Queens, NY - Homeowners Insurance Buying Guide

Gavop's guide to buying homeowners insurance in Queens, NY covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.

Compare Quotes from Top Providers and Save now!

Estimate Appropriate Queens, NY Home Insurance Coverage Levels | Back to Top

Queens, NY - Neighbourhoods, Census Blocks & Streets 2 Bedroom 3 Bedroom
Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
Elk Dr, Franconia Ave, Beach 99th St, Arion Rd, 149th Rd, 123rd Ave, Greenway Ter, Battery Rd, Beach 169th St, Lighthouse Dr $300,500 $260,000 $300,000-$350,000 $455,000 $370,000 $350,000-$400,000
Virginia St, Irving Ave, Ruby St, Bayside Dr, Standish Rd, Pompeii Rd, Lansing Ave, Creekside Ave, Rockaway Fwy, Cornaga Ct $407,000 $380,000 $400,000-$500,000 $441,500 $410,000 $400,000-$500,000
Beach 12th St, Newtown Ave, Hunter St, Sapphire Ave, Schorr Dr, Collins Pl, Paige Ct, 122nd Pl, Troutman St, Rose Ave $289,000 $270,000 $250,000-$300,000 $342,500 $300,000 $300,000-$350,000
Sagamore Ave, Ireland St, Puritan Ave, 103rd Rd, Ring Pl, Stanhope St, 44th Dr, Concord St, Beach 133rd St, Malba Dr $416,500 $370,000 $400,000-$500,000 $427,000 $400,000 $400,000-$500,000
Bayside Pl, Trotting Course Ln, Robinson St, Palo Alto St, 57th Dr, Loubet St, Bye St, Crocheron Ave, 13th St, Coral Reef Way $535,000 $450,000 $500,000-$600,000 $811,500 $740,000 $800,000-$900,000
Polo Pl, Hawthorne Ave, Polhemus Ave, 187th Pl, Bay Club Dr, Emerald St, 157th Ave, Redfield St, Franconia Ave, 88th Dr $514,000 $470,000 $400,000-$500,000 $547,500 $490,000 $400,000-$500,000
Willow St, Nansen St, Bayside St, 144th Pl, Castlewood St, Nb Van Wyck Exwy Srvc Rd, 52nd Dr, Depot Rd, 83rd Pl, College Pl $265,000 $230,000 $200,000-$250,000 $323,500 $270,000 $350,000-$400,000
136th Rd, Sunnyside St, Caney Rd, Gotham Rd, Westside Ave, Eveleth Rd, Edgerton Blvd, Bay Ct, Burdette Pl, Baxter Ave $282,000 $230,000 $200,000-$250,000 $480,500 $390,000 $400,000-$500,000
Riverside Dr, Deerfield Rd, Ocean Promenade Walkway, 22nd Rd, Norman St, 270th St, Linden Pl, Denman St, Burling St, Tyler Ave $250,000 $230,000 $250,000-$300,000 $308,500 $270,000 $350,000-$400,000
Alston Pl, E 20th Rd, Clemente Ct, Turin Dr, Rio Dr, Babylon Ave, Cloverdale Ln, Middle May Cir, Leverich St, Beach 219th St $272,500 $230,000 $250,000-$300,000 $378,000 $340,000 $400,000-$500,000

Estimate your Savings with Home Insurance Discounts in Queens, NY | Back to Top

This table lists savings for a median home value of $462,800 and an average premium of $2,258

Discount Type Premium After Discount
Multipolicy Discounts $2,054
Superior Protection Discount $2,032
Fire & Security Discounts $2,032

Choose the Right Deductible for your Queens, NY Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
New York $400 $1,460 $1,860 $1,210 $1,610 $250
Queens County, NY $2,000 $1,380 $1,880 $1,120 $3,120 $-1,240
Queens, NY $1,000 $1,880 $2,380 $1,590 $2,590 $-210
West New York, NJ $400 $1,010 $1,410 $830 $1,230 $180
Cliffside Park, NJ $1,500 $1,140 $1,640 $940 $2,440 $-800
Pelham Manor, NY $100 $1,830 $1,930 $1,490 $1,590 $340
East Rutherford, NJ $1,000 $1,390 $1,890 $1,190 $2,190 $-300
Valhalla, NY $200 $1,840 $2,040 $1,530 $1,730 $310
Cos Cob, CT $1,000 $2,310 $2,810 $1,920 $2,920 $-110
East Islip, NY $500 $1,720 $2,220 $1,470 $1,970 $250
Westchester County, NY $1,000 $2,040 $2,540 $1,690 $2,690 $-150
Croton-on-Hudson, NY $300 $1,540 $1,840 $1,280 $1,580 $260
Tuxedo, NY $1,000 $1,230 $1,730 $1,080 $2,080 $-350

Identify Top Home Insurance Agents near Queens, NY | Back to Top

Home Insurance Company Queens, NY Homeowners Insurance Agency Queens, NY Address Popularity Score Distance from Queens (miles)
Travelers Ariston Brokerage Corp 7219 18th Avenue, Brooklyn, NY, 11204
8.8
State Farm Julie De Rossi 39 Broadway Lbby, New York, NY, 10006-3003
9.8
State Farm Jon Schenck 21411 Northern Blvd Ste 1, Bayside, NY, 11361-3305
7.9
Travelers The Limeri Agency Inc 3929 Amboy Rd, Staten Island, NY, 10308
18.0
Allstate Howard Levy 4702 16th Ave, Brooklyn, NY, 11204
7.9
Travelers Carlstan North Hills Agency Inc 261-20 Hillside Ave, Floral Park, NY, 11004
8.8
State Farm Karen Sauter 14469 Northern Blvd, Flushing, NY, 11354-4230
7.4
State Farm Gus Simeon 1559 Ralph Ave, Brooklyn, NY, 11236-3127
4.5
Allstate Kevin Schaefer 49 Nassau St Fl 2, New York, NY, 10038
9.6
Allstate Kevin Williamson 4222 Avenue D, Brooklyn, NY, 11203
5.3

Compare Rates for Queens, NY Home Insurance Providers | Back to Top

Compare Quotes from Top Providers and Save now!

Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
New York $295,300 $1,570 $1,050 $2,230 $1,180
Queens County, NY $462,800 $2,270 $1,520 $3,160 $1,640
Queens, NY $462,800 $2,080 $1,410 $2,850 $1,440
West New York, NJ $346,200 $1,350 $990 $1,860 $870
Cliffside Park, NJ $401,200 $1,400 $950 $1,990 $1,040
Pelham Manor, NY $773,000 $1,780 $1,280 $2,510 $1,230
East Rutherford, NJ $392,800 $1,450 $1,060 $2,020 $960
Valhalla, NY $559,200 $2,630 $1,760 $3,630 $1,870
Cos Cob, CT $935,700 $2,340 $1,590 $3,350 $1,760
East Islip, NY $411,000 $1,400 $1,020 $1,950 $930
Westchester County, NY $533,300 $2,450 $1,760 $3,450 $1,690
Croton-on-Hudson, NY $507,600 $1,780 $1,260 $2,550 $1,290
Tuxedo, NY $450,600 $1,440 $1,050 $1,970 $920

Research Home Insurance Companies Reviews in Queens, NY Before Buying | Back to Top

Share a review on your home insurance company


State Farm Home Insurance Reviews

Date: October 24, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Policy Offerings
I have home insurance through my condo co-op that covers the exterior of the building, from the walls out. I have condo insurance through State Farm that covers the walls in.


Date: October 02, 2018    Age: 40 to 49    Gender: Female    Marital Status: Unmarried

Website/App
I like the company's website because it is easy to use and I can access my policy online or chat with an agent if I need to.

Date: September 30, 2018    Age: >60 years    Gender: Female    Marital Status: Unmarried

Customer Service
I do not have anything against their customer service. I have found it to be quite refreshing and they are all so knowledgeable about their work.

Date: September 23, 2018    Age: 50 to 59    Gender: Male    Marital Status: Married

Customer Service
THE CUSTOMER SERVICE IS GOOD THEY ALWAYS REMEMBER MY AND MY CHILDREN'S NAMES ( I MAINLY TALK TO THE PEOPLE IN THE LOCAL OFFICE SINCE ITS CLOSE. I USUALLY ONLY CALL THE 800 NUMBER IF THE OFFICE IS CLOSED. THEY ANSWER EACH CALL NEVER REALLY HAD TO BE ON HOLD.

Date: September 19, 2018    Age: >60 years    Gender: Female    Marital Status: Married

Communication
There is nothing I dislike about it. There are so many things I like. They are always on time with communications and they care a lot.

Date: September 18, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Policy Offerings
UNDER MY POLICY I HAVE THEFT, FIRE, NATURAL DISASTER, FLOODING. I HAD TO TAKE SOME PHOTOGRAPHS OF MY BELONGINGS TO ENSURE THEY WERE COVERED SUCH AS ELECTRONICS CLOTHING AS WELL AS PERSONAL ITEMS. I HAD TO PAY A LUMP SUM UP FRONT TO START THE POLICY BUT IT WASN'T A LOT SINCE I ALREADY HAVE CAR INSURANCE.


Date: September 18, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Communication
THERE'S NOT MUCH I DON'T LIKE ABOUT THE INTERACTION/COMMUNICATION PORTION OF THE COMPANY LIKE I SAID THEY ALWAYS ANSWER CALLS AND HAVE A 24H CUSTOMER SERVICE LINE

Date: September 18, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Website/App
I like the ability to pay our bills easily online. I also like being able to download and print and documents that we need.

Date: September 12, 2018    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Customer Service
I like that my insurance company is always there when I need them and I can contact them through various outlets; be it by email, phone,or through the app. I dislike the higher premium price and having to pay more.

Date: September 08, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Policy Offerings
I have my home and its surroundings covered in my home policy along with some of the items that are in my home that were appraised.


Date: September 07, 2018    Age: >60 years    Gender: Female    Marital Status: Married

Customer Service
We have never made any claims on our homeowner's insurance so I haven't had to speak to anyone. They were a little difficult dealing with when trying to increase coverage for our barn.

Date: September 03, 2018    Age: 40 to 49    Gender: Male    Marital Status: Married

Premium
The premium is higher than other companies, but I have the assurance of being under a well known insurance company and I do get treated the way I would like to be treated by an insurance company.

Date: August 27, 2018    Age: 40 to 49    Gender: Female    Marital Status: Married

Communication
We haven't really had any communication or interaction with our home insurance company. Since we haven't had to file any claims, I guess it's been good.

Date: August 14, 2018    Age: Above 60    Gender: Male    Marital Status: Unmarried

Premium
I CAN'T SPEAK ON HOW MUCH OTHER INSURANCE COMPANIES OFFERED BECAUSE TRUTH BE TOLD I DIDN'T DO MUCH SHOPPING AROUND SINCE I ALREADY HAD CAR INSURANCE THROUGH THEM THEY OFFERED A DISCOUNT FOR ADDING HOME INSURANCE

Date: August 09, 2018    Age: 40 to 49    Gender: Male    Marital Status: Unmarried

Website/App
I LIKE THE FACT THAT THE WEBSITE IS STILL AVAILABLE EVEN IF THE OFFICE IS CLOSED AFTER YOU PAY THEY SEND AN CONFIRMATION EMAIL PROMPTLY WHICH REALLY HELPS FOR PROOF OF PAYMENT BECAUSE I COULD THEN JUST PRINT IT OUT

Date: August 08, 2018    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Policy Offerings
They cover everything I need in the policy and it is affordable for me, so it is a nice thing to have and to take advantage of.


Date: August 02, 2018    Age: >60 years    Gender: Female    Marital Status: Married

Premium
I feel like we are getting a good deal based on the size of our house and property. We also get discounts by bundling with our auto insurance which I'm pleased with.

Date: July 31, 2018    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Premium
Other companies were a bit confusing to me. I was not sure exactly what they were after and they did not tell me everything I needed to know.

Date: March 07, 2018    Age: 40 to 49    Gender: Male    Marital Status: Unmarried

Website/App
I like the app because it is simple to use and there are a lot of different features on there that I can use and take advantage of.

Date: November 23, 2017    Age: 20 to 29    Gender: Female    Marital Status: Married

Policy Offerings
Our home policy covers damages to our main house and the outbuildings on the property. There is also personal property loss protection.


Date: November 18, 2017    Age: 50 to 59    Gender: Male    Marital Status: Married

Communication
I like that my agent is always a step ahead of what I need and always updating me about any changes or news that have to do with my policy. I dislike the amount of spam emails I get from the company themselves.

Allstate Home Insurance Reviews

Date: December 02, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Premium
Every year I review policies with All State and other competing companies to make sure I am getting the best deal, which I am so I stay with All State.

Date: October 02, 2018    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Premium
If I compare my insurance company with others, I can say that it is slightly higher, it gives me things that others do not and its quality in its service is unmatched

Date: October 01, 2018    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Policy Offerings
The coverage of my insurance company is very complete, it adapts to all my needs and to those of my home, I provide security and broad well-being


Date: September 26, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Premium
I don't really have a comparison for other companies because I have been with Allstate for over 5 years. I have not had a problem with them.

Date: September 21, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Customer Service
I recently had claims on home and vehicle with my insurance policy and I liked the way they got things done. I did not have problems talking to my claims agent or getting a check.

Date: September 20, 2018    Age: 40 to 49    Gender: Female    Marital Status: Married

Website/App
The website is simple and functional. I can click around and find exactly what I'm looking for. Getting to the policy, ID Cards, all pertinent information. There is also a contact us section that you can click on.

Date: September 19, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Premium
I have done my research on different companies I have the lowest price that people offer for what I have

Date: August 31, 2018    Age: >60 years    Gender: Female    Marital Status: Married

Policy Offerings
All items inside the home are covered. 20000 in external structures. Roof and belongings.


Date: August 20, 2018    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Communication
On my recent claim, I felt like the contact could have been a little more frequent during the claim. Overall I was okay with the communication.

Date: August 17, 2018    Age: 40 to 49    Gender: Male    Marital Status: Married

Customer Service
I can say that I like everything about my insurance company because it gives me the greatest benefit, security, tranquility and a relentless job, the greatest of the well-being I have with this company, all of it I like

Date: August 07, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Communication
The interaction with my insurance company is very open and very complete, as they are very responsible and are attentive to all the details and all the needs of their clients

Date: July 25, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Policy Offerings
They cover jjust about everything I have added flood and natural disasters so I am fully cover


Date: June 23, 2018    Age: >60 years    Gender: Male    Marital Status: Unmarried

Customer Service
There customer service representative is always on point they are always educated on what is going on

Date: June 07, 2018    Age: 50 to 59    Gender: Female    Marital Status: Unmarried

Website/App
The web page of my insurance company is very comfortable and informative, it provides the necessary information to satisfy my doubts, it is very innovative and complete

Date: May 11, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Communication
I like that they make you feel that everything is going to be ok and they make it simple to feel comfortable

Date: November 18, 2017    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Website/App
I really like that everything can be done straight from the app. It's easy to file claims and get support

USAA Home Insurance Reviews

Date: September 23, 2018    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Customer Service
USAA customer service representatives are always polite and sincere when helping customers. I am confident that my issue will be resolved whenever I call.

Date: September 21, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Website/App
USAA has always been a great bank. Since they do not have many branches, they rely on their website/mobile app which is awesome.

Date: September 13, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Communication
USAA helped me explore my options for insurance policies. They also sent the insurance policy to my mortgage company, who is responsible for paying the premium.

Date: September 12, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Premium
I was receiving a lower premium from a previous company, but I did not enjoy the customer service of this company.

Date: September 02, 2018    Age: 40 to 49    Gender: Male    Marital Status: Married

Premium
When I was shopping for the insurance it was the lowest premium I could find for that level of coverage and with the low deductible I wanted to have.

Date: August 31, 2018    Age: 40 to 49    Gender: Male    Marital Status: Unmarried

Policy Offerings
Covers wind damage, fire damage, accidental damage like if a tree falls on the house. It might cover mold depending on the circumstance. It doesn't cover flood damage or regular maintenance things like termites or a leaky basement.


Date: August 31, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Policy Offerings
The main purpose of this insurance policy is to cover the house itself since I do not live in it. I rent the house to tenants.


Date: August 31, 2018    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Customer Service
There isn't anything I dislike about the service. They are available online all the time, and they have claims reps all the time that you can call and actually talk to a person when something goes wrong.

Date: August 24, 2018    Age: 40 to 49    Gender: Female    Marital Status: Married

Communication
I like that they have multiple ways that I can choose to interact with them depending on the situation I am in. I can use the phone, mobile app, or their website. they will even send an adjuster to your home.

Date: August 14, 2018    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Customer Service
I like that the customer service is quick to respond to any and all questions and claims. When a claim is filed they communicate with you during each step of the process.

Date: August 08, 2018    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Premium
I think it costs less. Every time I have priced insurances from other companies, USAA has the lowest prices and they are easy to deal with when you have a problem.

Date: August 04, 2018    Age: Above 60    Gender: Male    Marital Status: Married

Communication
I like that for insurance-related issues someone is always available by phone to help with your problems.

Date: July 30, 2018    Age: 40 to 49    Gender: Female    Marital Status: Married

Website/App
I wish it had all the detailed coverages available online instead of an overview.

Date: January 23, 2018    Age: 50 to 59    Gender: Male    Marital Status: Unmarried

Policy Offerings
My home is covered from wind damage and all weather damage. I have insurance against electrical storms damaging appliances and they will replace up to $500 of perishable and refrigerated food.


Date: November 18, 2017    Age: 50 to 59    Gender: Male    Marital Status: Married

Website/App
The mobile app is very easy to use and will take you directly to where you want to go quickly. I also like that it will connect you to a live operator if you need further assistance.

GEICO Home Insurance Reviews

Date: December 06, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Customer Service
The customer service at Geico is really good in my opinion. The wait time isn't usually too long and their app is easy to use for basic things. They're very friendly.

Date: November 27, 2018    Age: >60 years    Gender: Female    Marital Status: Married

Policy Offerings
I haven't compared my company policy against another policy so I cannot answer this question. I am satisfied with my policy.


Date: September 16, 2018    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Website/App
Works well, fast, very reliable. Have never had an issue making payments online.

Date: September 16, 2018    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Policy Offerings
Furnishings, structure, electrical, medical


Date: August 07, 2018    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Communication
They always contact me when any changes are going to be made ahead of time when the policy ends they contact welling advance

Date: June 01, 2018    Age: 40 to 49    Gender: Male    Marital Status: Married

Customer Service
Great customer service, answers quickly and always has answers to the questions I need to be answered. Very polite

Date: May 11, 2018    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Premium
A lot of other companies don't offer furnishings or charge an outstanding extra fee. This is all included

AAA Home Insurance Reviews

Date: October 05, 2018    Age: >60 years    Gender: Male    Marital Status: Married

Premium
I haven't shopped all that much for home insurance on other sites. I like bundling my insurance, also talking personally with an agent.

Date: August 15, 2018    Age: 40 to 49    Gender: Male    Marital Status: Unmarried

Policy Offerings
the home itself is covered, as is the property. Items in the home are not covered. accidents involving other people is covered


Date: July 27, 2018    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Communication
I'd like the company to be constantly reviewing better ways to insure my home, or to bundle policies, and to let me know about them.

Date: June 08, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Website/App
The company's website is a bit dated. I haven't explored it extensively nor have I paid my premium on the website. I haven't found any insurance websites that I love, actually. Corporations usually don't keep up with the latest web design.

Date: January 19, 2018    Age: 50 to 59    Gender: Male    Marital Status: Married

Customer Service
I can talk to the person that sold me the policy. He's not hard to sell, and he worked to find me the best policy for the money.

Progressive Home Insurance Reviews

Date: September 16, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Communication
I have not had to use the customer service from this insurance company. I have not had to use a claim or dispute any charges that have been made.

Date: August 06, 2018    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Website/App
I like that it gives me my policy information. It gives me when my auto draft will be withdrawn and the amount being taken.

Date: July 31, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Customer Service
For what I pay I like the premium and with what I have it is all I need at this time. If I had more I do not think I would like the cost but it may be negotiable under different circumstances and coverage.

Date: May 07, 2018    Age: 50 to 59    Gender: Male    Marital Status: Married

Premium
The premium is good for the price. Other companies may offer just as good. I have not really looked into other companies because I am satisfied with my premium.

Date: March 05, 2018    Age: 40 to 49    Gender: Male    Marital Status: Unmarried

Policy Offerings
I am covered in any damages, burglary, or fires. It protects my belongings up to a minimum and ensures that my property items are in safe standings.


Ameriprise Home Insurance Reviews

Date: October 03, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Policy Offerings
I like it because I receive discounts for having my cars with the company too.


Date: September 06, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Premium
Before I took the policy, I compared prices in the market and it was the most convenient one.

Date: August 21, 2018    Age: Above 60    Gender: Female    Marital Status: Unmarried

Website/App
I like because it makes our life easier.

Date: August 01, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Customer Service
I had to use one and the service was good. They were helpful

Date: May 15, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Communication
I like it because it was fast and friendly.

Westfield Insurance Home Insurance Reviews

Date: September 12, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Policy Offerings
Damages to the home, fire, flooding, loss of electricity damage, etc.


Date: July 29, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Premium
Obviously, I'd love it to be less money. It is bundled with our auto insurance so that saves us money. We've had other quotes that may have been a little less premium-wise but required a higher deductible, so I'd rather stay with a slightly higher premium I suppose.

Date: July 29, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Customer Service
They've been extremely helpful for the one time we had to make a claim. Easy to do email correspondence with. Got back to us well within a standard window of time. We got more money than expected. Easy to make claim on the phone.

Date: May 29, 2018    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Website/App
It's not the most up to date website. It has very limited information. I wish it gave us access to our actual account info, autopay options, ways to contact our agent directly. Also information about what parts of the policy mean.

Date: May 08, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Communication
They are helpful and explain all the steps of filing a claim easily. good at using email to contact you and get information. Also can use the phone and uses easy to communicate

Narragansett Bay Insurance Company Home Insurance Reviews

Date: September 04, 2018    Age: 40 to 49    Gender: Female    Marital Status: Married

Customer Service
Every time I contact them they are helpful and courteous and can answer any question we may have.

Date: August 21, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Website/App
The site is easy to use but doesn't always provide much information as they make you usually have to call to get more information.

Date: December 03, 2017    Age: 20 to 29    Gender: Female    Marital Status: Married

Communication
They send us updates on our plan periodically and have been helpful and courteous when we contact them with issues or concerns.

Date: November 19, 2017    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Policy Offerings
Our home, personal possessions, jewelry, silverware, expensive artwork, identity and credit card fraud.


Date: November 19, 2017    Age: 50 to 59    Gender: Male    Marital Status: Unmarried

Premium
We researched other companies and Narragansett Bay Insurance Company is always the best rate and premium for the amount of coverage we get.

Homesite Insurance Home Insurance Reviews

Date: September 22, 2018    Age: >60 years    Gender: Female    Marital Status: Married

Communication
I have nothing to say negative about the company, this company always has its attention to the day with its customers, very capable staff to perform quick and accurate work

Date: September 12, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Policy Offerings
radio, television, computer, audio studio, home theater, video games, furniture, kitchen, refrigerator, refrigerator, microwave, telephone, security cameras, laptop, walls, decorated, curtains,


Date: July 28, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Customer Service
It is very good, the attention is the best, the staff is very friendly, the result of problems instantly

Date: May 31, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Premium
payments of insurance premiums, ease of payments, flexibility, free personalized attention, immediate payment of problems,

Date: November 18, 2017    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Website/App
I like security, speed, immediate attention to questions and answers, clear, easy to use, fast, immediate use, personalized attention.

Arrow Financial Corporation Home Insurance Reviews

Date: June 25, 2018    Age: 40 to 49    Gender: Female    Marital Status: Married

Policy Offerings
our home the structure is covered also the contents, the water pipes are covered in case they freeze, also outbuildings, medical expenses,


Date: June 11, 2018    Age: >60 years    Gender: Male    Marital Status: Married

Website/App
I don't believe that our insurance company has a company website, this is a small local insurance company. I usually pay by check and mail it

Date: May 30, 2018    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Communication
We like the communication we have with our insurance company, we only deal with our insurance agent, and he is easy to get a hold of

Date: May 06, 2018    Age: Above 60    Gender: Male    Marital Status: Married

Premium
I am very satisfied with the premium compared to other companies we checked with. We had a hard time finding a company that would cover us due to having a wood stove

Date: November 18, 2017    Age: 20 to 29    Gender: Male    Marital Status: Married

Customer Service
I like the costumer service very much, we only have out agent to deal with, so thats good, plus he knows what we need

Farmer's Insurance Home Insurance Reviews

Date: August 14, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Website/App
I don't think there is anything wrong with the mobile app. or the website, per se. I just think in general it is easier to have bills on Autopay if possible. It seems to take an excessive amount of time and more confusion to do every monthly payment transaction online.

Date: August 13, 2018    Age: 50 to 59    Gender: Female    Marital Status: Married

Policy Offerings
The insurance policy covers all damage to or loss sustained by our home. The policy covers damages on the exterior of the house, that has occurred as the result of some natural occurrence, such as a storm ( except NOT flooding). Damages sustained from the fire are covered. The contents of the house are also covered from the same. The insurance would provide the funds necessary to cover natural or accidental damages sustained to our home and its immediate surroundings.


Date: August 02, 2018    Age: Above 60    Gender: Male    Marital Status: Married

Premium
Most insurance companies had similar premiums. For our choice, we were looking for one insurance company to cover multiple items. We need a significant amount of home coverage, but also need auto insurance and use the same company, both for cost and convenience.

Date: June 08, 2018    Age: 40 to 49    Gender: Female    Marital Status: Married

Communication
the agent is always very helpful and professional. We would much rather do dealings with a real person rather than a computer. Calls are always returned promptly.

Date: January 07, 2018    Age: Above 60    Gender: Male    Marital Status: Unmarried

Customer Service
We have never had an issue with our insurance as of yet. When we DO have a question or want to make a change, our agent is always easy to contact.

Liberty Mutual Home Insurance Reviews

Date: November 29, 2018    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Policy Offerings
When selecting home insurance I was able to get a lower price for the same premiums compared to other companies. I was able to get multiple discounts that saved me a lot of money.


Date: November 17, 2018    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Premium
Premium and deductables are all different and you have to shop around big time to get whats right for you. That is the ultimate worst. You feel stuck, nd trapped because you have to go with an insurance for lower prices but you like your insurance who your working with. It's a game they like to play and you have to switch coverage and companies often.

Erie Insurance Home Insurance Reviews

Date: November 23, 2018    Age: >60 years    Gender: Female    Marital Status: Unmarried

Policy Offerings
I would say that the coverage is very comparable with other companies but I have been a loyal customer for many years and I believe the customer service matters a lot to why you go with one company versus another.


Universal Direct Homeowners Insurance Home Insurance Reviews

Date: November 19, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Customer Service
I own home insurance in a insurance company.It provides me a good financial relationships and it provides me revaluable architectural policy with good customer service.