How Can I Make My Sugar Land, TX Home Insurance Cheaper

Gavop tells you how to get the best homeowners insurance in Sugar Land, TX by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.

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Select the Suitable Coverage Value for your Sugar Land, TX Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $60,000 $50,000 $50,000-$75,000
2 Bedroom $110,500 $90,000 $100,000-$125,000
3 Bedroom $150,000 $130,000 $125,000-$150,000
4 Bedroom $258,500 $220,000 $200,000-$250,000
5 Bedroom $296,000 $260,000 $250,000-$300,000

Estimate your Savings with Home Insurance Discounts in Sugar Land, TX | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$193 $1,092
Superior Protection Discount -$128 $1,156
Fire & Security Discount -$103 $1,182
Hail Resistant Roof Discount -$26 $1,259
Newly Constructed Home Discount -$257 $1,028

Choose the Right Deductible for your Sugar Land, TX Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Fort Bend County $1,000 $1,272 $2,272 $925 $1,925 $348
Sugar Land, TX $2,500 $1,269 $3,769 $922 $3,422 $347
Mission Bend, TX $300 $918 $1,218 $667 $967 $251
Cinco Ranch, TX $700 $2,156 $2,856 $1,567 $2,267 $589
Brookside Village, TX $100 $1,752 $1,852 $1,273 $1,373 $479
Aldine, TX $1,500 $1,006 $2,506 $731 $2,231 $275
Spring, TX $300 $1,465 $1,765 $1,064 $1,364 $400
Sheldon, TX $700 $1,333 $2,033 $969 $1,669 $364
Morgan's Point, TX $200 $1,802 $2,002 $1,310 $1,510 $492
Shenandoah, TX $2,000 $1,926 $3,926 $1,399 $3,399 $526
San Leon, TX $100 $1,596 $1,696 $1,160 $1,260 $436
Conroe, TX $2,500 $1,404 $3,904 $1,020 $3,520 $384

Identify Top Home Insurance Agents near Sugar Land, TX | Back to Top

Home Insurance Company Sugar Land, TX Homeowners Insurance Agency Sugar Land, TX Address Popularity Score Distance from Sugar Land (miles)
Travelers Mims - Integra Insurance 10101 Harwin 210, Houston, TX, 77036
9.6
State Farm Ellaina Madera 8804 Jensen Dr, Houston, TX, 77093-7640
24.1
State Farm Forrest Cobb 10581 S Highway 6 Ste 111, Sugar Land, TX, 77498-4907
3.0
Farmers J. Ray Ayala 15498 Fm 529 Rd, Houston, TX, 77095
18.0
Farmers Terry Masterson 19901 Southwest Fwy Ste 223, Sugar Land, TX, 77479
4.3
Liberty Mutual Independent Assurance One Of Texas Llc 1470 Eldridge Pkwy, Houston, TX, 77077
9.8
State Farm Keith Sacchieri 9311 Fm 1488 Rd Ste 30, Magnolia, TX, 77354-2757
41.6
State Farm Bert Schmidt 5819 Highway 6 Ste 260, Missouri City, TX, 77459-4070
6.3
Allstate Linda Brewster 10101 Fondren Rd Ste 223, Houston, TX, 77096
9.5
State Farm Tammy Pham 13618 Bellaire Blvd Ste E5, Houston, TX, 77083-1740
6.1

Compare Rates for Sugar Land, TX Home Insurance Providers | Back to Top

Compare Quotes from Top Providers and Save now!

Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Texas $151,500 $1,709 $1,130 $2,630 $1,500
Fort Bend County, TX $233,300 $1,288 $850 $1,980 $1,130
Sugar Land, TX $231,300 $1,285 $850 $1,980 $1,130
Mission Bend, TX $127,300 $930 $610 $1,430 $820
Cinco Ranch, TX $329,400 $2,182 $1,440 $3,360 $1,920
Brookside Village, TX $174,600 $1,773 $1,170 $2,730 $1,560
Aldine, TX $82,200 $1,018 $670 $1,570 $900
Spring, TX $132,200 $1,482 $980 $2,280 $1,300
Sheldon, TX $67,400 $1,349 $890 $2,080 $1,190
Morgan's Point, TX $195,500 $1,824 $1,200 $2,810 $1,610
Shenandoah, TX $251,600 $1,949 $1,290 $3,000 $1,710
San Leon, TX $123,200 $1,615 $1,070 $2,490 $1,420
Conroe, TX $167,400 $1,421 $940 $2,190 $1,250

Research Home Insurance Companies Reviews in Sugar Land, TX Before Buying | Back to Top

Share a review on your home insurance company


State Farm Home Insurance Reviews

Date: December 26, 2019    Age: 40 to 49    Gender: Male    Marital Status: Married

Customer Service
I had a good experience with state farm agent. She helped get me renters insurance with no problems. She did this all over the phone

Date: April 07, 2019    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Premium
Compare to the other home insurance company, they will provide the scheme very economically and reliable.their premium offer also very attractive and very enjoyable.

Date: September 10, 2018    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Customer Service
Haven't needed to use customer support for many years now, so just will give a satisfied rating

Date: August 24, 2018    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Communication
The agent is a personal friend. Just a short drive away to see him. Easy...

Date: August 15, 2018    Age: 40 to 49    Gender: Female    Marital Status: Unmarried

Policy Offerings
We are covered for all of our interior furniture and personal items, it's all-inclusive interior coverage and the exterior cover is all-inclusive as well. Our home and outbuilding are included in our policy. It's a blanket coverage on the whole property and interior.


Date: August 09, 2018    Age: 40 to 49    Gender: Male    Marital Status: Married

Customer Service
I love our insurance companies customer service because the automated system is pretty simple, it doesn't make you have to push a million buttons before talking with a representative. Then it only rings a few times before someone in person answers.

Date: August 07, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Communication
I like that they don't ask tons of questions before you can actually talk to them about what you called for, they don't sound like they are reading from a script. That's insulting when that happens. They have always been friendly to me when I talk with them, and knowledgeable too.

Date: July 29, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Premium
Don't know what others provide. Feel it's probably the same and it is affordable for us as is.

Date: June 08, 2018    Age: 40 to 49    Gender: Male    Marital Status: Married

Policy Offerings
Basically, everything in the house, from pipes to electrical and storm damage. Outside the property, as well. Plus, flood.


Date: January 01, 2018    Age: 40 to 49    Gender: Female    Marital Status: Married

Premium
I just compared our policy premium to 3 other well-known insurance companies, last week and our policy premium is right on point, price wise. It isn't the lowest but it's only a few dollars off.

Date: November 19, 2017    Age: 30 to 39    Gender: Female    Marital Status: Married

Website/App
I love that it is simple and easy to use to make a payment or to ask or chat with a customer service representative. The first page, the main page is not cluttered looking, it is simple. You can see where to log in easily and then after that it's simple tabs to use, to view our policy, customer service, make payment, etc.

Date: November 18, 2017    Age: 30 to 39    Gender: Male    Marital Status: Married

Website/App
Don't really use the website much. Only to check on annuities. Don't use it for much else.

GEICO Home Insurance Reviews

Date: September 29, 2018    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Website/App
The website is very easy to use, make changes on and find the premium information and declarations page. I don't normally have to do much at all with changes and all of my stuff is automatically drafted so I am on that website maybe once a year, but have no complaints.

Date: September 21, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Website/App
It is convenient and easy to get to. It is very easy to find what I am looking for on the website.

Date: September 14, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Premium
The premium amount can always be cheaper but I am comfortable with this company and am willing to pay the extra for the coverage knowing that everything is fully covered and I should have no problems at all.

Date: September 11, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Policy Offerings
If my house caught on fire or was destroyed in some other type of manner, my insurance will cover it.


Date: September 03, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Customer Service
They are always very polite and professional whenever I called them about my insurance.

Date: August 09, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Customer Service
I honestly have not had to talk to the customer support very often as everything is very easy to get accomplished on their website but the one or two times that I have spoken to someone it has been without incident and very pleasant.

Date: May 11, 2018    Age: Above 60    Gender: Female    Marital Status: Married

Policy Offerings
I have about everything covered to include natural disaster wind damage and flood etc. It is a well structured cover-all policy.


Date: May 08, 2018    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Premium
The premium does what it says it is supposed to do. It is not too much or too little.

Allstate Home Insurance Reviews

Date: January 12, 2020    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Policy Offerings
they offered more for less. when shopping around, companies would high ball me because of first time insurer, but allstate came back with the best deal.


Date: July 25, 2019    Age: 30 to 39    Gender: Male    Marital Status: Married

Customer Service
I would rate my home owner's insurance company with 5 stars. Great response time and customer satisfaction when it came to filing a claim.

Date: December 05, 2018    Age: 40 to 49    Gender: Female    Marital Status: Unmarried

Policy Offerings
Allstate Insurance Company offers a wide range of insurance, from auto to home insurance. Whenever I 'v had a problem or any issue I would call their friendly agents who would normally take care of my problem.


Date: September 16, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Policy Offerings
Dwellings, other structures, and loss of use are all in my home insurance policy


Date: August 22, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Premium
I think I pay a fair premium compared to other insurance companies.

Date: August 02, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Communication
Anytime I've spoken with my representative she is so helpful and solves any issues we have had.

Date: August 01, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Website/App
The website and app are both user-friendly and extremely easy to use and navigate.

Liberty Mutual Home Insurance Reviews

Date: December 30, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

Policy Offerings
Liberty Mutual seems to offer a fair amount of options for insurance, from auto to home to motorcycle and more.


Date: October 15, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

Premium
The primium and deductible of my policy with Liberty Mutual is right in line with most other major insurance companies. They offered me a slightly lower premium which is why I chose them.

Date: February 06, 2019    Age: 40 to 49    Gender: Male    Marital Status: Married

Premium
I think the deductible of my policy is comparable to others. The monthly rate can be adjusted by changing the deductible amount depending on how much you are willing to pay.

Date: December 25, 2018    Age: 40 to 49    Gender: Male    Marital Status: Married

Premium
it was 20 % less than previous. I like it because i get part of that income back if i do not file a claim. I like that it is all online and because of that saves money. I hope it stays this way

Progressive Home Insurance Reviews

Date: January 09, 2020    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Customer Service
The customer service was very friendly. All equipment worked as expecting and the overall feeling of security is present.

Date: December 31, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Policy Offerings
What they offer is about the same as other companies around here. My insurance is a little higher than I would like but they said it is due to a high amount of claims in my area.


USAA Home Insurance Reviews

Date: October 23, 2018    Age: 40 to 49    Gender: Female    Marital Status: Married

Policy Offerings
My home is covered for fire, flood, theft, natural disaster, it covers pretty much any kind of damage and or theft or vandalizing that could possibly occur to the home.


Nationwide Home Insurance Reviews

Date: December 20, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

Policy Offerings
When shopping for insurance this is what those who did my home loan recommended and it is bundled with car insurance.


Travelers Home Insurance Reviews

Date: November 20, 2018    Age: 40 to 49    Gender: Male    Marital Status: Married

Premium
I pay a lot less than my friends and family. My premium is almost half of what they pay

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