Gavop shows you how to buy homeowners insurance in Terry County, TX by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Terry County, TX - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Ranch Rd 2066, N 2nd St, W Ripley St, Co Rd 610, W Main St, US Hwy 82, S 11th St, Co Rd 705, S Atkins St, S 1st St | $51,000 | $40,000 | $25,000-$50,000 | $37,500 | $40,000 | $25,000-$50,000 |
| Waco St, Co Rd 195, US Hwy 62, E Stewart St, Dyle Dr, Webb St, Cheryl Dr, Webb St, 5th St, E Harris St | $133,500 | $120,000 | $125,000-$150,000 | $86,500 | $80,000 | $75,000-$100,000 |
| Helen Dr, Co Rd 361, Country Club, S D St, E Story St, N 11th St, S Renfro St, South Ln, Co Rd 335, N Cheryl Dr | $77,500 | $60,000 | $75,000-$100,000 | $55,000 | $50,000 | $25,000-$50,000 |
| E Lons St, N 1st St, US Hwy 380, S C St, N Atkins St, Bridges St, S 12th St, Co Rd 210, N Ballard St, Timmons Dr | $122,500 | $110,000 | $100,000-$125,000 | $94,000 | $80,000 | $100,000-$125,000 |
| Co Rd 151, Poplar St, Co Rd 131, US Hwy 380, Farm Rd 211, N 12th St, Grace St, Cheryl Ave, S Ballard St, Co Rd 214 | $109,500 | $90,000 | $75,000-$100,000 | $77,000 | $70,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$164 | $798 |
| Superior Protection Discount | -$87 | $875 |
| Fire & Security Discount | -$87 | $875 |
| Hail Resistant Roof Discount | -$19 | $943 |
| Newly Constructed Home Discount | -$231 | $731 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Terry County | $2,500 | $950 | $3,450 | $691 | $3,191 | $260 |
| Terry County, TX | $700 | $950 | $1,650 | $691 | $1,391 | $260 |
| Brownfield, TX | $200 | $950 | $1,150 | $691 | $891 | $260 |
| Meadow, TX | $2,500 | $1,336 | $3,836 | $971 | $3,471 | $365 |
| Seagraves, TX | $100 | $1,296 | $1,396 | $942 | $1,042 | $354 |
| Plains, TX | $2,000 | $1,417 | $3,417 | $1,030 | $3,030 | $387 |
| Lynn County, TX | $200 | $986 | $1,186 | $716 | $916 | $269 |
| Whiteface, TX | $1,500 | $1,194 | $2,694 | $867 | $2,367 | $326 |
| Dawson County, TX | $300 | $943 | $1,243 | $686 | $986 | $258 |
| Wilson, TX | $700 | $1,412 | $2,112 | $1,026 | $1,726 | $386 |
| Morton, TX | $200 | $1,099 | $1,299 | $798 | $998 | $300 |
| Lamesa Southeast, TX | $2,500 | $1,434 | $3,934 | $1,042 | $3,542 | $392 |
| Home Insurance Company Terry County, TX | Homeowners Insurance Agency Terry County, TX | Address | Popularity Score | Distance from Terry County (miles) |
|---|---|---|---|---|
| Travelers | Charles Short Insurance Agency Inc | 2415 20th, Lubbock, TX, 79411 | 39.0 | |
| Liberty Mutual Independent | Grimes Insurance Agency Inc | 1651 Broadway, Lubbock, TX, 79401 | 40.0 | |
| State Farm | Scott Powell | 8208 Indiana Ave, Lubbock, TX, 79423-2833 | 35.5 | |
| Travelers | Ashmore & Associates Insurance Agency Llc | 6102 82nd Street #6, Lubbock, TX, 79424 | 33.0 | |
| State Farm | Rebecca Egert | 9810 Indiana Ave Ste 120, Lubbock, TX, 79423-4932 | 34.8 | |
| Farmers | Rhett Richardson | 8605 Milwaukee Ave Ste 102, Lubbock, TX, 79424 | 32.5 | |
| Farmers | Daniel Enabnit | 8605 Milwaukee Ave Ste 101, Lubbock, TX, 79424 | 32.5 | |
| Travelers | Insurance Partners | 7335 W 82nd, Ste 4, Lubbock, TX, 79424 | 31.8 | |
| Farmers | Tracy Starkey | 100 N 8th St, Slaton, TX, 79364 | 44.3 | |
| Farmers | Shannon Forbes | 606 N 4th St, Lamesa, TX, 79331 | 37.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Terry County, TX | $68,000 | $962 | $630 | $1,480 | $850 |
| Terry County, TX | $68,000 | $962 | $630 | $1,480 | $850 |
| Brownfield, TX | $68,000 | $962 | $630 | $1,480 | $850 |
| Meadow, TX | $67,900 | $1,352 | $890 | $2,080 | $1,190 |
| Seagraves, TX | $61,300 | $1,312 | $870 | $2,020 | $1,150 |
| Plains, TX | $82,600 | $1,434 | $950 | $2,210 | $1,260 |
| Lynn County, TX | $76,800 | $997 | $660 | $1,540 | $880 |
| Whiteface, TX | $45,700 | $1,208 | $800 | $1,860 | $1,060 |
| Dawson County, TX | $66,400 | $955 | $630 | $1,470 | $840 |
| Wilson, TX | $81,700 | $1,429 | $940 | $2,200 | $1,260 |
| Morton, TX | $32,800 | $1,112 | $730 | $1,710 | $980 |
| Lamesa Southeast, TX | $85,900 | $1,451 | $960 | $2,230 | $1,270 |