How Can I Make My Farmington, UT Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Farmington, UT covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your Farmington, UT Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $120,000 | $110,000 | $100,000-$125,000 |
| 2 Bedroom | $247,000 | $210,000 | $250,000-$300,000 |
| 3 Bedroom | $275,000 | $240,000 | $250,000-$300,000 |
| 4 Bedroom | $522,000 | $470,000 | $500,000-$600,000 |
| 5 Bedroom | $470,000 | $440,000 | $400,000-$500,000 |
Estimate your Savings with Home Insurance Discounts in Farmington, UT | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$127 | $578 |
| Superior Protection Discount | -$63 | $641 |
| Fire & Security Discount | -$63 | $641 |
| Hail Resistant Roof Discount | -$21 | $684 |
| Newly Constructed Home Discount | -$176 | $529 |
Choose your Farmington, UT Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,095 |
| Physical Damage | $2,295 |
| Hail Damage | $4,853 |
| Wind Damage | $6,178 |
| Expensive Claims | |
| Fire | $42,889 |
| Smoke | $17,389 |
Identify Top Home Insurance Agents near Farmington, UT | Back to Top
| Home Insurance Company Farmington, UT | Homeowners Insurance Agency Farmington, UT | Address | Popularity Score | Distance from Farmington (miles) |
|---|---|---|---|---|
| Travelers | Cottonwood Insurance Inc | 2028 E Fort Union Blvd Ste 100, Salt Lake City, UT, 84121 | 25.2 | |
| Liberty Mutual Independent | Diversified Insurance Group | 136 E South Temple Ste 2300, Salt Lake City, UT, 84111 | 14.9 | |
| Liberty Mutual Independent | Stratford Insurance Group | 2307 North Hill Field Road Suite 103, Layton, UT, 84041 | 8.3 | |
| Liberty Mutual Independent | Dyson And Associates | 1409 East 2100 South, Salt Lake City, UT, 84105 | 18.1 | |
| Liberty Mutual Independent | Insur-West | 380 South 200 West Ste 200, Farmington, UT, 84025 | 1.2 | |
| State Farm | Ford Hill | 3612 W 4700 S Ste 5, Taylorsville, UT, 84129-3424 | 22.2 | |
| Allstate | Jeremy Stringham | 2090 E 2100 S, Salt Lake City, UT, 84109 | 18.3 | |
| State Farm | Ralph Dunkley | 3103 Harrison Blvd, Ogden, UT, 84403-0826 | 15.5 | |
| Allstate | Ron Anderson | 579 W 2600 S, Bountiful, UT, 84010 | 8.5 | |
| Travelers | Olympus Insurance Agency | 220 E Morris Ave Ste 340, Salt Lake City, UT, 84165 | 18.4 |
Compare Rates for Farmington, UT Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Utah | $238,300 | $616 | $450 | $880 | $430 |
| Davis County, UT | $246,500 | $605 | $410 | $870 | $460 |
| Farmington, UT | $343,000 | $705 | $500 | $1,010 | $510 |
| Davis County, UT | $246,500 | $605 | $440 | $850 | $410 |
| West Valley City, UT | $182,100 | $659 | $450 | $920 | $470 |
| North Ogden, UT | $222,500 | $659 | $480 | $900 | $420 |
| Holladay, UT | $380,500 | $717 | $510 | $1,020 | $510 |
| Murray, UT | $245,300 | $603 | $430 | $830 | $400 |
| Liberty, UT | $345,400 | $763 | $540 | $1,080 | $540 |
| Park City, UT | $697,500 | $972 | $660 | $1,340 | $680 |
| Mantua, UT | $221,900 | $602 | $440 | $830 | $390 |
| Eagle Mountain, UT | $237,400 | $670 | $480 | $920 | $440 |
| Vineyard, UT | $385,700 | $869 | $600 | $1,230 | $630 |
Research Home Insurance Companies Reviews in Farmington, UT Before Buying | Back to Top
Share a review on your home insurance company
American Family Insurance Home Insurance Reviews
Date: April 05, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Customer Service
I haven't had to contact American Family Insurance other than to set up my account, so I don't really have a comment on this. I just pay them when they ask for money.
Date: February 01, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Premium
I feel our premium and deductible are reasonable. We have price checked the premium which when you include multi coverage discounts is cheaper than competitors. Our deductible is fair when our roof was damage it only cost 1000 out of pocket which is very affordable and great to good a new roof for only 1000 dollars.
Progressive Home Insurance Reviews
Date: November 29, 2018 Age: 50 to 59 Gender: Female Marital Status: Unmarried
Customer Service
The customer service is amazing. Responsive, few robot prompts, and a lot of follow-through. When filing a claim, the person helping you is available and there is good communication throughout the process.
State Farm Home Insurance Reviews
Date: March 05, 2019 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Policy Offerings
I believe my home insurance policy is well on par with others in the industry. Considering I have been a customer of State Farm for many many many years, I also get a great rate for what I am paying for,
Erie Insurance Home Insurance Reviews
Date: November 07, 2018 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Customer Service
I have not had to deal with Customer service yet, as we just switched to Erie insurance a few months ago.
GEICO Home Insurance Reviews
Date: December 29, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Premium
My premium was lower than several other companies and higher than others but it balanced out based on the deductible.