Gavop shows you how to buy homeowners insurance in Gonzales, CA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Gonzales, CA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Claussen Cir, Longhorn Dr, McCoy Rd, Champagne Way, Somavia Rd, Limekiln Rd, Silliman Rd, B St, Murano Ct, Carr Dr | $237,000 | $220,000 | $200,000-$250,000 | $148,500 | $130,000 | $150,000-$175,000 |
| Payson St, Westphal Cir, Washington St, Merlot Way, Rincon Rd, S Belden St, Elliott Ave, Camphora-Gloria Rd, Encinal Rd, Rincon Ct | $209,000 | $170,000 | $200,000-$250,000 | $206,500 | $180,000 | $200,000-$250,000 |
| Silliman Rd, Potter Rd, South St, Juri Cir, Jacks Rd, Semillion Way, Santa Gertrudis Way, Devon Way, Centennial Dr, Colombard Cir | $273,000 | $240,000 | $200,000-$250,000 | $171,500 | $140,000 | $175,000-$200,000 |
| Short Rd, Iverson Rd, Gamay Pl, Cipriani St, Jefferson St, Rosehart Way, Charolais Dr, S Center St, Chualar River Rd, Hereford Dr | $174,000 | $150,000 | $175,000-$200,000 | $216,000 | $190,000 | $200,000-$250,000 |
| Escolle Rd, Chualar Canyon Rd, Grant St, Rhone Way, Brockman Dr, del Monte Dr, Associated Rd, Camphora Gloria Rd, Spumante Way, Angus Dr | $351,000 | $290,000 | $300,000-$350,000 | $262,000 | $230,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$136 | $578 |
| Superior Protection Discount | -$71 | $642 |
| Fire & Security Discount | -$57 | $656 |
| Hail Resistant Roof Discount | -$14 | $699 |
| Newly Constructed Home Discount | -$143 | $571 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,337 |
| Physical Damage | $2,513 |
| Hail Damage | $4,665 |
| Wind Damage | $6,114 |
| Expensive Claims | |
| Fire | $46,463 |
| Smoke | $15,884 |
| Home Insurance Company Gonzales, CA | Homeowners Insurance Agency Gonzales, CA | Address | Popularity Score | Distance from Gonzales (miles) |
|---|---|---|---|---|
| State Farm | Chris Buich | 2222 E Cliff Dr Ste 200, Santa Cruz, CA, 95062-4739 | 42.3 | |
| Farmers | Gary Carroll | 15 W 5th St, Morgan Hill, CA, 95037 | 41.5 | |
| Farmers | Veronica Perez | 1000 Pajaro St Ste Bb, Salinas, CA, 93901 | 14.5 | |
| State Farm | Skip Leonard | 740 Front St Ste 115, Santa Cruz, CA, 95060-4536 | 44.0 | |
| Farmers | Eric Contreras | 1915 Natividad Rd, Salinas, CA, 93906 | 15.4 | |
| State Farm | Tracy Chappell | 975 W Alisal St Ste C, Salinas, CA, 93901-1148 | 15.6 | |
| Farmers | Thomas Craig Hicks | 15 4th St, Gonzales, CA, 93926 | 3.0 | |
| Allstate | Cuahutemoc Leon Soto | 105 W Main Ave, Morgan Hill, CA, 95037 | 41.8 | |
| Farmers | Lisa Del Real | 1403a N Main St, Salinas, CA, 93906 | 16.2 | |
| Farmers | Cesar Castro | 911 N Main St, Salinas, CA, 93906 | 15.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| Monterey County, CA | $441,000 | $1,189 | $880 | $1,620 | $740 |
| Gonzales, CA | $320,900 | $713 | $530 | $970 | $440 |
| Chualar, CA | $230,500 | $691 | $510 | $940 | $430 |
| Toro Park, CA | $733,700 | $1,110 | $820 | $1,510 | $690 |
| Marina, CA | $431,800 | $877 | $650 | $1,190 | $540 |
| Seaside, CA | $413,600 | $1,069 | $790 | $1,450 | $660 |
| Castroville, CA | $379,000 | $852 | $630 | $1,160 | $530 |
| Del Monte Forest, CA | $1,170,600 | $2,817 | $2,080 | $3,830 | $1,750 |
| Llagas-Uvas, CA | $935,600 | $2,434 | $1,800 | $3,310 | $1,510 |
| Twin Lakes, CA | $798,000 | $1,113 | $820 | $1,510 | $690 |
| Pasatiempo, CA | $945,300 | $2,451 | $1,810 | $3,330 | $1,520 |
| Volta, CA | $557,300 | $1,641 | $1,210 | $2,230 | $1,020 |