How Can I Make My Islip, NY Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Islip, NY by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
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Estimate Appropriate Islip, NY Home Insurance Coverage Levels | Back to Top
| Islip, NY - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Yew Ct, Nicoll Ave, Forest St, Cookie Ln, Vincent Pl, Karp Dr, Blazer Dr, Maynard Ln, Craig Pl, Simmons Dr | $313,500 | $300,000 | $300,000-$350,000 | $742,500 | $670,000 | $800,000-$900,000 |
| Carnation Ave, Sky View Ct, Medea Way, Drayton Ave, Dari Dr, Willow Ave, Belinda Ct, Shadybrook Ln, 40, Boathouse Ln W | $148,500 | $120,000 | $150,000-$175,000 | $307,000 | $250,000 | $250,000-$300,000 |
| Abbott Pl, Seal Rd, Pilar Ln, Drexel Dr, Ninth Ave, Garretson Ave, Grace St, Bourne Blvd, Pat Ct, Gerhardy St | $347,500 | $300,000 | $300,000-$350,000 | $299,500 | $270,000 | $300,000-$350,000 |
| Awixa Ave, Newport St, Pace Dr S, Asharoken Blvd, Edelweiss Rd, Strong St, Rachels Way, McKinney St, Danielle Dr, Nessle Ct | $362,500 | $340,000 | $400,000-$500,000 | $548,000 | $460,000 | $500,000-$600,000 |
| Riddle St, Windermere Dr, McConnell Ave, Burling Ln, Kurzon Rd, Brightside Ave, Whitman Ave, Drew Ct, Navy Walk, Suffolk Ln | $317,500 | $290,000 | $250,000-$300,000 | $329,500 | $300,000 | $350,000-$400,000 |
| Old Post Dr, Teal Cres, James Ave, Loeffler St, Privet Pl, Laurie Rd, Claywood Dr, Glen Summer Rd, Bayway Ave, Saint Marks Ln | $430,000 | $380,000 | $400,000-$500,000 | $540,000 | $490,000 | $500,000-$600,000 |
| Stewart St, Hollow Path Ct, Hackmatac St, Clarice Blvd, Beaulieu Ct, Ellen St, Ferndale Blvd, Winding Ln, Garden Way, Seusing Blvd | $466,000 | $440,000 | $400,000-$500,000 | $647,000 | $590,000 | $600,000-$700,000 |
| Wilherm Ln, Coral Pl, Adelhaide Ln, West Walk, Yosemite Cir, Manny Rose Ct, Champlin Ave, Joanne Dr, Cortelyou St, Sandy Walk | $259,000 | $240,000 | $250,000-$300,000 | $342,500 | $290,000 | $350,000-$400,000 |
| Morse St, Kempster Ave, Smith Ave, Front Ave, John Way, Winwood Ln, Thompson Dr, Brooklyn Blvd, McAdam St, Pine Edge Ave | $261,000 | $220,000 | $300,000-$350,000 | $544,000 | $490,000 | $600,000-$700,000 |
| N Fehr Way, Grenadier Ln, Altmar Ave, Rosewood St, Peach St, Commercial Blvd, Ashford Dr, N Connecting Rd, Jules Ct, Millers Ct | $179,000 | $150,000 | $150,000-$175,000 | $242,000 | $220,000 | $200,000-$250,000 |
Estimate your Savings with Home Insurance Discounts in Islip, NY | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$171 | $834 |
| Superior Protection Discount | -$100 | $904 |
| Fire & Security Discount | -$90 | $914 |
| Hail Resistant Roof Discount | -$20 | $984 |
| Newly Constructed Home Discount | -$291 | $713 |
Choose your Islip, NY Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,156 |
| Physical Damage | $2,368 |
| Hail Damage | $4,476 |
| Wind Damage | $6,114 |
| Expensive Claims | |
| Fire | $43,336 |
| Smoke | $16,218 |
Identify Top Home Insurance Agents near Islip, NY | Back to Top
| Home Insurance Company Islip, NY | Homeowners Insurance Agency Islip, NY | Address | Popularity Score | Distance from Islip (miles) |
|---|---|---|---|---|
| State Farm | Ted Kosmidis | 31 Vanderbilt Motor Pkwy, Commack, NY, 11725-5409 | 8.7 | |
| Travelers | Honig Conte Porrino Insurance Agency Inc | 129 West 27th St 6th Flr, New York, NY, 10001 | 41.9 | |
| State Farm | Effie Knuth | 2411 Chestnut Ave Ste C, Ronkonkoma, NY, 11779-6083 | 7.6 | |
| Travelers | Murray Schoen & Homer Inc | 800 Westchester Ave Ste N603 , Rye Brook, NY, 10573 | 32.9 | |
| Travelers | First Choice Insurance Agency Inc | 646d North Wellwood Ave, Lindenhurst, NY, 11757 | 10.0 | |
| Travelers | Norton & Siegel | 2 E Main St, Babylon, NY, 11702 | 6.8 | |
| State Farm | Nestor Valdes | 324 S Wellwood Ave, Lindenhurst, NY, 11757-4905 | 9.4 | |
| State Farm | Bruce Laudi | 1566a Union Turnpike, New Hyde Park, NY, 11040-1762 | 26.1 | |
| Allstate | Robert B. Randell | 1305 Middle Country Rd Ste 15, Selden, NY, 11784 | 12.6 | |
| State Farm | Tony Ardise | 45 Route 25a Ste 2, Setauket, NY, 11733-2821 | 16.4 |
Compare Rates for Islip, NY Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $830 | $1,590 | $760 |
| Suffolk County, NY | $379,400 | $1,509 | $1,100 | $2,130 | $1,030 |
| Islip, NY | $352,200 | $1,004 | $730 | $1,380 | $650 |
| West Sayville, NY | $367,900 | $1,603 | $1,150 | $2,260 | $1,110 |
| Lake Grove, NY | $388,400 | $991 | $710 | $1,380 | $670 |
| Great Neck Gardens, NY | $892,700 | $897 | $610 | $1,280 | $670 |
| Bronx County, NY | $371,800 | $1,465 | $1,040 | $2,010 | $970 |
| Sparkill, NY | $446,800 | $2,145 | $1,480 | $2,960 | $1,480 |
| Bergenfield, NJ | $344,500 | $806 | $590 | $1,140 | $550 |
| New Milford, NJ | $397,000 | $911 | $630 | $1,290 | $660 |
| Wallington, NJ | $351,900 | $818 | $560 | $1,150 | $590 |
| Pearl River, NY | $453,700 | $1,127 | $810 | $1,600 | $790 |
Research Home Insurance Companies Reviews in Islip, NY Before Buying | Back to Top
Share a review on your home insurance company
USAA Home Insurance Reviews
Date: April 12, 2019 Age: 20 to 29 Gender: Female Marital Status: Married
Customer Service
We have not had to make any claims, but we have had to make adjustments to the policy based on home projects. They were very helpful when it came to updating our policy.
Date: March 10, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Customer Service
Very satisfied with our insurance company. Had hurricane damage and they took care of us very quickly. We submitted two claims and one came in 2 days later, the other about 3 weeks later. Would rate a 5
Date: March 05, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Policy Offerings
Cheapest in my search everytime no matter what kind of insurance needed.the never are higher in prices and values in what they bring
Date: March 05, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Premium
My deductible and premium were adjusted when I called to speak to a representative depending on my coverage and my income. They really care about their customers and this was my first home.
Date: December 10, 2018 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Customer Service
USAA has absolutely fantastic customer service. They have a variety of points of contact, including online chat and phone calls, which is incredibly convenient. Every time I've called, I've reached an agent within a relatively short amount of time.
Date: September 26, 2018 Age: 50 to 59 Gender: Female Marital Status: Married
Policy Offerings
My home insurance provides coverage for the following: loss of use, dwelling, structures, fire, theft, vandalism, weather-related events, liability.
Date: September 13, 2018 Age: Above 60 Gender: Male Marital Status: Married
Website/App
I like the website since it is very easy to use. Also, I can view any claims showing where they are in the process and any communications I have with my claims agent.
Date: August 04, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Communication
Customer service with this company has always been quick and attentive to my questions and concerns. They would also follow up in a timely manner. Also, any questions I put on their web portal were answered in a timely manner.
Date: June 09, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Premium
I have had a few claims in the past 5 years that has driven up my premiums. However, before those claims, my insurance company provided a competitive rate but also unparalleled service.
Date: November 18, 2017 Age: 40 to 49 Gender: Female Marital Status: Married
Customer Service
Customer service with this company has always been quick and attentive to my questions and concerns. They would also follow up in a timely manner.
Progressive Home Insurance Reviews
Date: March 29, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Premium
It seems like all of the companies have about the same options. Both my premiums and the related deductibles seem fine to me. I am content with my service.
Date: December 31, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Customer Service
They are quick and to the point. All I've had to do is submit a full things, and do an annual review of the policy. They have yet to throw any hurdles or raise any red flags my way. It's all been smooth sailing with them so far.
'4'
Date: December 27, 2018 Age: 50 to 59 Gender: Male Marital Status: Unmarried
Premium
most deductibles are competitive from one company to another. Coverage can be maneuvered to fit your needs and budget but being able to speak to a familiar person time and time again is a huge plus and one of the reasons I don't jump ship to another company.
Date: November 16, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Policy Offerings
My current company, Progressive, offered me greater coverage for a better price than most other companies.
Ameriprise Home Insurance Reviews
Date: October 01, 2018 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Website/App
The website of the insurance company works perfectly providing users in particular to my person with full and reliable attention.
Date: September 05, 2018 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Communication
the communication between the user and the employee of the company is reliable and safe in what respects the information, among other things related to the insurance
Date: August 02, 2018 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Policy Offerings
offer coverage in the health area for one year, among other benefits during this same.
Date: July 28, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Customer Service
he service offered by the company in general in excellent, I have no negative comments about it
MetLife Home Insurance Reviews
Date: September 08, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Website/App
I only use it to make payments. It is fine for that.
Date: March 05, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Premium
It keeps going up each year without me having any claims.
Allstate Home Insurance Reviews
Date: November 12, 2018 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Policy Offerings
WE have flood insurance, because we are close to a ditch that overflows, wind, fire, and theft insurance. Car is covered too, under a complete plan
Farmer's Insurance Home Insurance Reviews
Date: December 21, 2018 Age: 50 to 59 Gender: Female Marital Status: Married
Policy Offerings
THis company have great policy and compared to other insurance company my family have determin that this company stands for what they believe in and is easy to work with based on their what their policy offers.