Gavop shows you how to buy homeowners insurance in Mattydale, NY by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $46,000 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $97,500 | $80,000 | $75,000-$100,000 |
| 3 Bedroom | $127,500 | $110,000 | $150,000-$175,000 |
| 4 Bedroom | $213,000 | $180,000 | $175,000-$200,000 |
| 5 Bedroom | $280,500 | $240,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$143 | $809 |
| Superior Protection Discount | -$86 | $866 |
| Fire & Security Discount | -$76 | $876 |
| Hail Resistant Roof Discount | -$19 | $933 |
| Newly Constructed Home Discount | -$247 | $704 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,216 |
| Physical Damage | $2,295 |
| Hail Damage | $4,665 |
| Wind Damage | $6,242 |
| Expensive Claims | |
| Fire | $42,442 |
| Smoke | $16,051 |
| Home Insurance Company Mattydale, NY | Homeowners Insurance Agency Mattydale, NY | Address | Popularity Score | Distance from Mattydale (miles) |
|---|---|---|---|---|
| Travelers | Masterpole Murphy Agency Inc | 1524 W Fayette St, Syracuse, NY, 13204 | 4.0 | |
| Travelers | Eastern Shore Associates | 101 Cayuga Street, Fulton, NY, 13069 | 20.9 | |
| Allstate | John L Spencer Ii | 6585 Kinne Rd, De Witt, NY, 13214 | 5.4 | |
| Nationwide | Robert L Keller Jr | 807 Old Liverpool Rd., Liverpool, NY, 13088-1502 | 3.0 | |
| State Farm | Andrew Cambria | 5962 Route 31 Ste 13, Cicero, NY, 13039 | 5.5 | |
| Travelers | My Agency Of Cny Inc | 824 N State St, Syracuse, NY, 13208 | 2.9 | |
| Allstate | Thomas Woinski | 441 Beechwood Ave, Liverpool, NY, 13088 | 2.5 | |
| Allstate | Michael Dey | 8114 Brewerton Rd, Cicero, NY, 13039 | 4.6 | |
| Farmers | Scott Evans | 5111 W Genesee St, Camillus, NY, 13031 | 7.5 | |
| Allstate | Kevin Ierlan | 7083 E Genesee St, Fayetteville, NY, 13066 | 7.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $850 | $1,650 | $800 |
| Onondaga County, NY | $139,400 | $607 | $430 | $840 | $410 |
| Mattydale, NY | $85,400 | $952 | $640 | $1,350 | $710 |
| Camillus, NY | $142,900 | $588 | $400 | $840 | $440 |
| LaFayette, NY | $163,100 | $670 | $490 | $920 | $430 |
| Chittenango, NY | $127,100 | $960 | $660 | $1,360 | $700 |
| Lenox, NY | $117,100 | $943 | $630 | $1,340 | $710 |
| Sennett, NY | $180,200 | $711 | $490 | $1,020 | $530 |
| Port Byron, NY | $79,700 | $593 | $430 | $840 | $410 |
| Madison County, NY | $132,800 | $1,194 | $870 | $1,650 | $780 |
| Hamilton, NY | $170,000 | $638 | $440 | $870 | $430 |
| Ulysses, NY | $206,200 | $789 | $570 | $1,090 | $520 |
| Ithaca, NY | $233,100 | $860 | $590 | $1,210 | $620 |