Gavop shows you how to buy homeowners insurance in Hickman, AR by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $42,000 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $60,000 | $50,000 | $50,000-$75,000 |
| 3 Bedroom | $106,500 | $100,000 | $100,000-$125,000 |
| 4 Bedroom | $180,500 | $160,000 | $175,000-$200,000 |
| 5 Bedroom | $302,000 | $260,000 | $250,000-$300,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$56 | $641 |
| Home and Two Car | -$118 | $578 |
| Home and Three Car | -$167 | $529 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Scott County | $2,500 | $704 | $3,204 | $511 | $3,011 | $192 |
| Hickman, AR | $700 | $688 | $1,388 | $500 | $1,200 | $188 |
| Short Mountain, AR | $100 | $914 | $1,014 | $664 | $764 | $250 |
| Subiaco, AR | $2,000 | $962 | $2,962 | $699 | $2,699 | $263 |
| Mulberry, AR | $400 | $862 | $1,262 | $626 | $1,026 | $235 |
| Dora, AR | $2,000 | $1,193 | $3,193 | $867 | $2,867 | $326 |
| Caddo Gap, AR | $200 | $815 | $1,015 | $592 | $792 | $223 |
| Hartman, AR | $1,500 | $845 | $2,345 | $614 | $2,114 | $231 |
| White Oak, AR | $300 | $821 | $1,121 | $596 | $896 | $224 |
| Whitesboro, OK | $2,000 | $998 | $2,998 | $725 | $2,725 | $273 |
| Long, OK | $100 | $1,331 | $1,431 | $967 | $1,067 | $364 |
| Home Insurance Company Hickman, AR | Homeowners Insurance Agency Hickman, AR | Address | Popularity Score | Distance from Hickman (miles) |
|---|---|---|---|---|
| State Farm | Jason Glover | 3600 Old Greenwood Rd, Fort Smith, AR, 72903-5929 | 35.1 | |
| State Farm | Joseph Rhodes | 2215 Fayetteville Road Suite 7, Van Buren, AR, 72956-6570 | 41.8 | |
| Farmers | Brant Latta | 2300 S 57th St Ste 10, Fort Smith, AR, 72903 | 35.2 | |
| State Farm | John Wood | 100 W Collum Ln, Alma, AR, 72921 | 41.2 | |
| State Farm | Becky Brown | 1001 N 44th Street, Fort Smith, AR, 72904 | 37.1 | |
| State Farm | Craig Gigerich | 725 N Greenwood Ave, Fort Smith, AR, 72901-3127 | 37.5 | |
| Travelers | Jmr Pfp Insurance | 1120 Garrison Ave Fort Smith, Fort Smith, AR, 72902 | 38.0 | |
| Farmers | Sandy Gilkey | 8405 S Zero St Ste B, Fort Smith, AR, 72903 | 32.2 | |
| Farmers | Yazmin Grubb | 602 S 21st St, Fort Smith, AR, 72901 | 37.3 | |
| Farmers | Jerry Roller | 1113 S 21st St, Fort Smith, AR, 72901 | 37.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Arkansas | $118,500 | $1,088 | $730 | $1,510 | $780 |
| Scott County, AR | $69,800 | $712 | $510 | $1,010 | $500 |
| Hickman, AR | $66,100 | $696 | $500 | $1,000 | $500 |
| Short Mountain, AR | $84,800 | $925 | $640 | $1,290 | $650 |
| Subiaco, AR | $94,500 | $974 | $670 | $1,370 | $700 |
| Mulberry, AR | $74,400 | $872 | $620 | $1,210 | $590 |
| Dora, AR | $145,300 | $1,207 | $830 | $1,670 | $840 |
| Caddo Gap, AR | $65,400 | $825 | $570 | $1,160 | $590 |
| Hartman, AR | $71,200 | $855 | $620 | $1,220 | $600 |
| White Oak, AR | $97,700 | $831 | $570 | $1,170 | $600 |
| Whitesboro, OK | $68,300 | $1,010 | $680 | $1,380 | $700 |
| Long, OK | $107,700 | $1,347 | $930 | $1,860 | $930 |