How Can I Make My Lino Lakes, MN Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Lino Lakes, MN by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your Lino Lakes, MN Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $104,000 | $100,000 | $100,000-$125,000 |
| 2 Bedroom | $242,000 | $220,000 | $200,000-$250,000 |
| 3 Bedroom | $197,000 | $180,000 | $200,000-$250,000 |
| 4 Bedroom | $507,000 | $450,000 | $600,000-$700,000 |
| 5 Bedroom | $442,000 | $380,000 | $400,000-$500,000 |
Bundle your Lino Lakes, MN Auto & Home Insurance from the Same Company | Back to Top
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$79 | $909 |
| Home and Two Car | -$168 | $820 |
| Home and Three Car | -$227 | $761 |
Choose the Right Deductible for your Lino Lakes, MN Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Anoka County | $2,000 | $1,110 | $3,110 | $807 | $2,807 | $303 |
| Lino Lakes, MN | $1,000 | $976 | $1,976 | $710 | $1,710 | $267 |
| Columbus, MN | $400 | $1,308 | $1,708 | $951 | $1,351 | $357 |
| Willernie, MN | $1,500 | $985 | $2,485 | $716 | $2,216 | $269 |
| Hilltop, MN | $500 | $137 | $637 | $100 | $600 | $38 |
| Shafer, MN | $700 | $1,306 | $2,006 | $949 | $1,649 | $357 |
| Clifton, WI | $100 | $880 | $980 | $640 | $740 | $241 |
| Savage, MN | $700 | $990 | $1,690 | $720 | $1,420 | $271 |
| Vermillion, MN | $500 | $1,490 | $1,990 | $1,083 | $1,583 | $407 |
| Oak Grove, WI | $1,500 | $830 | $2,330 | $603 | $2,103 | $227 |
| Douglas, MN | $200 | $1,534 | $1,734 | $1,115 | $1,315 | $419 |
| Pine City, MN | $2,500 | $895 | $3,395 | $651 | $3,151 | $245 |
Identify Top Home Insurance Agents near Lino Lakes, MN | Back to Top
| Home Insurance Company Lino Lakes, MN | Homeowners Insurance Agency Lino Lakes, MN | Address | Popularity Score | Distance from Lino Lakes (miles) |
|---|---|---|---|---|
| Travelers | The Insurance Shop | 4637 White Bear Pkwy, White Bear Lake, MN, 55110 | 6.0 | |
| State Farm | Tim Meyer | 891 Highway 96 W, Shoreview, MN, 55126-1910 | 6.4 | |
| State Farm | John Curlee | 1565 Cliff Rd Ste 4, Eagan, MN, 55122-2574 | 26.2 | |
| State Farm | Mary Cleary | 8500 Edinbrook Pkwy Ste C, Brooklyn Park, MN, 55443-3735 | 11.4 | |
| State Farm | Ian Davy | 454 Temperance St, Saint Paul, MN, 55101-2325 | 14.7 | |
| Allstate | Mark Ellingson | 1690 Mcknight Rd N, Maplewood, MN, 55109 | 12.6 | |
| Travelers | North Star Insurance Services | 601 Carlson Pkwy, Minnetonka, MN, 55305 | 22.8 | |
| State Farm | Michael Omalley | 12815 Lake Blvd, Lindstrom, MN, 55045-9345 | 19.5 | |
| Farmers | James Schmidt | 277 Coon Rapids Blvd Nw Ste 114, Coon Rapids, MN, 55433 | 9.3 | |
| State Farm | Tyler Antony | 1190 County Road J Ste 200, Saint Paul, MN, 55127-6816 | 4.3 |
Compare Rates for Lino Lakes, MN Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Minnesota | $199,700 | $1,192 | $820 | $1,690 | $870 |
| Anoka County, MN | $205,000 | $1,123 | $760 | $1,550 | $790 |
| Lino Lakes, MN | $268,900 | $988 | $710 | $1,370 | $660 |
| Columbus, MN | $245,000 | $1,324 | $890 | $1,810 | $920 |
| Willernie, MN | $145,300 | $997 | $670 | $1,410 | $740 |
| Hilltop, MN | $11,900 | $139 | $100 | $190 | $90 |
| Shafer, MN | $244,300 | $1,322 | $900 | $1,880 | $980 |
| Clifton, WI | $339,700 | $891 | $630 | $1,220 | $590 |
| Savage, MN | $276,100 | $1,002 | $720 | $1,420 | $700 |
| Vermillion, MN | $309,800 | $1,508 | $1,010 | $2,140 | $1,130 |
| Oak Grove, WI | $303,300 | $840 | $570 | $1,180 | $610 |
| Douglas, MN | $323,900 | $1,553 | $1,040 | $2,210 | $1,170 |
| Pine City, MN | $124,500 | $906 | $650 | $1,280 | $630 |
Research Home Insurance Companies Reviews in Lino Lakes, MN Before Buying | Back to Top
Share a review on your home insurance company
Universal Property & Casualty Insurance Company Home Insurance Reviews
Date: February 20, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Customer Service
The local agent was very helpful upon signing the original paperwork. I have been lucky in that I have not had to file a claim, and have had no questions or reason to reach out to customer service.
Safety Insurance Home Insurance Reviews
Date: October 21, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Customer Service
The one and only time we had to file a claim, the customer service representative was very helpful and walked us through all the steps of filing a claim. Our claim was processed fairly quickly and with very little hassle on our end.
Black Ridge Bank Home Insurance Reviews
Date: January 11, 2019 Age: 40 to 49 Gender: Male Marital Status: Unmarried
Customer Service
I have not had to file a claim, but based on reputation I am confident in good customer service from the company.
State Farm Home Insurance Reviews
Date: December 08, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Customer Service
I have had a normal experience with State Farm as an Insurance company. I have not really had to deal with them on anything other than getting my insurance set up.
Fairmont Farmers Mutual Home Insurance Reviews
Date: December 31, 2018 Age: 50 to 59 Gender: Female Marital Status: Unmarried
Customer Service
They are very personable and take the time to address my concerns. We are on a first name basis. They send me recipies.