How Can I Make My Payson, AZ Home Insurance Cheaper

Gavop tells you how to get the best homeowners insurance in Payson, AZ by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.

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Select the Suitable Coverage Value for your Payson, AZ Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $81,500 $70,000 $75,000-$100,000
2 Bedroom $128,000 $110,000 $100,000-$125,000
3 Bedroom $286,500 $260,000 $300,000-$350,000
4 Bedroom $336,500 $310,000 $350,000-$400,000
5 Bedroom $602,500 $560,000 $500,000-$600,000

Estimate your Savings with Home Insurance Discounts in Payson, AZ | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$97 $552
Superior Protection Discount -$58 $591
Fire & Security Discount -$71 $578
Hail Resistant Roof Discount -$13 $636
Newly Constructed Home Discount -$130 $519

Choose your Payson, AZ Home Insurance Coverage for your Specific Claim Requirement | Back to Top

Claim Type Average Claim Cost
General Claims
Water Damage $5,914
Physical Damage $2,344
Hail Damage $4,476
Wind Damage $6,242
Expensive Claims
Fire $43,782
Smoke $15,884

Identify Top Home Insurance Agents near Payson, AZ | Back to Top

Home Insurance Company Payson, AZ Homeowners Insurance Agency Payson, AZ Address Popularity Score Distance from Payson (miles)
State Farm Matt Crespin 714 N Beeline Hwy Unit A, Payson, AZ, 85541-3765
Allstate Rebecca Niessink 36889 N Tom Darlington Dr Ste C-9, Carefree, AZ, 85377
Farmers Don Nelms 70 Tortilla Dr, Sedona, AZ, 86336
State Farm Eric Santana 904 S Beeline Hwy Ste A, Payson, AZ, 85541-6124
Allstate Cheryl Stecko 493 S Main St Ste 2, Camp Verde, AZ, 86322
Allstate John H Clarkson 16715 E Palisades Blvd Ste 104, Fountain Hills, AZ, 85268
Allstate Randy Mathews 134 E Highway 260, Payson, AZ, 85541
Allstate Debra K. Atkinson 33725 N Scottsdale Rd Ste H-120, Scottsdale, AZ, 85266
Farmers James Tait 13034 N Verde River Dr Ste 102, Fountain Hills, AZ, 85268
State Farm Matt Woosley 6450 E Cave Creek Rd Ste 103, Cave Creek, AZ, 85331-8663

Compare Rates for Payson, AZ Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Arizona $193,200 $743 $510 $1,030 $520
Gila County, AZ $153,600 $663 $440 $940 $500
Payson, AZ $218,800 $649 $470 $900 $430
Strawberry, AZ $218,200 $773 $520 $1,070 $550
Rio Verde, AZ $495,500 $1,638 $1,180 $2,340 $1,160
Cottonwood, AZ $147,600 $626 $430 $860 $430

Research Home Insurance Companies Reviews in Payson, AZ Before Buying | Back to Top

Share a review on your home insurance company

Allstate Home Insurance Reviews

Date: April 04, 2019    Age: 40 to 49    Gender: Female    Marital Status: Unmarried

they were the best bang for our buck so to speak i believe i saved 56 dollars per month going through them as opposed to other insurance companies in my area.

Date: February 13, 2019    Age: 30 to 39    Gender: Male    Marital Status: Married

I wish premiums were lower, but as mentioned before they are competitively priced when I've looked at other options. Deductible is pretty standard for home insurance.

State Farm Home Insurance Reviews

Date: October 24, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

I like that they call to remind me when it is time to double check our coverage, and that they will offer discounts as they see them.

Progressive Home Insurance Reviews

Date: November 30, 2018    Age: 40 to 49    Gender: Male    Marital Status: Married

Customer Service
I have not had any noteworthy positive or negative experience with Progressive insurance. I rate customer service as a 3 out of 5.

USAA Home Insurance Reviews

Date: January 08, 2019    Age: 50 to 59    Gender: Female    Marital Status: Married

Customer Service
USAA customer service is attentive and professional. They make certain to understand your inquiries and respond accordingly.