Gavop tells you how to get the best homeowners insurance in Madison County, OH by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Madison County, OH - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| State Rte 38 SW, US Hwy 42 SE, Sequoya Trl, Twp Hwy 108, US Hwy 62 SE, Co Hwy 46, Big Plain Circleville Rd, Co Hwy 11, Gates Ln, Twp Hwy 1111 | $258,500 | $210,000 | $200,000-$250,000 | $152,000 | $130,000 | $125,000-$150,000 |
| S Laurel St, Muirwood Dr, Darby Lakes Dr, West Rd, Arbuckle Rd, Pennsylvania St, Jones St, W Bigelow Ave, Lafayette-Mechanicsburg Rd, W 5th St | $173,000 | $150,000 | $150,000-$175,000 | $106,000 | $100,000 | $100,000-$125,000 |
| Irwin Rd, Rosedale-Plain City Rd, Lafayette-Plain City Rd, Twp Hwy 118, John St, Co Hwy 30A, Brandon St, W Center St, Willowbend Cir, Amity Pike | $202,000 | $190,000 | $200,000-$250,000 | $183,000 | $170,000 | $150,000-$175,000 |
| Middle Pike, Co Hwy 39, 3rd Ave, Guy Cemetery Rd, Graceland Ave, Junk Rd, Parkdale Rd, Twp Hwy 63, S Madison Rd, Smith Calhoun Rd | $151,500 | $120,000 | $125,000-$150,000 | $130,000 | $110,000 | $100,000-$125,000 |
| E Pearl St, Twp Hwy 115, Urbana-West Jefferson Rd, Twp Hwy 134, Twp Hwy 118, Shepherd Rd, Danville Rd, Snyder Ln NE, Community Rd, New Hampshire Ave | $238,000 | $220,000 | $200,000-$250,000 | $185,000 | $170,000 | $150,000-$175,000 |
| Timmons Dr, N Hampton St, Co Hwy 55, Columbus St SE, High St NE, W 2nd St, Co Hwy 112, Killbury-Huber Rd, Eaton St, Swetland Ave | $272,000 | $240,000 | $250,000-$300,000 | $186,500 | $170,000 | $150,000-$175,000 |
| Westwood Dr, Banberry Ct, Short St, Parkwood Dr, Co Hwy 10, Canterbury Ct, Church St, Country View Dr, Co Hwy 85, Somerset Ct | $102,500 | $100,000 | $75,000-$100,000 | $110,000 | $100,000 | $75,000-$100,000 |
| Armstrong Rd, Co Hwy 53, Cedar Wood Ln, Madison Dr W, Portway, Mound St, Tradersville-Brighton Rd, Converse Ave, Hawthorne Ave, E Bigelow Ave | $214,500 | $200,000 | $200,000-$250,000 | $117,500 | $100,000 | $75,000-$100,000 |
| NE Plain City-Georgesville Rd, Co Hwy 59, North Ave, Twp Rd 19, Carlyle Ave, Marysville-London Rd, State Rte 187, W Lincoln Ave, Scenic Rd, Co Hwy 102 | $154,000 | $130,000 | $150,000-$175,000 | $77,000 | $70,000 | $75,000-$100,000 |
| Twp Hwy 55, Jedwin Dr, State Rte 38 SW, Kendall St, Park Ln, Doe St, Rosedale-Mechanicsburg Rd, S Walnut St, Madison Dr N, Chapel Square Ct | $175,000 | $150,000 | $175,000-$200,000 | $133,000 | $120,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$125 | $609 |
| Superior Protection Discount | -$66 | $668 |
| Fire & Security Discount | -$66 | $668 |
| Hail Resistant Roof Discount | -$22 | $712 |
| Newly Constructed Home Discount | -$184 | $551 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Madison County | $1,000 | $725 | $1,725 | $527 | $1,527 | $198 |
| Madison County, OH | $1,000 | $725 | $1,725 | $527 | $1,527 | $198 |
| West Jefferson, OH | $300 | $687 | $987 | $499 | $799 | $188 |
| Somerford, OH | $2,500 | $865 | $3,365 | $628 | $3,128 | $236 |
| Springfield, OH | $300 | $778 | $1,078 | $565 | $865 | $213 |
| South Bloomfield, OH | $1,500 | $643 | $2,143 | $467 | $1,967 | $176 |
| Yellow Springs, OH | $200 | $847 | $1,047 | $615 | $815 | $231 |
| Minerva Park, OH | $1,500 | $761 | $2,261 | $553 | $2,053 | $208 |
| Blendon, OH | $300 | $662 | $962 | $481 | $781 | $181 |
| Huber Heights, OH | $2,500 | $604 | $3,104 | $439 | $2,939 | $165 |
| Vandalia, OH | $200 | $655 | $855 | $476 | $676 | $179 |
| Clear Creek, OH | $2,500 | $742 | $3,242 | $539 | $3,039 | $203 |
| Home Insurance Company Madison County, OH | Homeowners Insurance Agency Madison County, OH | Address | Popularity Score | Distance from Madison County (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Mitchell Insurance Agency Inc | 7450 Industrial Parkway, Plain City, OH, 43064 | 19.0 | |
| Liberty Mutual Independent | Thomas-Fenner-Woods Agency, Inc. | 1500 Lake Shore Dr Ste 400, Columbus, OH, 43204 | 18.7 | |
| Liberty Mutual Independent | Mitchell Insurance Agency Inc | 7450 Industrial Parkway, Plain City, OH, 43064 | 19.0 | |
| Allstate | Phil Dietz | 385 County Line Rd W Ste 140, Westerville, OH, 43082 | 29.4 | |
| Travelers | Smith-Purdum Insurance Inc | 333 Norton Rd , Columbus, OH, 43228 | 14.2 | |
| Erie | Eades Insurance Agency | 250 Lafayette Street Suite A, London, OH, 43140 | 1.8 | |
| Nationwide | David K Sichko | 1885 W 5th Ave, Columbus, OH, 43212-2363 | 19.3 | |
| Allstate | Michael Hild | 22 S Tippecanoe Dr, Tipp City, OH, 45371 | 41.9 | |
| State Farm | Chuck Shafer | 1840 Lyons Rd, Centerville, OH, 45458-1839 | 46.7 | |
| State Farm | Jamie Peart | 187 W High St, London, OH, 43140-1316 | 3.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Ohio | $135,100 | $712 | $510 | $1,010 | $500 |
| Madison County, OH | $156,700 | $734 | $540 | $1,040 | $500 |
| Madison County, OH | $156,700 | $734 | $540 | $1,050 | $510 |
| West Jefferson, OH | $127,700 | $695 | $470 | $980 | $510 |
| Somerford, OH | $227,200 | $875 | $600 | $1,210 | $610 |
| Springfield, OH | $77,400 | $787 | $540 | $1,080 | $540 |
| South Bloomfield, OH | $110,100 | $651 | $480 | $920 | $440 |
| Yellow Springs, OH | $215,200 | $857 | $630 | $1,170 | $540 |
| Minerva Park, OH | $163,800 | $770 | $520 | $1,100 | $580 |
| Blendon, OH | $138,900 | $670 | $480 | $920 | $440 |
| Huber Heights, OH | $102,200 | $611 | $420 | $870 | $450 |
| Vandalia, OH | $135,800 | $663 | $440 | $910 | $470 |
| Clear Creek, OH | $239,500 | $751 | $520 | $1,060 | $540 |