Bedroom | $235,000 | $210,000 | $200,000-$250,000 |
| 4 Bedroom | $343,000 | $290,000 | $350,000-$400,000 |
| 5 Bedroom | $257,500 | $230,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$148 | $675 |
| Superior Protection Discount | -$74 | $749 |
| Fire & Security Discount | -$82 | $741 |
| Hail Resistant Roof Discount | -$25 | $799 |
| Newly Constructed Home Discount | -$198 | $626 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Montgomery County | $1,500 | $948 | $2,448 | $689 | $2,189 | $259 |
| Upper Hanover, PA | $2,000 | $813 | $2,813 | $591 | $2,591 | $222 |
| Franconia, PA | $100 | $870 | $970 | $632 | $732 | $238 |
| East Coventry, PA | $700 | $776 | $1,476 | $564 | $1,264 | $212 |
| Haycock, PA | $100 | $1,193 | $1,293 | $867 | $967 | $326 |
| Sinking Spring, PA | $2,000 | $760 | $2,760 | $552 | $2,552 | $208 |
| Lopatcong, NJ | $400 | $800 | $1,200 | $581 | $981 | $219 |
| Delaware, NJ | $2,500 | $1,493 | $3,993 | $1,085 | $3,585 | $408 |
| Mountain Lake, NJ | $500 | $836 | $1,336 | $607 | $1,107 | $228 |
| Holiday Pocono, PA | $1,500 | $707 | $2,207 | $514 | $2,014 | $193 |
| Reilly, PA | $200 | $554 | $754 | $403 | $603 | $151 |
| Brandonville, PA | $2,500 | $575 | $3,075 | $418 | $2,918 | $157 |
| Home Insurance Company Upper Hanover, PA | Homeowners Insurance Agency Upper Hanover, PA | Address | Popularity Score | Distance from Upper Hanover (miles) |
|---|---|---|---|---|
| State Farm | Christine Moscaritolo | 3438 Hamilton Blvd, Allentown, PA, 18103-4539 | 13.1 | |
| State Farm | Tom Mclaughlin | 504 Bath Rd, Bristol, PA, 19007-3105 | 39.4 | |
| Erie | Troast-Singley Insurance Agency Llc | 2700 S 18th Street, Philadelphia, PA, 19145 | 37.0 | |
| State Farm | Erica Bantom Martin | 1124 S Broad St, Philadelphia, PA, 19146-5002 | 36.1 | |
| Travelers | Charles Rueter | 9811 Academy Rd, Philadelphia, PA, 19114 | 34.5 | |
| State Farm | Tom Bartholomew | 129 E Main St, Macungie, PA, 18062-1310 | 9.0 | |
| Liberty Mutual Independent | Baringer-Hartman Insurance Group | 1602 W Broad St, Quakertown, PA, 18951 | 8.8 | |
| Nationwide | Wenhold Insurance Agency Llc | 411 Harleysville Pike, Souderton, PA, 18964-2142 | 9.8 | |
| Nationwide | Larry D Markley | 445 Coal St, Lehighton, PA, 18235-2030 | 32.8 | |
| Nationwide | Bartlett Jeff Agency Inc | 129 W Lancaster Ave, Downingtown, PA, 19335-2564 | 28.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Pennsylvania | $170,500 | $745 | $510 | $1,070 | $560 |
| Montgomery County, PA | $299,300 | $960 | $650 | $1,350 | $700 |
| Upper Hanover, PA | $291,200 | $823 | $580 | $1,140 | $560 |
| Franconia, PA | $318,000 | $880 | $640 | $1,220 | $580 |
| East Coventry, PA | $271,000 | $785 | $530 | $1,120 | $590 |
| Haycock, PA | $368,200 | $1,207 | $870 | $1,680 | $810 |
| Sinking Spring, PA | $183,300 | $769 | $550 | $1,080 | $530 |
| Lopatcong, NJ | $259,300 | $810 | $550 | $1,120 | $570 |
| Delaware, NJ | $454,000 | $1,511 | $1,090 | $2,150 | $1,060 |
| Mountain Lake, NJ | $195,200 | $846 | $600 | $1,170 | $570 |
| Holiday Pocono, PA | $155,100 | $716 | $520 | $990 | $470 |
| Reilly, PA | $87,100 | $561 | $400 | $790 | $390 |
| Brandonville, PA | $95,000 | $582 | $390 | $800 | $410 |