Gavop tells you how to get the best homeowners insurance in Lockhart, TX by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Lockhart, TX - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Pr 2028, Old Fentress Rd, Jolly Rd, Seeliger Dr, Dove Ln, Maverick Dr, Terra Alta Ranch Rd, Green St, Short Hop, Co Rd 168 | $100,000 | $90,000 | $75,000-$100,000 | $63,000 | $50,000 | $50,000-$75,000 |
| W Cedar St, Pr-2023, S Commerce St, Brazos, Mora St, Night Sky Cove, Co Rd 206, Harrier Dr, Co Rd 90, Willow St | $138,000 | $130,000 | $125,000-$150,000 | $126,500 | $110,000 | $125,000-$150,000 |
| Co Rd 169, Vogel, Hickory St, Molasses Rd, Monument St, Co Rd 228, Co Rd 96A, Co Rd 91, Co Rd 186, Merlin Ln | $137,500 | $130,000 | $125,000-$150,000 | $137,500 | $130,000 | $125,000-$150,000 |
| Holz Rd, Fire Ln, Hackberry St, Pr 1101, Seawillow Rd, Thunderstorm Ave, Sides Ln, Robinson Rd, Pr 2010, Wells Rd | $184,000 | $170,000 | $175,000-$200,000 | $117,000 | $100,000 | $100,000-$125,000 |
| Co Rd 109A, Quail Ridge Dr, Morning Star Trl, Co Rd 187, Seawillow Rd, Dale Ln, Longhollow Rd, N Guadalupe St, Dale Cove, Co Rd 181 | $176,000 | $150,000 | $125,000-$150,000 | $131,000 | $110,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$150 | $790 |
| Superior Protection Discount | -$94 | $846 |
| Fire & Security Discount | -$94 | $846 |
| Hail Resistant Roof Discount | -$19 | $922 |
| Newly Constructed Home Discount | -$226 | $715 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,337 |
| Physical Damage | $2,295 |
| Hail Damage | $4,524 |
| Wind Damage | $6,433 |
| Expensive Claims | |
| Fire | $45,123 |
| Smoke | $17,222 |
| Home Insurance Company Lockhart, TX | Homeowners Insurance Agency Lockhart, TX | Address | Popularity Score | Distance from Lockhart (miles) |
|---|---|---|---|---|
| State Farm | Trish Vecchio | 729 E Slaughter Ln Apt E, Austin, TX, 78744-2142 | 19.5 | |
| State Farm | Cory Pack | 121 Hll Profssnl Ctr Ste D, Kyle, TX, 78640-8963 | 17.6 | |
| State Farm | Kirk Talley | 117 N Guadalupe St Ste 101, San Marcos, TX, 78666-5606 | 19.2 | |
| Travelers | Watkins Insurance Group | 3834 Spicewood Springs Ste 100, Austin, TX, 78759 | 32.3 | |
| Travelers | The Insurance Team | 117 White Oak St, Lockhart, TX, 78644 | 3.7 | |
| State Farm | Brandy Whiteside | 3601 W Wm Cannon Dr Ste 100, Austin, TX, 78749-1545 | 24.5 | |
| State Farm | Rebecca Pulliam | 203 S Main St, Lockhart, TX, 78644-2742 | 3.5 | |
| Farmers | Clarkie Hall | 5818 Balcones Dr Ste 100, Austin, TX, 78731 | 30.6 | |
| State Farm | Mark Elder | 2345 Loop 337 Ste 300, New Braunfels, TX, 78130-8158 | 34.0 | |
| Farmers | Matthew Patterson | 222 E Hutchison St, San Marcos, TX, 78666 | 19.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Caldwell County, TX | $124,300 | $1,457 | $960 | $2,240 | $1,280 |
| Lockhart, TX | $132,700 | $940 | $620 | $1,450 | $830 |
| Cedar Creek-Red Rock, TX | $146,900 | $967 | $640 | $1,490 | $850 |
| Northeast Guadalupe, TX | $103,600 | $1,535 | $1,010 | $2,360 | $1,350 |
| Manor, TX | $151,000 | $974 | $640 | $1,500 | $860 |
| McQueeney, TX | $143,600 | $1,685 | $1,110 | $2,590 | $1,480 |
| Northeast Travis, TX | $189,300 | $1,447 | $960 | $2,230 | $1,270 |
| La Grange West, TX | $164,100 | $1,745 | $1,150 | $2,690 | $1,540 |
| Hudson Bend, TX | $378,000 | $2,421 | $1,600 | $3,730 | $2,130 |
| Santa Clara, TX | $208,100 | $1,852 | $1,220 | $2,850 | $1,630 |
| Selma, TX | $163,400 | $994 | $660 | $1,530 | $870 |