Gavop tells you how to get the best homeowners insurance in Vernon, TX by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Vernon, TX - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Lorance St, Spanish Oak, Pine St, Almonta Dr, US Hwy 283 N, Wood St, Bentley St, Wheeler St, Park Ln, Powell St | $100,000 | $90,000 | $75,000-$100,000 | $69,500 | $60,000 | $50,000-$75,000 |
| Dawson St, Houston St, Cottonwood Ln, Circle Dr, Maple St, Eagle St, Bus Hwy 287, Wanda Dr, London St, Kelly St | $91,000 | $80,000 | $75,000-$100,000 | $70,500 | $60,000 | $50,000-$75,000 |
| Nabers St, Wilbarger St, Main St, Peter Cooper St, Summerour Rd, Sunset Cir, Bacon St, Gordon St, State Spur 488, US Hwy 287 Bus | $62,500 | $60,000 | $50,000-$75,000 | $58,500 | $50,000 | $50,000-$75,000 |
| Nabers St, Garland Johnston Dr, Roberta St, Country Club Rd, Loma Linda Dr, Bismarck St, Ridge Top Ln, Canal St, Beaver St, US Hwy 183 S | $118,500 | $100,000 | $100,000-$125,000 | $64,500 | $50,000 | $50,000-$75,000 |
| Locust St, Oaklawn Dr, Dawson St, Texas St, Cannon Ave, Richardson St, FM 2073, Mansard St, US Hwy 70, Brewer Dr | $108,500 | $100,000 | $125,000-$150,000 | $65,000 | $60,000 | $50,000-$75,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$163 | $798 |
| Superior Protection Discount | -$96 | $865 |
| Fire & Security Discount | -$106 | $856 |
| Hail Resistant Roof Discount | -$19 | $942 |
| Newly Constructed Home Discount | -$240 | $721 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,854 |
| Physical Damage | $2,488 |
| Hail Damage | $4,476 |
| Wind Damage | $6,242 |
| Expensive Claims | |
| Fire | $43,782 |
| Smoke | $16,218 |
| Home Insurance Company Vernon, TX | Homeowners Insurance Agency Vernon, TX | Address | Popularity Score | Distance from Vernon (miles) |
|---|---|---|---|---|
| State Farm | Morris Stone | 2106 9th St # B, Wichita Falls, TX, 76301-4134 | 48.1 | |
| Travelers | Brantley & Wright Insurance | 1630 Main St, Vernon, TX, 76385 | 1.5 | |
| State Farm | Jeff Rhoades | 118 West Park, Iowa Park, TX, 76367-2805 | 38.5 | |
| State Farm | Mike Morris | 4004 Call Field Road, Wichita Falls, TX, 76308-2676 | 47.2 | |
| Farmers | Jim Potts | 3917field Rd # A, Wichita Falls, TX, 76308 | 47.2 | |
| Travelers | Holub Insurance Agency | 4001 Featherston Ave, Wichita Falls, TX, 76308 | 47.4 | |
| Farmers | Doug Chaney | 3915field Rd Ste A, Wichita Falls, TX, 76308 | 47.2 | |
| Travelers | Boley-Featherston Insurance | 701 Lamar, Wichita Falls, TX, 76301 | 49.0 | |
| Farmers | Linda Deason | 823 Travis St, Wichita Falls, TX, 76301 | 49.0 | |
| State Farm | William Gunn | 1908 Elmwood Avenue North, Wichita Falls, TX, 76308 | 48.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Wilbarger County, TX | $69,900 | $970 | $640 | $1,490 | $850 |
| Vernon, TX | $67,900 | $961 | $630 | $1,480 | $850 |
| Lockett, TX | $78,600 | $1,413 | $930 | $2,180 | $1,250 |
| Davidson, OK | $55,000 | $887 | $650 | $1,220 | $570 |
| Jackson County, OK | $97,800 | $900 | $620 | $1,250 | $630 |
| Wichita County, TX | $93,200 | $1,338 | $880 | $2,060 | $1,180 |
| Grandfield, OK | $57,600 | $911 | $610 | $1,260 | $650 |
| Seymour, TX | $66,600 | $1,344 | $890 | $2,070 | $1,180 |
| East Duke, OK | $77,100 | $1,089 | $770 | $1,540 | $770 |
| Chattanooga, OK | $63,500 | $966 | $660 | $1,360 | $700 |
| Wichita Falls, TX | $98,100 | $1,360 | $900 | $2,090 | $1,190 |
| Southwest Comanche, OK | $159,200 | $1,730 | $1,190 | $2,400 | $1,210 |