Gavop's guide to buying homeowners insurance in Camden County, GA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $51,000 | $40,000 | $50,000-$75,000 |
| 2 Bedroom | $120,000 | $110,000 | $125,000-$150,000 |
| 3 Bedroom | $186,000 | $160,000 | $175,000-$200,000 |
| 4 Bedroom | $224,000 | $200,000 | $250,000-$300,000 |
| 5 Bedroom | $323,000 | $300,000 | $300,000-$350,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$153 | $805 |
| Superior Protection Discount | -$86 | $872 |
| Fire & Security Discount | -$86 | $872 |
| Hail Resistant Roof Discount | -$29 | $929 |
| Newly Constructed Home Discount | -$220 | $738 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Camden County | $700 | $947 | $1,647 | $688 | $1,388 | $259 |
| Camden County, GA | $2,500 | $947 | $3,447 | $688 | $3,188 | $259 |
| Waynesville, GA | $300 | $810 | $1,110 | $589 | $889 | $221 |
| St. Simons, GA | $2,000 | $960 | $2,960 | $698 | $2,698 | $262 |
| Darien, GA | $400 | $696 | $1,096 | $506 | $906 | $190 |
| Atlantic Beach, FL | $2,500 | $922 | $3,422 | $670 | $3,170 | $252 |
| Neptune Beach, FL | $200 | $926 | $1,126 | $673 | $873 | $253 |
| Waycross, GA | $2,000 | $573 | $2,573 | $417 | $2,417 | $157 |
| Blackshear, GA | $400 | $678 | $1,078 | $493 | $893 | $185 |
| Ware County, GA | $2,000 | $1,060 | $3,060 | $770 | $2,770 | $290 |
| Baldwin, FL | $400 | $916 | $1,316 | $666 | $1,066 | $250 |
| Home Insurance Company Camden County, GA | Homeowners Insurance Agency Camden County, GA | Address | Popularity Score | Distance from Camden County (miles) |
|---|---|---|---|---|
| Travelers | The Michael Long Agency | 212 S Brunswick St, Jesup, GA, 31546 | 49.6 | |
| Travelers | The Michael Long Agency | 212 S Brunswick St, Jesup, GA, 31546 | 49.6 | |
| Allstate | Robert N. Dunagan Jr. | 41 Professional Dr, Brunswick, GA, 31520 | 21.1 | |
| Farmers | David Crew | 801 E King Ave Ste C, Kingsland, GA, 31548 | 8.1 | |
| State Farm | Sid Halstead | 424 Memorial Drive, Waycross, GA, 31501-2907 | 47.0 | |
| State Farm | Donnie Strickland | 222 Screven Ave, Waycross, GA, 31501-3452 | 46.9 | |
| Farmers | John Jones | 4420 Altama Ave Ste 52, Brunswick, GA, 31520 | 21.4 | |
| State Farm | Howard Meadows | 330 Main St, Blackshear, GA, 31516-1902 | 44.5 | |
| Travelers | Phillips-Galis Insurance Inc | 1401 Union St, Brunswick, GA, 31520 | 18.4 | |
| State Farm | Bill Hardison | 1608 Gloucester St, Brunswick, GA, 31520-7145 | 18.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Georgia | $158,400 | $1,012 | $740 | $1,410 | $670 |
| Camden County, GA | $154,500 | $958 | $640 | $1,320 | $680 |
| Camden County, GA | $154,500 | $958 | $680 | $1,350 | $670 |
| Waynesville, GA | $60,500 | $820 | $560 | $1,120 | $560 |
| St. Simons, GA | $365,200 | $972 | $650 | $1,330 | $680 |
| Darien, GA | $102,100 | $705 | $480 | $970 | $490 |
| Atlantic Beach, FL | $348,900 | $933 | $730 | $1,250 | $520 |
| Neptune Beach, FL | $349,800 | $937 | $730 | $1,260 | $530 |
| Waycross, GA | $80,100 | $580 | $390 | $800 | $410 |
| Blackshear, GA | $98,500 | $686 | $490 | $950 | $460 |
| Ware County, GA | $78,500 | $1,073 | $760 | $1,510 | $750 |
| Baldwin, FL | $133,700 | $927 | $720 | $1,240 | $520 |