Gavop tells you how to get the best homeowners insurance in Cambria, NY by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $55,500 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $95,000 | $80,000 | $75,000-$100,000 |
| 3 Bedroom | $201,000 | $180,000 | $200,000-$250,000 |
| 4 Bedroom | $289,000 | $250,000 | $300,000-$350,000 |
| 5 Bedroom | $367,500 | $330,000 | $300,000-$350,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$55 | $560 |
| Home and Two Car | -$105 | $511 |
| Home and Three Car | -$154 | $462 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Niagara County | $1,000 | $1,180 | $2,180 | $857 | $1,857 | $322 |
| Cambria, NY | $700 | $608 | $1,308 | $442 | $1,142 | $166 |
| Niagara, NY | $300 | $957 | $1,257 | $695 | $995 | $261 |
| Hartland, NY | $1,000 | $586 | $1,586 | $426 | $1,426 | $160 |
| Eggertsville, NY | $200 | $572 | $772 | $416 | $616 | $156 |
| Lancaster, NY | $1,000 | $672 | $1,672 | $488 | $1,488 | $184 |
| Alabama, NY | $400 | $586 | $986 | $426 | $826 | $160 |
| Pembroke, NY | $1,500 | $635 | $2,135 | $462 | $1,962 | $174 |
| Orchard Park, NY | $100 | $720 | $820 | $524 | $624 | $197 |
| Angola on the Lake, NY | $700 | $584 | $1,284 | $424 | $1,124 | $160 |
| Clarendon, NY | $500 | $585 | $1,085 | $425 | $925 | $160 |
| Home Insurance Company Cambria, NY | Homeowners Insurance Agency Cambria, NY | Address | Popularity Score | Distance from Cambria (miles) |
|---|---|---|---|---|
| State Farm | Laura Capizzi | 2768 Niagara Fall Blvd, Niagara Falls, NY, 14304-4517 | 7.1 | |
| Travelers | Bower Insurance Agency | 5668 S Transit Rd, Lockport, NY, 14094 | 6.5 | |
| Travelers | Bitar Agency | 656 N French Rd Ste 1, Amherst, NY, 14228 | 9.8 | |
| Travelers | Bruce Lucsok Agency Inc | 6928 Williams Road, Niagara Falls, NY, 14304 | 8.6 | |
| Allstate | Brian Haseltine | 2066 Eggert Rd Ste 2, Amherst, NY, 14226 | 13.7 | |
| Allstate | Dion Andrzejewski | 301 Meadow Dr Ste 80, North Tonawanda, NY, 14120 | 9.0 | |
| Travelers | First Niagara Insurance Agency | 2743 Main St, Newfane, NY, 14108 | 9.2 | |
| State Farm | Jim Vastola | 1333 Strad Avenue, North Tonawanda, NY, 14120-3061 | 8.3 | |
| State Farm | Bob Doyle | 4981 Broadway, Depew, NY, 14043-3951 | 20.1 | |
| State Farm | Mike Neal | 2908 Military Rd, Niagara Falls, NY, 14304-1252 | 9.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $840 | $1,620 | $780 |
| Niagara County, NY | $114,800 | $1,194 | $820 | $1,660 | $840 |
| Cambria, NY | $159,500 | $616 | $420 | $840 | $420 |
| Niagara, NY | $83,600 | $968 | $700 | $1,350 | $650 |
| Hartland, NY | $105,900 | $593 | $430 | $850 | $420 |
| Eggertsville, NY | $137,200 | $579 | $400 | $810 | $410 |
| Lancaster, NY | $176,300 | $680 | $470 | $940 | $470 |
| Alabama, NY | $105,300 | $593 | $430 | $810 | $380 |
| Pembroke, NY | $149,300 | $643 | $440 | $890 | $450 |
| Orchard Park, NY | $228,100 | $729 | $500 | $1,030 | $530 |
| Angola on the Lake, NY | $97,500 | $591 | $400 | $810 | $410 |
| Clarendon, NY | $101,600 | $592 | $410 | $820 | $410 |