How Can I Make My Payson, AZ Home Insurance Cheaper
Gavop tells you how to get the best homeowners insurance in Payson, AZ by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your Payson, AZ Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $81,500 | $70,000 | $75,000-$100,000 |
| 2 Bedroom | $128,000 | $110,000 | $100,000-$125,000 |
| 3 Bedroom | $286,500 | $260,000 | $300,000-$350,000 |
| 4 Bedroom | $336,500 | $310,000 | $350,000-$400,000 |
| 5 Bedroom | $602,500 | $560,000 | $500,000-$600,000 |
Estimate your Savings with Home Insurance Discounts in Payson, AZ | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$97 | $552 |
| Superior Protection Discount | -$58 | $591 |
| Fire & Security Discount | -$71 | $578 |
| Hail Resistant Roof Discount | -$13 | $636 |
| Newly Constructed Home Discount | -$130 | $519 |
Choose your Payson, AZ Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,914 |
| Physical Damage | $2,344 |
| Hail Damage | $4,476 |
| Wind Damage | $6,242 |
| Expensive Claims | |
| Fire | $43,782 |
| Smoke | $15,884 |
Identify Top Home Insurance Agents near Payson, AZ | Back to Top
| Home Insurance Company Payson, AZ | Homeowners Insurance Agency Payson, AZ | Address | Popularity Score | Distance from Payson (miles) |
|---|---|---|---|---|
| State Farm | Matt Crespin | 714 N Beeline Hwy Unit A, Payson, AZ, 85541-3765 | 1.6 | |
| Allstate | Rebecca Niessink | 36889 N Tom Darlington Dr Ste C-9, Carefree, AZ, 85377 | 44.6 | |
| Farmers | Don Nelms | 70 Tortilla Dr, Sedona, AZ, 86336 | 49.3 | |
| State Farm | Eric Santana | 904 S Beeline Hwy Ste A, Payson, AZ, 85541-6124 | 2.4 | |
| Allstate | Cheryl Stecko | 493 S Main St Ste 2, Camp Verde, AZ, 86322 | 35.6 | |
| Allstate | John H Clarkson | 16715 E Palisades Blvd Ste 104, Fountain Hills, AZ, 85268 | 49.6 | |
| Allstate | Randy Mathews | 134 E Highway 260, Payson, AZ, 85541 | 2.0 | |
| Allstate | Debra K. Atkinson | 33725 N Scottsdale Rd Ste H-120, Scottsdale, AZ, 85266 | 46.2 | |
| Farmers | James Tait | 13034 N Verde River Dr Ste 102, Fountain Hills, AZ, 85268 | 49.7 | |
| State Farm | Matt Woosley | 6450 E Cave Creek Rd Ste 103, Cave Creek, AZ, 85331-8663 | 44.9 |
Compare Rates for Payson, AZ Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Arizona | $193,200 | $743 | $510 | $1,030 | $520 |
| Gila County, AZ | $153,600 | $663 | $440 | $940 | $500 |
| Payson, AZ | $218,800 | $649 | $470 | $900 | $430 |
| Strawberry, AZ | $218,200 | $773 | $520 | $1,070 | $550 |
| Rio Verde, AZ | $495,500 | $1,638 | $1,180 | $2,340 | $1,160 |
| Cottonwood, AZ | $147,600 | $626 | $430 | $860 | $430 |
Research Home Insurance Companies Reviews in Payson, AZ Before Buying | Back to Top
Share a review on your home insurance company
Allstate Home Insurance Reviews
Date: April 04, 2019 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Premium
they were the best bang for our buck so to speak i believe i saved 56 dollars per month going through them as opposed to other insurance companies in my area.
Date: February 13, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Premium
I wish premiums were lower, but as mentioned before they are competitively priced when I've looked at other options. Deductible is pretty standard for home insurance.
State Farm Home Insurance Reviews
Date: October 24, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Communication
I like that they call to remind me when it is time to double check our coverage, and that they will offer discounts as they see them.
Progressive Home Insurance Reviews
Date: November 30, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Customer Service
I have not had any noteworthy positive or negative experience with Progressive insurance. I rate customer service as a 3 out of 5.
USAA Home Insurance Reviews
Date: January 08, 2019 Age: 50 to 59 Gender: Female Marital Status: Married
Customer Service
USAA customer service is attentive and professional. They make certain to understand your inquiries and respond accordingly.