Gavop's guide to buying homeowners insurance in Teays, WV covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Teays, WV - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Farmington Dr, Shade Tree Ln, Cardinal Ln, Meadowbrook Cir, Turkey Creek Rd, Mount Vernon Valley Rd, Bette Ln, Scott Dr, Teays Villa, Centralia St | $285,000 | $240,000 | $250,000-$300,000 | $350,500 | $320,000 | $350,000-$400,000 |
| Sergent Dr, Buff Rd, Hampton Ln, Walker Dr, Maid Marian Ter, Ventroux Rd, Putnam Ave, Saunders Addition, Lynn Ln, Wallace St | $203,500 | $170,000 | $200,000-$250,000 | $249,500 | $220,000 | $200,000-$250,000 |
| Lafayette Dr, Ralph Dr, Dewsbury St, Cloverdale Acres, Countryside Ests, Arbaugh Dr, Baywood Dr, Oakwood Ests, Hickory Mills Rd, Elm St | $173,000 | $140,000 | $175,000-$200,000 | $296,500 | $260,000 | $250,000-$300,000 |
| Lakeside Dr, Morgan Ct, State Rte 34 Alt, Taylor Dr, Stricklin Rd, Lake Dr, Forrest Rd, Clark Cir, Putnam Ave, Callingwood Rd | $289,000 | $270,000 | $250,000-$300,000 | $339,500 | $320,000 | $350,000-$400,000 |
| Hurricane Ave, Benedict Rd, Co Rte 60/22, Pinewood Dr, E Lynn St, Kara Ln, Smith Ln, Oak Dr, Village Dr, Shan Ln | $138,000 | $130,000 | $100,000-$125,000 | $243,500 | $220,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$160 | $683 |
| Superior Protection Discount | -$84 | $759 |
| Fire & Security Discount | -$59 | $784 |
| Hail Resistant Roof Discount | -$25 | $818 |
| Newly Constructed Home Discount | -$202 | $641 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Putnam County | $1,500 | $813 | $2,313 | $591 | $2,091 | $222 |
| Teays, WV | $1,500 | $833 | $2,333 | $606 | $2,106 | $228 |
| Curry, WV | $100 | $634 | $734 | $461 | $561 | $173 |
| Putnam County, WV | $1,500 | $813 | $2,313 | $591 | $2,091 | $222 |
| Poca, WV | $400 | $813 | $1,213 | $591 | $991 | $222 |
| Glasgow, WV | $400 | $627 | $1,027 | $456 | $856 | $171 |
| Montgomery, WV | $700 | $609 | $1,309 | $442 | $1,142 | $166 |
| Stollings, WV | $200 | $498 | $698 | $362 | $562 | $136 |
| Mount Carbon, WV | $700 | $747 | $1,447 | $543 | $1,243 | $204 |
| Powellton, WV | $500 | $578 | $1,078 | $420 | $920 | $158 |
| Ansted, WV | $2,000 | $588 | $2,588 | $427 | $2,427 | $161 |
| Home Insurance Company Teays, WV | Homeowners Insurance Agency Teays, WV | Address | Popularity Score | Distance from Teays (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Payne & Garlow Insurance | 3744 Teays Valley Rd Ste 101, Hurricane, WV, 25526 | 1.9 | |
| Liberty Mutual Independent | Payne & Garlow Insurance | 3744 Teays Valley Road Suite 101, Hurricane, WV, 25526 | 1.9 | |
| State Farm | Lori Mccown | 3550 Teays Valley Rd Ste 1, Hurricane, WV, 25526-9054 | 2.4 | |
| Allstate | Travis Foster | 127 Goff Mountain Rd, Cross Lanes, WV, 25313 | 8.3 | |
| Allstate | Beth Benson | 3845b Teays Valley Rd Ste 5, Hurricane, WV, 25526 | 1.8 | |
| Liberty Mutual | Luke Sanson | 112 Brent Way, Hurricane, WV, 25526 | 1.8 | |
| State Farm | Rob Bowers | 801 6th Ave, Saint Albans, WV, 25177-2918 | 7.0 | |
| Liberty Mutual | Mark A. Truelove | 112 Brent Way, Hurricane, WV, 25526 | 1.8 | |
| State Farm | Brandon Huffman | 5506 Big Tyler Road, Cross Lanes, WV, 25313 | 8.5 | |
| Allstate | Lyn Cheslick | 2939 Virginia Ave Ste 2000, Hurricane, WV, 25526 | 4.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| West Virginia | $111,600 | $721 | $490 | $1,020 | $530 |
| Putnam County, WV | $157,500 | $823 | $600 | $1,160 | $560 |
| Teays, WV | $229,900 | $843 | $580 | $1,200 | $620 |
| Curry, WV | $125,700 | $642 | $470 | $880 | $410 |
| Putnam County, WV | $157,500 | $823 | $560 | $1,130 | $570 |
| Poca, WV | $147,500 | $823 | $590 | $1,180 | $590 |
| Glasgow, WV | $86,300 | $635 | $450 | $900 | $450 |
| Montgomery, WV | $81,200 | $616 | $420 | $840 | $420 |
| Stollings, WV | $54,200 | $504 | $350 | $710 | $360 |
| Mount Carbon, WV | $123,100 | $756 | $540 | $1,050 | $510 |
| Powellton, WV | $73,300 | $585 | $430 | $810 | $380 |
| Ansted, WV | $75,800 | $595 | $400 | $830 | $430 |